At a Glance
- Tasks: Design and implement real-time ledger systems for a cloud-native banking platform.
- Company: Join Crown Agents Bank, a leader in innovative banking solutions.
- Benefits: Competitive salary, flexible work arrangements, and opportunities for professional growth.
- Other info: Work onsite in London with a dynamic team focused on innovation.
- Why this job: Be at the forefront of banking technology and make a significant impact.
- Qualifications: 10-12 years in banking tech with experience in cloud core banking implementations.
The predicted salary is between 80000 - 100000 £ per year.
We are seeking a highly experienced Subject Matter Expert (SME) in Real-Time Ledger systems to support the implementation of a cloud-native core banking platform. The role will focus on designing, configuring, and validating a real‑time general ledger and sub‑ledger architecture, ensuring accuracy, scalability, and regulatory compliance within a modern banking ecosystem. The SME will work closely with business stakeholders, product vendors, architects, and implementation teams to ensure a robust event‑driven, real‑time accounting framework aligned with UK banking standards.
Key Responsibilities
- Ledger Design & Architecture: Lead the design of real‑time ledger architecture (general ledger + sub‑ledger integration), define chart of accounts (CoA) structure aligned with product hierarchies and regulatory needs, establish event‑driven accounting models for transactions (payments, loans, deposits, etc.), and ensure high‑volume, low‑latency ledger processing in cloud environments.
- Cloud Core Banking Implementation: Drive ledger‑related components in cloud‑native core banking platforms (e.g., Thought Machine, Temenos, Mambu, Tuum, Finastra), configure and validate posting rules, journal entries, and accounting flows, and collaborate with platform vendors and SI teams on solution design and delivery.
- Integration & Data Flow: Design integration between core banking engine, payments systems (FPS, CHAPS, SEPA, SWIFT), channels and middleware, financial reporting / GL systems, and ensure real‑time reconciliation and data consistency.
Experience Requirements
- 10‑12 years in banking technology or core banking transformation.
- 2‑3 end‑to‑end cloud core banking implementations, specifically involving ledger/accounting modules and real‑time transaction processing.
- Experience working with UK or European banks preferred.
Position Details
- Customer: Crown Agents Bank (CAB).
- Location: London, UK.
- Contract: Permanent/Contract (both acceptable).
- Work arrangement: Onsite (4 days WFO, 1‑day WFH mandatory).
- Start date: Immediate.
PO/SME - Real time ledger (RTL) in Langley employer: Crown Agents Bank
Crown Agents Bank is an exceptional employer, offering a dynamic work environment in the heart of London where innovation meets tradition. With a strong focus on employee development and a collaborative culture, we provide our team with opportunities to grow their expertise in cutting-edge banking technology while contributing to impactful projects. Our commitment to work-life balance, including a flexible onsite and remote work arrangement, ensures that our employees thrive both personally and professionally.
StudySmarter Expert Advice🤫
We think this is how you could land PO/SME - Real time ledger (RTL) in Langley
✨Tip Number 1
Network like a pro! Reach out to your connections in the banking tech space, especially those who have experience with real-time ledger systems. A friendly chat can lead to insider info about job openings that aren't even advertised yet.
✨Tip Number 2
Show off your expertise! When you get the chance to meet potential employers or attend industry events, don’t hold back on sharing your knowledge about cloud-native core banking platforms and real-time accounting frameworks. It’ll make you stand out as a go-to SME.
✨Tip Number 3
Prepare for interviews by diving deep into the specifics of the role. Brush up on your understanding of event-driven accounting models and integration with payment systems. The more you know, the more confident you'll feel when discussing your fit for the position.
✨Tip Number 4
Don’t forget to apply through our website! We’ve got some fantastic opportunities waiting for you, and applying directly can sometimes give you an edge. Plus, it’s super easy to keep track of your applications that way!
We think you need these skills to ace PO/SME - Real time ledger (RTL) in Langley
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the role of a Subject Matter Expert in Real-Time Ledger systems. Highlight your experience with cloud-native banking platforms and any relevant projects you've led, especially those involving ledger design and architecture.
Craft a Compelling Cover Letter:Your cover letter should tell us why you're the perfect fit for this role. Share specific examples of your past experiences that align with the key responsibilities mentioned in the job description, like your work on real-time accounting frameworks.
Showcase Your Technical Skills:Don’t forget to highlight your technical skills related to ledger integration and data flow. Mention any specific tools or technologies you’ve used in previous roles, especially those relevant to cloud core banking implementations.
Apply Through Our Website:We encourage you to apply through our website for a smoother application process. It helps us keep track of your application and ensures you don’t miss out on any important updates from us!
How to prepare for a job interview at Crown Agents Bank
✨Know Your Ledger Inside Out
Make sure you’re well-versed in real-time ledger systems and their architecture. Brush up on the specifics of general and sub-ledger integration, as well as event-driven accounting models. Being able to discuss these topics confidently will show that you’re the expert they’re looking for.
✨Familiarise Yourself with Cloud Banking Platforms
Since the role involves cloud-native core banking platforms, it’s crucial to have a solid understanding of systems like Thought Machine or Temenos. Research how these platforms handle ledger components and be ready to share insights or experiences related to them during your interview.
✨Prepare for Technical Questions
Expect technical questions about integration and data flow between banking engines and payment systems. Brush up on your knowledge of FPS, CHAPS, SEPA, and SWIFT. Being able to articulate how these systems interact will demonstrate your expertise and readiness for the role.
✨Showcase Your Collaboration Skills
This role requires working closely with various stakeholders, so be prepared to discuss your experience in collaborative environments. Share examples of how you’ve successfully worked with product vendors, architects, and implementation teams to deliver solutions in past projects.
