At a Glance
- Tasks: Lead strategic transformation in Credit, ensuring innovative solutions and regulatory compliance.
- Company: Dynamic financial services firm focused on collaboration and innovation.
- Benefits: Pension scheme, performance bonuses, private health insurance, and colleague discounts.
- Other info: Join a high-performance team with opportunities for continuous improvement and career growth.
- Why this job: Shape the future of Credit while driving impactful change and enhancing customer experience.
- Qualifications: Experience in strategy delivery, project management, and strong relationship-building skills.
The predicted salary is between 80000 - 100000 £ per year.
The Transformation Credit Lead is a critical member of the Credit function, responsible for shaping, driving, and landing the strategic transformation agenda across the Credit portfolio. The role translates Credit Strategy into executable delivery, ensuring innovative capabilities, regulatory compliance, and commercial value are embedded across all change. The role partners closely with internal delivery teams, senior leadership, and external lending partners. It requires strong leadership across a complex matrix, influencing without direct authority, and orchestrating multiple workstreams to deliver high-quality outcomes for customers and the business. A key part of the role is providing strategic oversight across the programme portfolio, ensuring effective governance, clear prioritisation and the conditions for successful delivery.
Responsibilities
- Support the Head of Credit Transformation in delivering the end-to-end Credit transformation roadmap.
- Provide strategic and commercial oversight for Credit initiatives while ensuring alignment to regulatory requirements.
- Lead delivery across multiple transformation workstreams, ensuring clear milestones, RAID management, governance adherence, and strong cross-functional coordination.
- Act as SME and escalation point for the portfolio, ensuring issues are resolved rapidly to protect delivery timelines and scope.
- Liaise effectively across the matrix to align business requirements, technical feasibility, and strategic intent.
- Ensure new proposals are assessed efficiently, providing direction on delivery approach, solution design, and prioritisation.
- Champion outstanding customer experience, ensuring solutions drive both commercial value and service improvements.
- Support regulatory activity including reporting, evaluation, and any required oversight engagement.
- Maintain and strengthen the strategic partnership with the lending partner and all third-party suppliers.
- Manage the transformation 'front door'—ensuring demand is shaped, triaged, and aligned to strategic priorities.
- Foster a collaborative, inclusive, high-performance environment across all transformation activities.
- Support business case development and benefits tracking to secure and demonstrate ongoing investment in Credit.
Qualifications
- Strong background operating within joint-venture or partner-driven models, ideally in financial services.
- Proven experience delivering large-scale strategy and transformation programmes in a regulated environment.
- Strong track record in project management and product management, delivering complex multi-workstream programmes.
- Demonstrated ability to manage risks, controls, and governance frameworks.
- Excellent relationship-building skills across internal functions and external partners.
- Experience managing change at scale within matrixed organisations.
- Ability to simplify complex problems, identify dependencies quickly, and drive alignment.
- Experience with scaled agile or hybrid delivery models, working closely with technology teams.
- Demonstrated ability to foster a continuous-improvement culture alongside a joint-venture delivery model.
Benefits
- Company Pension Scheme
- Discretionary/Performance based bonus
- Private Health Insurance
- Colleague Discounts
Strategic Credit Transformation Leader in Ilford employer: Currys PLC
As a Strategic Credit Transformation Leader, you will join a forward-thinking organisation that prioritises innovation and collaboration within the financial services sector. Our inclusive work culture fosters professional growth through continuous improvement and strategic partnerships, while our comprehensive benefits package, including a company pension scheme and private health insurance, ensures your well-being is at the forefront. Located in a dynamic environment, we offer unique opportunities to influence large-scale transformation initiatives that drive both commercial value and exceptional customer experiences.
StudySmarter Expert Advice🤫
We think this is how you could land Strategic Credit Transformation Leader in Ilford
✨Network Like a Pro
Get out there and connect with people in the industry! Attend events, join online forums, and don’t be shy about reaching out to folks on LinkedIn. We all know that sometimes it’s not just what you know, but who you know that can help land that dream job.
✨Ace the Informational Interview
Set up informal chats with professionals in roles you’re interested in. This is your chance to learn more about the company culture and expectations. Plus, it shows initiative and can put you on their radar when positions open up. We love seeing candidates take this proactive approach!
✨Showcase Your Skills
Don’t just tell them what you can do; show them! Create a portfolio or case studies that highlight your achievements and how you’ve driven transformation in previous roles. We want to see your impact and how you can bring that to our team.
✨Apply Through Our Website
When you find a role that excites you, apply through our website! It streamlines the process and ensures your application gets the attention it deserves. We’re always on the lookout for passionate individuals ready to make a difference in the Credit space.
We think you need these skills to ace Strategic Credit Transformation Leader in Ilford
Some tips for your application 🫡
Tailor Your Application:Make sure to customise your CV and cover letter to reflect the specific skills and experiences that align with the Strategic Credit Transformation Leader role. Highlight your background in transformation programmes and your ability to manage complex projects.
Showcase Leadership Skills:Since this role requires strong leadership across a matrix, be sure to provide examples of how you've influenced teams and driven change without direct authority. We want to see your ability to orchestrate multiple workstreams effectively.
Demonstrate Regulatory Knowledge:Given the importance of regulatory compliance in this position, include any relevant experience you have in navigating regulatory environments. This will show us that you understand the complexities involved in credit transformation.
Apply Through Our Website:We encourage you to submit your application through our website for the best chance of being noticed. It’s the easiest way for us to keep track of your application and ensure it gets to the right people!
How to prepare for a job interview at Currys PLC
✨Know Your Transformation Agenda
Make sure you understand the strategic transformation agenda of the Credit function. Familiarise yourself with how the company translates its Credit Strategy into actionable plans. This will help you articulate how your experience aligns with their goals during the interview.
✨Showcase Your Leadership Skills
Prepare examples that demonstrate your ability to lead across complex matrices and influence without direct authority. Think about times when you've successfully orchestrated multiple workstreams or managed cross-functional teams, as this is crucial for the role.
✨Understand Regulatory Compliance
Brush up on the regulatory requirements relevant to the Credit sector. Be ready to discuss how you've ensured compliance in past projects and how you would approach it in this new role. This shows you’re not just a strategist but also someone who can navigate the complexities of regulations.
✨Emphasise Customer Experience
Be prepared to talk about how you’ve championed outstanding customer experiences in previous roles. Share specific examples of how your initiatives drove commercial value and service improvements, as this aligns perfectly with the expectations of the position.
