At a Glance
- Tasks: Oversee credit risk practices and ensure compliance with regulations.
- Company: Fast-growing FCA-regulated consumer credit company focused on member welfare.
- Benefits: Competitive salary, flexible working hours, and opportunities for professional growth.
- Why this job: Join a mission-driven team improving financial stability for members.
- Qualifications: Experience in credit risk management and strong analytical skills required.
- Other info: Dynamic work environment with a commitment to ethical lending.
The predicted salary is between 36000 - 60000 £ per year.
We are Creditspring, a new way of borrowing that focuses on its members and provides them with safe and efficient short-term financial products. We’re a fast-growing FCA-regulated consumer credit company. Our mission is to improve the financial stability and resilience of our members by offering products, partnerships and educational content, with the goal of steering them away from high-cost, unregulated credit options.
About the Role
The Credit Risk Manager plays a key role within the Second Line of Defence, providing oversight of the organisation’s consumer credit portfolio. The role is responsible for ensuring that credit risk practices are robust, compliant, and aligned with the company’s risk appetite, regulatory expectations and commitment to sustainable, ethical lending.
Responsibilities:
- Independent Oversight experience with Python or similar is a plus.
- Advanced Excel skills, including expertise in complex formulas, pivot tables, and data analysis tools.
- A strong foundation in probability and statistics, including experience with A/B testing and advanced analytical methods.
- In-depth knowledge of UK bureau data (e.g., Experian, Equifax, TransUnion) and familiarity with fraud detection techniques, alternative data sources, and collections solutions.
- Strong written and verbal communication; able to challenge constructively and influence across levels.
Benefits
Credit Risk Assurance Manager employer: Creditspring
Contact Detail:
Creditspring Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Assurance Manager
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. We can’t stress enough how valuable personal connections can be in landing that dream job.
✨Tip Number 2
Prepare for interviews by researching Creditspring inside out. Understand our mission and values, and think about how your skills align with our goals. We want to see your passion for ethical lending!
✨Tip Number 3
Showcase your analytical skills! Be ready to discuss your experience with data analysis, A/B testing, and credit risk practices. We love candidates who can demonstrate their expertise with real-world examples.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows you’re genuinely interested in being part of our team at Creditspring.
We think you need these skills to ace Credit Risk Assurance Manager
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Credit Risk Assurance Manager role. Highlight relevant experience and skills that match the job description, especially your expertise in credit risk practices and data analysis.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about improving financial stability for members and how your background aligns with our mission at Creditspring.
Showcase Your Analytical Skills: Since the role requires advanced Excel skills and knowledge of statistical methods, be sure to mention any specific projects or experiences where you've successfully used these skills. We love seeing real examples!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team!
How to prepare for a job interview at Creditspring
✨Know Your Numbers
Brush up on your knowledge of UK bureau data and credit risk metrics. Be ready to discuss how you’ve used data analysis tools like Excel or Python in previous roles, especially when it comes to A/B testing and fraud detection techniques.
✨Showcase Your Communication Skills
Prepare examples that highlight your ability to communicate complex ideas clearly. Think of times when you had to influence stakeholders or challenge decisions constructively. This will demonstrate your strong written and verbal communication skills.
✨Understand the Company’s Mission
Familiarise yourself with Creditspring’s mission to improve financial stability for its members. Be prepared to discuss how your values align with theirs and how you can contribute to their goal of ethical lending.
✨Prepare for Technical Questions
Expect questions that test your understanding of credit risk practices and compliance. Review key concepts in probability and statistics, and be ready to explain how you would ensure robust credit risk oversight in line with regulatory expectations.