Commercial Finance Lead

Commercial Finance Lead

Full-Time 51600 - 72000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Transform data into impactful insights and drive financial strategy for a growing business.
  • Company: Join Cubitts, a dynamic brand focused on innovation and growth.
  • Benefits: Enjoy perks like complimentary spectacles, discounts, and flexible holiday options.
  • Why this job: Be the analytical engine that shapes decisions and drives success in a vibrant environment.
  • Qualifications: ACA/ACCA/CIMA qualified with experience in fast-paced finance roles.
  • Other info: Collaborate across teams and thrive in a role that balances strategy and hands-on execution.

The predicted salary is between 51600 - 72000 £ per year.

We’re looking for a Commercial Finance Lead to become the analytical engine of Cubitts - turning numbers into narrative, data into direction, and reports into real-world impact. This is not a role for the faint of heart. It’s for someone who wants to get stuck into the gears of a growing business, bringing rigour to our financial control, clarity to our commercial understanding, and discipline to our data. You’ll partner closely with cross-functional teams (retail, eCommerce, operations, and production) to help Cubitts grow smarter, leaner, and stronger.

Your key responsibilities:

  • Deliver timely, accurate monthly accounts, board packs, and financial reporting
  • Own and improve cash flow forecasting, cost allocation, and budget tracking
  • Introduce smarter processes, stronger controls, and better financial discipline
  • Manage statutory accounts, audit, and compliance (with support from our accountants)
  • Tighten working capital — from supplier terms to stock cycle management

What we’re looking for:

Commercial Finance
  • Deepen understanding of COGS, product margin, and profitability by channel
  • Build practical, intelligent financial models to support retail, eComm, and production decisions
  • Lead cost-benefit analysis for new initiatives (e.g. pricing, new stores, product ranges)
  • Introduce cost-centre budgeting and meaningful variance reporting
  • Identify opportunities to improve EBITDA through better visibility and insight
Data and Systems
  • Bridge operational and financial data — and fix what doesn’t talk to each other
  • Improve data quality across inventory, finance, and business systems
  • Support selection, implementation, and optimisation of key platforms (Xero, POS, inventory tools)
Business Partnering
  • Be a trusted partner to the business — not just a reporter of numbers
  • Present insights, not just data — and shape decisions at the highest level
  • Prepare materials for investors, board, and external partners
  • Help every team think more commercially

You’ll Thrive in This Role If You…

  • Are ACA / ACCA / CIMA qualified, with experience in a dynamic, multi-channel environment
  • Have worked in finance manager, controller, or commercial finance roles in SMEs or scale-ups
  • Are excited by complex data, and obsessed with getting to the real story behind the numbers
  • Know how cost, margin, and profit move in a DTC retail or consumer brand business
  • Enjoy creating order, building systems, and making things run better
  • Communicate clearly and work collaboratively across teams
  • Are hands-on, proactive, and comfortable in a role that spans the strategic and the scrappy
Nice to Have
  • Experience in retail, manufacturing, or DTC consumer brands
  • Prior involvement in ERP or finance system implementations
  • Managed small finance teams or outsourced finance partners

Some nice things you’ll get:

  • Complimentary spectacles, eye examinations and generous discounts
  • Option to buy and sell holiday
  • Paid time away for the important moments in life
  • Annual season ticket loan
  • Cycle to work scheme
  • Aviva life assurance and Digicare+
  • Subscription to Champion Health
  • Unlimited Business Skills Training

Contract: Full Time, 40 hours

Location: Brewery Road, Kings Cross London.

Salary: Head of Department - Level 2 £72,252

Reports to: Finance Director

Commercial Finance Lead employer: Cubitts KX Limited

Cubitts is an exceptional employer that fosters a dynamic and collaborative work culture, where the Commercial Finance Lead plays a pivotal role in driving the company's growth. Located in the vibrant Kings Cross area of London, employees benefit from a range of perks including complimentary spectacles, generous holiday options, and a commitment to professional development through unlimited business skills training. With a focus on meaningful impact and cross-functional partnerships, Cubitts offers a unique opportunity for personal and career growth in a supportive environment.
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Contact Detail:

Cubitts KX Limited Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Commercial Finance Lead

✨Tip Number 1

Network like a pro! Reach out to people in the finance and retail sectors, especially those who work at Cubitts or similar companies. A friendly chat can open doors and give you insights that might just help you land that interview.

✨Tip Number 2

Prepare for the interview by diving deep into Cubitts' financials and recent news. Show us you’re not just another candidate; demonstrate your understanding of their business model and how you can contribute to their growth.

✨Tip Number 3

Practice your storytelling skills! We want to see how you can turn numbers into narratives. Be ready to discuss past experiences where your financial insights led to real-world impact—this is your chance to shine!

✨Tip Number 4

Don’t forget to apply through our website! It’s the best way to ensure your application gets the attention it deserves. Plus, we love seeing candidates who take that extra step to connect with us directly.

We think you need these skills to ace Commercial Finance Lead

Financial Reporting
Cash Flow Forecasting
Cost Allocation
Budget Tracking
Financial Modelling
Cost-Benefit Analysis
EBITDA Improvement
Data Quality Management
Business Systems Optimisation
Cross-Functional Collaboration
Communication Skills
ACA / ACCA / CIMA Qualification
Experience in DTC Retail
ERP Implementation Experience
Team Management

Some tips for your application 🫡

Show Your Numbers Game: When you’re writing your application, make sure to highlight your experience with financial reporting and analysis. We want to see how you've turned numbers into narratives in your previous roles, so don’t hold back on the details!

Be a Business Partner: Emphasise your ability to work collaboratively across teams. We’re looking for someone who can present insights and shape decisions, so share examples of how you’ve partnered with other departments to drive results.

Keep It Clear and Concise: Your application should be as clear as the financial reports you’ll be preparing. Use straightforward language and avoid jargon where possible. We appreciate clarity and want to see your communication skills shine through!

Apply Through Our Website: Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen to join the Cubitts team!

How to prepare for a job interview at Cubitts KX Limited

✨Know Your Numbers

As a Commercial Finance Lead, you’ll need to demonstrate a deep understanding of financial metrics. Brush up on your knowledge of COGS, product margins, and profitability by channel. Be ready to discuss how these elements impact decision-making and growth.

✨Showcase Your Analytical Skills

Prepare to present examples of financial models you've built or cost-benefit analyses you've conducted. Highlight how your insights have shaped business decisions in previous roles. This will show that you can turn data into actionable strategies.

✨Understand the Business Landscape

Familiarise yourself with Cubitts’ operations, especially in retail and eCommerce. Think about how you can bridge operational and financial data to improve processes. Being able to speak to their specific challenges will set you apart.

✨Be a Collaborative Partner

Emphasise your experience in working cross-functionally. Prepare to discuss how you’ve partnered with teams beyond finance to drive commercial success. Show that you’re not just a number cruncher but a trusted advisor who can communicate insights effectively.

Commercial Finance Lead
Cubitts KX Limited
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