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For Companies At a Glance
- Tasks: Analyse credit risk and deliver insightful management information for the team and business.
- Company: Join Cumberland, a Mutual organisation dedicated to improving lives and fostering community spirit.
- Benefits: Enjoy a competitive salary, hybrid working, 25 days holiday, and personal development opportunities.
- Why this job: Be part of a transformative team where your creativity and energy can make a real impact.
- Qualifications: Experience in data reporting, advanced Excel skills, and proficiency in SQL/SAS required.
- Other info: Participate in community service with an extra paid day off for charity work.
The predicted salary is between 38000 - 57000 £ per year.
Job Description
Working at the Cumberland, you become part of something special. We’re a Mutual organisation, committed to improving the lives of our colleagues, customers, and community. Our values are incredibly important to us.
We’re on an exciting transformational journey with our people firmly at the forefront of our plans. If you want to work for a team integral in helping to drive cultural change, a team where you can bring your whole self to work bringing your energy and creativity to make a positive difference, then this is the job for you.
We are looking for Credit Risk Analyst who can deliver management information and insight as required by the immediate team and broader business, including the production and development of statutory and regulatory requirements
The Benefits
- Salary – up to £47,636 p.a. depending on skills and experience.
- Holidays – 25 days holiday plus public holidays and the opportunity to buy and sell up to 3 days.
- Learning and Development opportunities – We want you to grow in your role. We’ll work together to support your personal and professional development.
- Hybrid Working – the tools and equipment you need to be able to work from home when you need to, depending on your role.
- Health and Wellbeing – a calendar of events and activities throughout the year, Mental Health & Wellbeing champions, and Cycle to Work scheme.
- Community Day – We offer our people an extra paid day off every year to help local charities and community organisations.
The role
The main responsibilities will be:
- Deliver in line with agreed quality and quantity new and existing management information, including statutory and regulatory reporting
- Provide technical input into requests for new and existing management information from the business to ensure the most efficient production of accurate and useful data
- Provide ad hoc MI and insight as required
- Ability to organise and prioritise day to day workload and to deliver to deadlines
- Provide analytical support to a combination of internal and regulatory lead projects and audits
- Develop Analytical and Insight capabilities through the development of a suite of Business Intelligence covering all Group products
- Understand and be aware of the risk and control environment of the business and adhere to processes and procedures in order to minimise risk
About you
With experience in preparing reports and presenting data and business information to senior management, you will have:
- Advanced Excel, including pivot tables and developing macro
- SQL / SAS experience
- Power BI experience preferable
- High attention to detail and high level of accuracy
- Proficient in Microsoft Office packages
- Excellent analytical and problem-solving skills
- To be a reliable team worker with the ability to work on your own initiative where required
- A self-motivated, logical and organised approach
- A flexible and proactive approach with the ability to work under the pressure of deadlines
- Knowledge of reporting tools and VBA is also desirable
Credit Risk Analyst employer: Cumberland Building Society
Contact Detail:
Cumberland Building Society Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Analyst
✨Tip Number 1
Familiarise yourself with the specific tools mentioned in the job description, such as SQL, SAS, and Power BI. Having hands-on experience or even completing relevant online courses can give you a significant edge during interviews.
✨Tip Number 2
Showcase your analytical skills by preparing examples of past projects where you've successfully delivered management information or insights. Be ready to discuss how you approached these tasks and the impact they had on your previous organisation.
✨Tip Number 3
Research Cumberland's values and recent initiatives, especially those related to cultural change and community involvement. Being able to align your personal values with theirs during the interview will demonstrate your genuine interest in the role.
✨Tip Number 4
Prepare thoughtful questions about the team dynamics and the transformational journey Cumberland is undergoing. This shows your enthusiasm for being part of their mission and helps you assess if the company culture is the right fit for you.
We think you need these skills to ace Credit Risk Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience and skills that align with the Credit Risk Analyst role. Emphasise your proficiency in Excel, SQL/SAS, and Power BI, as well as your analytical abilities.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for the role and the organisation. Mention how your values align with those of the Cumberland and how you can contribute to their transformational journey.
Highlight Relevant Experience: In your application, provide specific examples of past experiences where you prepared reports, presented data, or worked on regulatory projects. This will demonstrate your capability to deliver management information effectively.
Proofread Your Application: Before submitting, carefully proofread your application for any spelling or grammatical errors. A polished application reflects your attention to detail, which is crucial for a Credit Risk Analyst.
How to prepare for a job interview at Cumberland Building Society
✨Showcase Your Analytical Skills
As a Credit Risk Analyst, your analytical abilities are crucial. Be prepared to discuss specific examples of how you've used data analysis in previous roles. Highlight your experience with tools like Excel, SQL, and Power BI, and be ready to explain how you can apply these skills to the role.
✨Understand the Company Values
Cumberland places a strong emphasis on its values and community impact. Research their mission and values beforehand, and think about how your personal values align with theirs. During the interview, express your enthusiasm for being part of a team that drives cultural change.
✨Prepare for Technical Questions
Expect technical questions related to credit risk analysis and reporting. Brush up on your knowledge of statutory and regulatory requirements, as well as any relevant reporting tools. Being able to confidently answer these questions will demonstrate your expertise and readiness for the role.
✨Demonstrate Teamwork and Initiative
The role requires both teamwork and the ability to work independently. Prepare examples that showcase your ability to collaborate effectively with others, as well as instances where you've taken the initiative to solve problems or improve processes. This will show that you're a reliable team player who can also thrive on your own.
