Credit Risk Manager - Banking
Credit Risk Manager - Banking

Credit Risk Manager - Banking

London Full-Time 72000 - 108000 £ / year (est.) No home office possible
C

At a Glance

  • Tasks: Lead credit risk assessments and shape credit policy for a dynamic finance portfolio.
  • Company: Join a growing UK specialist lender making waves in the finance sector.
  • Benefits: Enjoy hybrid working, competitive salary, and opportunities for professional growth.
  • Why this job: Be at the forefront of credit risk management and influence key financial decisions.
  • Qualifications: Significant experience in credit risk, especially in Funds Finance and structured lending.
  • Other info: This is a high-profile role with direct impact on business strategy.

The predicted salary is between 72000 - 108000 £ per year.

A growing UK specialist lender is looking for an experienced Senior Credit Risk Manager to join its second line of defence team, focusing on its Wholesale Finance portfolio. This role has a particular emphasis on Funds Finance, including NAV, Subscription Line, and Fee-based lending structures, with exposure to Structured Finance and Block Discounting.

This is a high-profile position with delegated lending authority, offering the opportunity to shape credit policy, oversee portfolio risk, and work closely with senior leadership across the business.

  • Assess, approve, and challenge complex credit proposals in the Wholesale sector.
  • Provide risk insights and guidance to underwriting and relationship teams.
  • Draft and present credit papers to senior-level credit committees.
  • Lead monitoring and reporting of counterparty and portfolio-level credit risks.
  • Contribute to credit risk frameworks, policy development, and regulatory compliance.

Significant credit risk experience, particularly in Funds Finance. Strong understanding of structured lending solutions and financial markets. Analytical, commercially minded, and regulatory aware.

Credit Risk Manager - Banking employer: CRS

As a leading UK specialist lender based in London, we pride ourselves on fostering a dynamic and inclusive work culture that empowers our employees to excel. Our hybrid working model offers flexibility, while our commitment to professional development ensures that you will have ample opportunities for growth and advancement within the organisation. Join us to be part of a high-profile team where your expertise in credit risk management will directly influence our strategic direction and success.
C

Contact Detail:

CRS Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Credit Risk Manager - Banking

✨Tip Number 1

Network with professionals in the banking and finance sector, especially those who specialise in credit risk management. Attend industry events or webinars to connect with potential colleagues and learn about the latest trends in Funds Finance.

✨Tip Number 2

Familiarise yourself with the specific lending structures mentioned in the job description, such as NAV and Subscription Line financing. Being able to discuss these topics confidently during interviews will demonstrate your expertise and interest in the role.

✨Tip Number 3

Prepare to showcase your analytical skills by reviewing case studies or examples of complex credit proposals you've handled in the past. Be ready to discuss how you assessed risks and made decisions that align with the responsibilities of the Senior Credit Risk Manager.

✨Tip Number 4

Stay updated on regulatory changes affecting the banking sector, particularly those related to credit risk. Demonstrating your knowledge of compliance issues during discussions can set you apart as a candidate who is proactive and well-informed.

We think you need these skills to ace Credit Risk Manager - Banking

Credit Risk Assessment
Funds Finance Expertise
Structured Finance Knowledge
Analytical Skills
Regulatory Compliance Awareness
Portfolio Risk Management
Credit Policy Development
Strong Communication Skills
Presentation Skills
Relationship Management
Problem-Solving Skills
Financial Market Understanding
Delegated Lending Authority Experience
Monitoring and Reporting Skills

Some tips for your application 🫡

Tailor Your CV: Make sure your CV highlights relevant experience in credit risk management, particularly in Funds Finance and structured lending solutions. Use specific examples to demonstrate your analytical skills and understanding of financial markets.

Craft a Compelling Cover Letter: In your cover letter, express your enthusiasm for the role and the company. Discuss how your background aligns with the responsibilities outlined in the job description, such as assessing complex credit proposals and contributing to credit risk frameworks.

Highlight Key Achievements: When detailing your experience, focus on key achievements that showcase your ability to shape credit policy and oversee portfolio risk. Quantify your successes where possible, such as improvements in risk assessment processes or successful credit approvals.

Prepare for Interviews: If you get invited for an interview, prepare to discuss your previous experiences in detail. Be ready to provide insights into your approach to credit risk management and how you would contribute to the company's goals in the Wholesale Finance sector.

How to prepare for a job interview at CRS

✨Know Your Credit Risk Fundamentals

Make sure you have a solid understanding of credit risk management principles, especially in the context of wholesale finance. Be prepared to discuss your experience with Funds Finance, NAV, and structured lending solutions, as these will be key topics during the interview.

✨Prepare for Technical Questions

Expect to face technical questions related to credit proposals and risk assessment. Brush up on your analytical skills and be ready to explain how you would approach complex credit scenarios, including how you would challenge proposals and provide insights to underwriting teams.

✨Showcase Your Leadership Skills

Since this role involves working closely with senior leadership, be prepared to demonstrate your leadership capabilities. Share examples of how you've influenced credit policy or contributed to risk frameworks in previous roles, highlighting your ability to communicate effectively with stakeholders.

✨Understand Regulatory Compliance

Familiarise yourself with the regulatory landscape affecting credit risk management. Be ready to discuss how you ensure compliance in your work and how you stay updated on changes in regulations that impact the banking sector.

Credit Risk Manager - Banking
CRS
C
  • Credit Risk Manager - Banking

    London
    Full-Time
    72000 - 108000 £ / year (est.)

    Application deadline: 2027-06-08

  • C

    CRS

Similar positions in other companies
UK’s top job board for Gen Z
discover-jobs-cta
Discover now
>