At a Glance
- Tasks: Lead credit risk assessments and shape credit policy for Wholesale Finance.
- Company: Join a growing UK specialist lender with a collaborative culture and strong growth outlook.
- Benefits: Enjoy a hybrid work model and the chance to influence key financial decisions.
- Why this job: This high-profile role offers exposure to senior leadership and impactful decision-making.
- Qualifications: Significant credit risk experience, ideally with a degree and professional accreditation.
- Other info: Opportunity for personal sanctioning authority and involvement in regulatory compliance.
The predicted salary is between 54000 - 84000 £ per year.
A growing UK specialist lender is looking for an experienced Senior Credit Risk Manager to join its second line of defence team, focusing on its Wholesale Finance portfolio. This role has a particular emphasis on Funds Finance, including NAV, Subscription Line, and Fee-based lending structures, with exposure to Structured Finance and Block Discounting.
This is a high-profile position with delegated lending authority, offering the opportunity to shape credit policy, oversee portfolio risk, and work closely with senior leadership across the business.
Key Responsibilities- Assess, approve, and challenge complex credit proposals in the Wholesale sector.
- Provide risk insights and guidance to underwriting and relationship teams.
- Draft and present credit papers to senior-level credit committees.
- Lead monitoring and reporting of counterparty and portfolio-level credit risks.
- Contribute to credit risk frameworks, policy development, and regulatory compliance.
- Significant credit risk experience, particularly in Funds Finance.
- Strong understanding of structured lending solutions and financial markets.
- Demonstrated ability to operate with personal sanctioning authority.
- Analytical, commercially minded, and regulatory aware.
- Ideally degree-qualified with a relevant professional accreditation (e.g. ACIB).
This is an excellent opportunity to join a purpose-driven, specialist lender with a clear market focus, collaborative culture, and strong growth outlook.
Senior Credit Risk Manager employer: CRS
Contact Detail:
CRS Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Credit Risk Manager
✨Tip Number 1
Network with professionals in the credit risk and finance sectors. Attend industry events, webinars, or local meetups to connect with people who work in similar roles. This can help you gain insights into the company culture and potentially get a referral.
✨Tip Number 2
Stay updated on the latest trends and regulations in credit risk management, particularly in Funds Finance. Follow relevant publications and thought leaders on social media to demonstrate your knowledge during interviews.
✨Tip Number 3
Prepare to discuss specific examples of your experience with complex credit proposals and structured lending solutions. Be ready to explain how you've successfully managed risks in previous roles, as this will showcase your expertise.
✨Tip Number 4
Research the company’s current portfolio and any recent news related to their operations. Understanding their strategic goals and challenges will allow you to tailor your discussions and show how you can contribute to their success.
We think you need these skills to ace Senior Credit Risk Manager
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your significant credit risk experience, particularly in Funds Finance. Emphasise your understanding of structured lending solutions and financial markets to align with the job requirements.
Craft a Compelling Cover Letter: In your cover letter, express your enthusiasm for the role and the company. Discuss your analytical skills and how they have helped you assess and challenge complex credit proposals in the past.
Highlight Relevant Achievements: When detailing your previous roles, focus on specific achievements that demonstrate your ability to operate with personal sanctioning authority and contribute to credit risk frameworks and policy development.
Prepare for Technical Questions: Be ready to discuss your experience with NAV, Subscription Line, and Fee-based lending structures during interviews. Prepare examples of how you've provided risk insights and guidance to underwriting teams.
How to prepare for a job interview at CRS
✨Showcase Your Credit Risk Expertise
Make sure to highlight your significant experience in credit risk, especially in Funds Finance. Be prepared to discuss specific examples of complex credit proposals you've assessed and approved, as this will demonstrate your capability in the role.
✨Understand the Business and Its Needs
Research the company thoroughly, focusing on its Wholesale Finance portfolio and lending structures. Understanding their specific needs will allow you to tailor your responses and show how you can contribute to shaping credit policy effectively.
✨Prepare for Technical Questions
Expect to face technical questions related to structured lending solutions and financial markets. Brush up on relevant regulations and frameworks, as well as recent trends in credit risk management, to showcase your analytical and regulatory awareness.
✨Demonstrate Leadership and Collaboration Skills
Since this role involves working closely with senior leadership and various teams, be ready to discuss your experience in leading projects or initiatives. Highlight instances where you've provided risk insights and guidance, showcasing your ability to collaborate effectively.