At a Glance
- Tasks: Lead product strategy for fiat payments, optimising global banking infrastructure.
- Company: Join Crypto.com, the fastest growing cryptocurrency platform with a mission to empower users.
- Benefits: Enjoy competitive salary, medical insurance, flexible work hours, and career growth opportunities.
- Other info: Dynamic environment focused on innovation and personal development.
- Why this job: Make a real impact in the crypto world while working with a talented and supportive team.
- Qualifications: 7-10 years in product leadership, especially in payment infrastructure or core banking.
The predicted salary is between 90000 - 110000 £ per year.
This is a mission-critical product leadership role at the heart of Crypto.com's global trading engine. As Product Director, Core Banking & Payments, you will own the end-to-end product strategy for fiat pay-in (deposits) and pay-out (off-ramp) capabilities - the infrastructure that enables millions of Retail, Private, and Institutional clients to move money in and out of the platform, instantly, globally, and reliably. You will define where we build, which rails we use, which banks we partner with, and how we route transactions - with direct accountability for Total Funds Flow, acceptance rates, settlement speed, and cost-per-transaction across every market we operate in. This role reports to the VP of Product, Banking.
Global Banking Network
- Build and optimize cross-border payment infrastructure across all markets, ensuring maximum rail coverage and uptime for fiat access.
Speed & Latency
- Select and integrate payment rails based on transaction speed requirements (T+0 vs T+1) to support instant trading activities.
Liquidity & Settlement
- Structure banking partnerships to maintain zero (or near-zero) downtime liquidity for mass user pay-outs and high-frequency trading settlement.
Acceptance Rate Optimization
- Drive meaningful improvements in pay-in acceptance across credit card, debit card, and bank transfer channels by optimizing processor relationships, fraud rules, and compliance logic.
Strategic Bank Partnerships
- Lead commercial negotiations and technical integrations for direct bank relationships - securing preferential rates, dedicated service levels, and custom solutions tailored to trading businesses.
Payment Orchestration & Routing
- Design and own the logic for a dynamic routing engine that selects the optimal rail in real time based on user segment, jurisdiction, currency, speed, and risk profile.
Institutional On-Ramp
- Build compliant and scalable fiat payment solutions for institutional clients - including segregated bank accounts, high-value wire processing, and bulk pay-out APIs.
Qualifications
- 7–10+ years of product leadership experience, with at least 7 years focused on payment infrastructure or core banking products.
- Demonstrated success building and scaling cross-border payment rails in a high-volume, real-time environment.
- Experience with direct bank integrations (not just white-label PSPs) and commercial partnership negotiation.
- Track record of leading payment orchestration and dynamic routing logic in production.
- Experience building fiat solutions for institutional clients (segregated accounts, wire processing, bulk APIs).
- Background in or significant exposure to trading, exchange, or fintech environments.
- Technical acumen across complex API products, data flows, and payment protocol integrations.
- Hands-on experience with core banking platforms and/or payment scheme integrations (SWIFT, SEPA, FPS, ACH, etc.).
- Experience integrating with bank partners, PSPs, and acquiring processors.
- Strong people management capabilities - you develop and hold a high bar for your team.
- Excellent stakeholder management across engineering, legal, compliance, finance, and senior leadership.
Life @ Crypto.com
- Empowered to think big. Try new opportunities while working with a talented, ambitious and supportive team.
- Transformational and proactive working environment. Elevate employees to find thoughtful and innovative solutions.
- Growth from within. We help to develop new skill-sets that would impact the shaping of your personal and professional growth.
- Work Culture. Our colleagues are some of the best in the industry; we are all here to help and support one another. One cohesive team.
- Engage stakeholders to achieve our ultimate goal - Cryptocurrency in every wallet.
Benefits
- Competitive salary.
- Medical insurance package with extended coverage to dependents.
- Attractive annual leave entitlement including: birthday, work anniversary.
- Work Flexibility Adoption. Flexi-work hour and hybrid or remote set-up.
- Aspire career alternatives through us. Our internal mobility program can offer employees a diverse scope.
- Work Perks: visa card provided upon joining.
- Our benefits packages vary depending on region requirements, you can learn more from our talent acquisition team.
About Crypto.com
Founded in 2016, Crypto.com serves more than 150 million customers and is the world's fastest growing global cryptocurrency platform. Our vision is simple: Cryptocurrency in Every Wallet™. Built on a foundation of security, privacy, and compliance, Crypto.com is committed to accelerating the adoption of cryptocurrency through innovation and empowering the next generation of builders, creators, and entrepreneurs to develop a fairer and more equitable digital ecosystem. Learn more at https://crypto.com.
Crypto.com is an equal opportunities employer and we are committed to creating an environment where opportunities are presented to everyone in a fair and transparent way. Crypto.com values diversity and inclusion, seeking candidates with a variety of backgrounds, perspectives, and skills that complement and strengthen our team. Personal data provided by applicants will be used for recruitment purposes only.
Product Director, Core Banking and Payments employer: Crypto
As an Application Support Engineer at our firm, you will be part of a dynamic Exchange Support team dedicated to maintaining a cutting-edge cryptocurrency trading platform. We pride ourselves on fostering a collaborative work culture that encourages continuous improvement and professional growth, offering opportunities to enhance your technical skills in a fast-paced environment. Located in the UK, we provide a supportive atmosphere where innovation thrives, ensuring our employees are equipped with the tools and resources needed to excel in their roles.
StudySmarter Expert Advice🤫
We think this is how you could land Product Director, Core Banking and Payments
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Crypto. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Product Director, Core Banking and Payments
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Crypto.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Crypto's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Crypto
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Crypto.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Crypto will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Crypto employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
