At a Glance
- Tasks: Support loan origination and lifecycle management for complex loans.
- Company: Join CRISIL, a top-ranked provider of research and analytics services globally.
- Benefits: Competitive daily rate of £150-200 and opportunities for professional growth.
- Other info: Dynamic team environment with a focus on collaboration and client relationships.
- Why this job: Make an impact in the finance world with innovative AI-powered solutions.
- Qualifications: 3+ years in credit risk/lending and strong analytical skills required.
The predicted salary is between 19500 - 26000 £ per year.
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CRISIL Global Research & Analytics (GR&A) is the largest and top-ranked provider of high end research and analytics services to the world's leading commercial and investment banks, insurance companies, corporations, consulting firms, private equity firms and asset management firms. CRISIL GR&A operates from centres in Argentina, China, India and Poland, providing support across several time zones and in multiple languages to global organizations. It has deep expertise in the areas of equity and fixed income research (covering global economies, 150 global sectors and over 3000 global companies), credit analysis, exotic derivatives valuation, structured finance, risk modelling and management, actuarial analysis and business intelligence.
Daily rate of - £150-200
Job Duties
- Contribute to the build and development team to support loan origination and lifecycle management which includes large complex syndicated and bilateral loans covering but not limited to corporate, commercial, real estate, structured lending and trade.
- Good grasp of all lending transaction related documentation and must ensure that quality of data, controls and processes performed meet internal policies and regulatory requirements/expectations.
- Strong understanding of loan products across both bilateral and syndicated deals and developing an understanding for bank’s existing framework and understand information management practices including onboarding, pre close requirements, closing and funding for all bilateral and syndicated corporate loans.
- Strong understanding of attributes and data points in the loan lifecycle, complemented by experience in taxonomy creation and data mapping during large-scale migration.
- Support post close servicing through:
- Covenant Monitoring: Systematic recording of covenant, periodic covenant assessment and monitoring for the designated portfolio.
- Collateral Management: Monitoring the supporting collateral for secured loans, reviewing all daily reports and borrower collateral activity; input accurately and verify all necessary data to the collateral monitoring and loan administration system.
- Coordinate with other work streams to ensure data collection / remediation efforts or outcomes adhere to project plans and requirements.
- Develop and enhancing client relationships by the achievement of client’s Key Performance Indictors (KPIs), regular client meetings, use of market knowledge / best practice sharing, and demonstrating value add.
- Build an adequate governance structure for timely connects with stakeholders to discuss data remediation plans, manage escalations, and effectively close the remediation process.
- Develop and maintain metrics, scorecards, and dashboards to report on progress and impact of data quality remediation efforts.
- Liase with client’s operations team to understand the delivery requirements at every stage as well as for any ambiguity in client instruction.
- Ensure process delivery as per Service Level Agreement at all times. Ensure service quality is maintained as per agreed KPI.
Skills Required
- Should have 3+ years of experience in credit risk/lending function.
- Loan processing or transaction management experience, gained either through industry or within a consulting environment; Corporate Lending team or Loan Operation’s experience.
- Project management / people management experience is must.
- Experience of relational database management, front to back system data flows, data handling, transmission, aggregation.
- Demonstrated experience of working with financial products life cycles and associated data needs; knowledge/ experience of credit data operations.
- Excellent communication skills in English (verbal and written).
Personal Attributes / Interpersonal Skills Required
- Independent and decisive mindset; strong analytical and problem-solving skills; a structured working style with passion for deep diving into problems.
- Team player.
- Ability to work on tight deadlines.
- Excellent written and oral communication skills.
Seniority Level
- Associate
Employment Type
- Contract
Job Function
- Other
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Loan operations analyst employer: Crisil
As a leading investment banking firm, we pride ourselves on fostering a dynamic work environment that encourages innovation and collaboration. Our commitment to employee growth is evident through comprehensive training programs and opportunities to engage in large-scale technology transformations, particularly in the Market Risk and Counterparty Credit Risk domains. Located in a vibrant financial hub, we offer competitive benefits and a culture that values diversity and inclusion, making us an exceptional employer for those seeking meaningful and rewarding careers.
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We think this is how you could land Loan operations analyst
✨Join Financial Networking Events
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We think you need these skills to ace Loan operations analyst
Some tips for your application 🫡
Show Off Your Academic Achievements:In banking and financial services, your academic record can really make you stand out. List relevant grades, certifications, or coursework on your CV, especially if you've taken finance-related modules. This is particularly important for a temporary role where qualifications can help you shine even brighter!
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How to prepare for a job interview at Crisil
✨Brush Up on Financial Regulations
Since this is a role in banking and financial services, be ready to discuss key regulations like MiFID, Basel III, or GDPR. These are hot topics, and your awareness of how they impact daily operations can give you a significant edge during your interview with Crisil.
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