At a Glance
- Tasks: Lead financial operations and shape payment processes in a fast-growing payments brand.
- Company: Dynamic payments company with significant growth and innovative projects.
- Benefits: Competitive salary, equity options, and opportunities for career advancement.
- Other info: Join a high-growth environment with direct visibility and influence.
- Why this job: Make a real impact by building financial processes from the ground up.
- Qualifications: Experience in finance operations, management accounting, or treasury required.
The predicted salary is between 59400 - 72600 £ per year.
The Opportunity
My client is a fast-growth Payments brand who following significant growth, are launching a new payments platform and are looking for an experienced Financial Operations Lead to play a pivotal role in shaping how finance and money movement operate as the business scales.
This is a hands-on opportunity for someone who has come from management accounting, financial control, finance operations or treasury and wants to take that expertise into a fast-moving payments environment.
You’ll have genuine ownership from day one.
You’ll help define the financial architecture behind merchant money flows, from posting rules and reconciliations through to safeguarding, settlements and controls.
If you’re someone who enjoys getting into the detail and wants to build rather than inherit processes, this is an opportunity to make a significant impact.
- What You’ll Own
- Own the daily posting of transactions across safeguarding, operational, settlement and reserve accounts.
- Apply accurate debit and credit entries for merchant receipts, payouts, fees, reserves, reversals and adjustments.
- Maintain clean, well-structured ledgers with a robust audit trail.
- Manage intercompany and inter-account postings with appropriate supporting documentation.
- Define, document and continuously improve posting rules across different fund types
- Run daily reconciliations across bank statements, internal ledgers, acquirer settlement files and merchant balances.
- Investigate reconciliation breaks, identify root causes and drive them through to resolution.
- Maintain balance sheet integrity across client and operational money accounts.
- Produce daily treasury, reconciliation and funds-position reporting.
- Support safeguarding calculations and ensure client funds are appropriately identified and reported.
- Own and strengthen controls around payments, approvals and fund movements
- Treasury & Cash Management
- Monitor merchant settlements and payout schedules.
- Investigate failed, delayed or unusual payments and ensure exceptions are resolved.
- Support liquidity and cash-flow monitoring across multiple accounts.
- Assist with Faster Payments and payout operations.
- Work directly with banking and payment partners to resolve funding and settlement queries
- Build & Improve
- Map end-to-end payment and funds flows.
- Define posting logic and reconciliation requirements.
- Create clear SOPs and operating procedures.
- Partner with Engineering and Product to identify opportunities for automation.
- Help shape scalable, auditable ledger and reconciliation architecture as transaction volumes grow.
- Turn manual processes into robust, repeatable and increasingly automated workflows
- Operational & Compliance Support
- Support Finance and Compliance with regulatory and safeguarding requirements.
- Assist with merchant funding queries and reserve calculations.
- Monitor operational risk across payment flows and elevate issues appropriately.
- Support the onboarding of new merchants from a funds-flow and accounting perspective
- What We’re Looking For
- Payments or Fintech experience, managing high-volume transaction data
- Strong background in management accounting, financial control, finance operations or treasury
- Double-entry accounting: You’re completely comfortable with debits, credits, journals and correcting errors while preserving a clear audit trail.
- Reconciliations: You’ve reconciled high-volume data across multiple sources and know how to investigate a break rather than simply flag it.
- Posting rules & controls: You understand how transaction logic translates into accounting entries and how to build controls around it.
- Balance sheet ownership: You understand month-end, accruals, prepayments, balance sheet integrity and what good financial control looks like.
- Enjoy being hands-on rather than managing from a distance.
- Can explain complex financial movements clearly to Product, Engineering and Operations colleagues.
- Enjoy working in a high-growth environment where you can have a visible impact.
Why Join?
This is a chance to join a growing payments business at a point where the foundations are being built. You’ll have the opportunity to:
- Own a critical finance function rather than inherit a finished process.
- Shape the controls, processes and architecture that will support future scale.
- Have direct visibility and impact across the business.
- Develop into a broader finance leadership role as the organisation grows.
- Participate in the long-term success of the business through equity/options.
- #J-18808-Ljbffr
Finance Operations Lead in Milton Keynes employer: CRS
At CRS, we pride ourselves on being an excellent employer by fostering a dynamic work culture that encourages innovation and collaboration. As a Payments Finance Ops Leader, you'll have the opportunity to take ownership of critical financial operations while working alongside talented professionals in a fast-paced environment. Our commitment to employee growth is evident through continuous learning opportunities and a supportive atmosphere that values your contributions as we build a cutting-edge payments platform.
StudySmarter Expert Advice🤫
We think this is how you could land Finance Operations Lead in Milton Keynes
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like CRS. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Finance Operations Lead in Milton Keynes
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to CRS.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on CRS's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at CRS
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with CRS.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at CRS will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former CRS employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
