QA Engineer - Payments in London

QA Engineer - Payments in London

London Full-Time 36000 - 60000 £ / year (est.) No working from home possible
Crisil

At a Glance

  • Tasks: Design and develop automated test frameworks for global payment systems.
  • Company: Join a leading financial services firm focused on innovation.
  • Benefits: Attractive salary, flexible working options, and career development opportunities.
  • Other info: Collaborative environment with a focus on continuous improvement and agile delivery.
  • Why this job: Be at the forefront of payment technology and drive quality assurance.
  • Qualifications: 6-10 years in QA/Automation with strong skills in Java or Python.

The predicted salary is between 36000 - 60000 £ per year.

We are seeking a Test Automation Engineer – Payments to drive automation-led quality assurance across global payments transformation and modernization programs. The role focuses on designing, developing and maintaining automated test frameworks for high-volume, real-time and cross-border payment systems.

The ideal candidate will have strong experience in automating end-to-end payment workflows, API integrations and message transformations across domestic and international payment schemes such as SWIFT, SEPA, ACH, RTP, FedNow and ISO 20022 (MX/MT). This role will work closely with Product Owners, Business Analysts, DevOps teams and Engineering teams to embed automation into CI/CD pipelines and accelerate high-quality delivery across both BAU and change initiatives.

Key responsibilities

  • Test Automation Strategy & Framework Development
    • Design and implement scalable automation frameworks for payment processing systems and APIs.
    • Develop automated test scripts for payment initiation, routing, screening, settlement and reconciliation flows.
    • Automate validation of ISO 20022 (MX) message transformations, schema compliance and mapping logic (MX - MT).
    • Build reusable libraries for testing APIs, microservices and message-based integrations.
    • Contribute to automation strategy for modernization programs and platform migrations.
  • API & Integration Automation
    • Automate testing of payment APIs using tools such as RestAssured, Postman, Karate, or equivalent.
    • Validate message formats including MT/MX, XML, JSON and downstream system integrations.
    • Develop automation for STP validation, exception handling, retries and fallback mechanisms.
    • Automate reconciliation accuracy, intraday liquidity impacts and operational reporting validation.
  • CI/CD & DevOps Integration
    • Integrate automation suites into CI/CD pipelines (Jenkins, GitLab, Azure DevOps or equivalent).
    • Enable continuous testing for real-time and high-throughput payment platforms.
    • Support containerized test execution environments (Docker/Kubernetes exposure preferred).
    • Collaborate with DevOps teams to ensure automation supports rapid release cycles.
  • Performance, Resilience & Reliability Testing
    • Support automation for performance, volume and resilience testing of payment engines.
    • Develop scripts for high-volume and real-time transaction simulations.
    • Validate coexistence scenarios where legacy and modern payment systems operate in parallel.
  • Controls, Compliance & Risk Validation
    • Automate validation of AML, sanctions screening and regulatory controls embedded in payment workflows.
    • Ensure auditability and traceability of automated test execution.
    • Support compliance testing for cross-border and domestic payment schemes.
  • Agile Delivery & Collaboration
    • Participate in sprint planning, backlog refinement and release validation.
    • Track defects, support root-cause analysis and collaborate with engineering teams on resolution.
    • Contribute to automation metrics, coverage tracking and continuous improvement initiatives.

Skills required

  • 6–10 years of experience in QA/Automation roles within payments, transaction banking or financial services.
  • Strong hands-on experience in automation frameworks such as Selenium, RestAssured, Karate, Cypress or similar.
  • Proficiency in Java or Python for automation scripting.
  • Experience testing payment processing systems, APIs and integration flows.
  • Strong understanding of payment lifecycles and schemes (SWIFT, SEPA, ACH, RTP, FedNow, ISO 20022).
  • Familiarity with message formats (MT/MX), XML/JSON parsing and validation tools.
  • Experience with CI/CD pipelines and DevOps practices.
  • Exposure to performance testing tools (JMeter, LoadRunner or similar) is a plus.
  • Understanding of reconciliation processes, exception handling and operational risk controls.
  • Strong analytical skills and ability to work across business, QA and engineering teams.

QA Engineer - Payments in London employer: Crisil

As a leading player in the financial services sector, we pride ourselves on fostering a dynamic and inclusive work environment that champions innovation and collaboration. Our QA Engineers in Payments benefit from extensive professional development opportunities, competitive remuneration, and a culture that values work-life balance, all while being at the forefront of transforming global payment systems in a vibrant city known for its technological advancements.

Crisil

Contact Details:

Crisil Recruitment Team

StudySmarter Expert Advice🤫

We think this is how you could land QA Engineer - Payments in London

Tap into Campus Networks

If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.

Get Certified

Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.

Connect on Professional Platforms

Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.

Apply Directly and Be Proactive

Don’t shy away from reaching out directly to firms like Crisil. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.

We think you need these skills to ace QA Engineer - Payments in London

Test Automation
Automation Framework Development
API Testing
Integration Automation
CI/CD Integration
DevOps Practices
Performance Testing

Some tips for your application 🫡

Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.

Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Crisil.

Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.

Research and Reflect:Before hitting that 'apply' button on Crisil's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!

How to prepare for a job interview at Crisil

Brush Up on Financial Analysis Skills

Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Crisil.

Prepare for Case Studies

Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.

Show Your Passion for Finance

Since this is a full-time position, employers at Crisil will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.

Network with Industry Professionals

Before your interview, reach out to current or former Crisil employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.