Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Conduct credit reviews and support improvement projects in a dynamic finance team.
- Company: Join Cummins, a global leader committed to powering your potential.
- Benefits: Gain real-world experience, flexible work options, and a supportive environment.
- Why this job: Make an impact while learning from industry experts in a diverse workplace.
- Qualifications: Studying Accounting, Finance, Economics, or Business; strong teamwork and Excel skills.
- Other info: Exciting opportunity for career growth starting Summer 2026.
Overview
Join to apply for the Placement Student – Credit Risk role at Cummins Europe
Description
Our culture believes in POWERING YOUR POTENTIAL. We provide global opportunities to develop your career, make your community a better place and work with today’s most innovative thinkers to solve the world’s toughest problems.
We believe in flexibility for you to explore your passions while making an impact through meaningful work within our inclusive workforce. That’s what this role is all about.
We are looking for an enthusiastic Credit Risk Placement Student to join our team specializing in Finance for our Power Systems Business Segment in UK, Daventry. During your placement with us, you will learn how a major global organization operates, gaining the tools and exposure you will need to become an expert in the industry and power your potential!
This role is available to candidates who qualify for a placement year and will commence Summer of 2026.
Responsibilities
- Performs credit-worthiness reviews on new and existing accounts, mitigating risk to the business and analyses credit exposures; support for the scoping and completion of improvement projects (including 6 Sigma framework)
- Prepares business unit credit reporting, planning, and forecasting and ensures credit activities are in line with corporate credit policies and are Sarbanes Oxley (SOx) compliant.
- Develops an understanding of trade finance and credit management to support the business, participates in working capital initiatives to drive corporate metrics.
- Active involvement and business partner support, prepares metrics analysis and consolidated credit reporting, as well as ad hoc credit analysis and reports to the business unit.
- Represent the function when required to do so either with other parts of the organization or at various functions or events. Support for the scoping and completion of improvement projects (including 6 Sigma framework).
Qualifications
- Studying towards a degree in Accounting and Finance, Economics or Business discipline.
- Fast learner and willing to take on new challenges, great attention to detail.
- Strong team-work skills, great communication and interpersonal skills.
- Good Excel skills
Working at Cummins
At Cummins, we are committed to fostering a diverse and inclusive workplace. We provide equal employment opportunities to all qualified individuals, regardless of race, gender, color, disability, national origin, age, religion, union affiliation, sexual orientation, veteran status, citizenship, gender identity, and/or expression, or any other status protected by law. As a disability confident employer, we strive to make our recruitment process as accessible as possible. If you require any reasonable adjustments to accommodate a health condition or disability, please let us know. Your journey with us matters!
Closing date: Wednesday, 12th November 2025 11:59pm
Job: Finance
Organization: Cummins Inc.
Role category: Hybrid
Job type: Student – Cooperative/12 Month Placement
ReqID: 2418210
Relocation Package: No
Seniority level
- Internship
Employment type
- Full-time
Job function
- Education and Training
- Industries
- Manufacturing
Referrals increase your chances of interviewing at Cummins Europe by 2x
Get notified about new Placement Student jobs in Daventry, England, United Kingdom.
#J-18808-Ljbffr
Placement Student - Credit Risk employer: Cummins Europe
Contact Detail:
Cummins Europe Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Placement Student - Credit Risk
✨Tip Number 1
Network like a pro! Reach out to current or former employees at Cummins through LinkedIn. A friendly chat can give you insider info and might just get your foot in the door.
✨Tip Number 2
Prepare for the interview by researching Cummins' values and recent projects. Show us that you’re not just another candidate, but someone who genuinely cares about making an impact in the finance world.
✨Tip Number 3
Practice common interview questions related to credit risk and finance. We want to see your thought process, so think aloud and don’t be afraid to ask clarifying questions during the interview.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows us you’re serious about joining the Cummins family.
We think you need these skills to ace Placement Student - Credit Risk
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Placement Student - Credit Risk role. Highlight relevant coursework, skills, and any experience that aligns with credit risk and finance. We want to see how you can power your potential with us!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to express your enthusiasm for the role and the company. Share why you're interested in credit risk and how your background makes you a great fit. Remember, we love passion and personality!
Showcase Your Skills: Don’t forget to mention your Excel skills and any analytical abilities you have. These are key for the role! We’re looking for someone who can dive into data and help us make informed decisions, so let us know what you’ve got.
Apply Through Our Website: We encourage you to apply through our website for the best chance of being noticed. It’s straightforward and ensures your application goes directly to us. Plus, it shows you’re serious about joining our team at Cummins!
How to prepare for a job interview at Cummins Europe
✨Know Your Stuff
Before the interview, dive deep into understanding credit risk and how it applies to businesses. Familiarise yourself with key concepts like credit-worthiness reviews and trade finance. This will not only impress your interviewers but also show that you're genuinely interested in the role.
✨Showcase Your Skills
Make sure to highlight your Excel skills and any relevant coursework in Accounting, Finance, or Economics. Prepare examples of how you've used these skills in past projects or studies. This will demonstrate your capability to handle the responsibilities of the Placement Student role.
✨Be a Team Player
Since teamwork is crucial for this position, come prepared with examples of how you've successfully collaborated with others. Whether it's group projects at university or extracurricular activities, showing your ability to work well in a team will resonate with the interviewers.
✨Ask Thoughtful Questions
At the end of the interview, don’t forget to ask insightful questions about the company culture, the team you'll be working with, or specific projects you might be involved in. This shows your enthusiasm for the role and helps you gauge if it's the right fit for you.
