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- Tasks: Support global banks in managing credit risk loan processes and enhance client relationships.
- Company: Join CRISIL, a top-ranked provider of research and analytics services worldwide.
- Benefits: Competitive salary, professional development, and a dynamic work environment.
- Why this job: Make an impact in the finance world while developing your analytical skills.
- Qualifications: 3+ years in credit risk/lending, strong communication, and project management experience.
- Other info: Collaborative culture with opportunities for career growth and learning.
The predicted salary is between 36000 - 60000 £ per year.
CRISIL Global Research & Analytics (GR&A) is the largest and top-ranked provider of high end research and analytics services to the world\’s leading commercial and investment banks, insurance companies, corporations, consulting firms, private equity firms and asset management firms. CRISIL GR&A operates from centres in Argentina, China, India and Poland, providing support across several time zones and in multiple languages to global organizations. It has deep expertise in the areas of equity and fixed income research (covering global economies, 150 global sectors and over 3000 global companies), credit analysis, exotic derivatives valuation, structured finance, risk modelling and management, actuarial analysis and business intelligence.
Job Duties-
Support the transaction management function of global banks in establishing and effectively managing the credit risk loan process:
- Contribute to the build and development team to support loan origination and lifecycle management which includes large complex syndicated and bilateral loans covering but not limited to corporate, commercial, real estate, structured lending and trade
- Good grasp of all lending transaction related documentation and must ensure that quality of data, controls and processes performed meet internal policies and regulatory requirements/expectations
- Strong understanding of loan products across both bilateral and syndicated deals and developing an understanding for bank\’s existing framework and understand information management practices including onboarding, pre close requirements, closing and funding for all bilateral and syndicated corporate loans
- Strong understanding of attributes and data points in the loan lifecycle, complemented by experience in taxonomy creation and data mapping during large-scale migration
- Support post close servicing through:
- Covenant Monitoring: Systematic recording of covenant, periodic covenant assessment and monitoring for the designated portfolio
- Collateral Management: Monitoring the supporting collateral for secured loans, reviewing all daily reports and borrower collateral activity; input accurately and verify all necessary data to the collateral monitoring and loan administration system
- Coordinate with other work streams to ensure data collection / remediation efforts or outcomes adhere to project plans and requirements
- Develop and enhancing client relationships by the achievement of client\’s Key Performance Indictors (KPIs), regular client meetings, use of market knowledge / best practice sharing, and demonstrating value add
- Build an adequate governance structure for timely connects with stakeholders to discuss data remediation plans, manage escalations, and effectively close the remediation process
- Develop and maintain metrics, scorecards, and dashboards to report on progress and impact of data quality remediation efforts
- Liase with client\’s operations team to understand the delivery requirements at every stage as well as for any ambiguity in client instruction
- Ensure process delivery as per Service Level Agreement at all times. Ensure service quality is maintained as per agreed KPI
Skills required-
Should have 3+ years of experience in credit risk/lending function
- Loan processing or transaction management experience, gained either through industry or within a consulting environment; Corporate Lending team or Loan Operation\’s experience
- Project management / people management experience is must
- Experience of relational database management, front to back system data flows, data handling, transmission, aggregation
- Demonstrated experience of working with financial products life cycles and associated data needs; knowledge/ experience of credit data operations
- Excellent communication skills in English (verbal and written)
Personal attributes/ Interpersonal skills required-
- Independent and decisive mindset; strong analytical and problem-solving skills; a structured working style with passion for deep diving into problems
- Team player
- Ability to work on tight deadlines
- Excellent written and oral communication skills
Analyst - Loan processing employer: Crisil
Contact Detail:
Crisil Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Analyst - Loan processing
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can refer you directly.
✨Tip Number 2
Prepare for interviews by researching CRISIL and understanding their loan processing operations. Tailor your answers to show how your experience aligns with their needs, especially in credit risk and transaction management.
✨Tip Number 3
Practice your communication skills! Since this role requires excellent verbal and written communication, consider doing mock interviews with friends or using online platforms to refine your pitch.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take the initiative to engage directly with us.
We think you need these skills to ace Analyst - Loan processing
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Analyst - Loan Processing role. Highlight your experience in credit risk and lending functions, and don’t forget to mention any project management skills you have. We want to see how your background aligns with what we do!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about the role and how your skills can contribute to our team. Be specific about your experience with loan processing and data management – we love details!
Showcase Your Analytical Skills: Since this role requires strong analytical abilities, make sure to include examples of how you've tackled complex problems in your previous roles. We’re looking for someone who can dive deep into data and come up with actionable insights!
Apply Through Our Website: We encourage you to apply through our website for a smoother application process. It helps us keep track of your application and ensures you don’t miss out on any important updates. Plus, it’s super easy!
How to prepare for a job interview at Crisil
✨Know Your Loan Products
Make sure you have a solid understanding of both bilateral and syndicated loans. Brush up on the different types of loan products and their lifecycle, as this will show your potential employer that you're not just familiar with the terminology but can also apply it in real-world scenarios.
✨Master the Documentation
Familiarise yourself with all lending transaction-related documentation. Being able to discuss the importance of data quality, controls, and compliance with internal policies will demonstrate your attention to detail and understanding of regulatory requirements.
✨Showcase Your Analytical Skills
Prepare to discuss specific examples where you've used your analytical and problem-solving skills in previous roles. Think about how you’ve tackled complex issues in credit risk or loan processing, as this will highlight your capability to handle the responsibilities of the role.
✨Communicate Effectively
Since excellent communication skills are crucial for this position, practice articulating your thoughts clearly and concisely. Be ready to explain complex concepts in simple terms, as this will reflect your ability to liaise with clients and stakeholders effectively.