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- Tasks: Evaluate client proposals and make lending decisions to support SME growth.
- Company: Dynamic financial services company focused on human-led lending.
- Benefits: Competitive salary, growth opportunities, and a supportive work environment.
- Why this job: Make a real difference in the success of SMEs through effective risk management.
- Qualifications: Over 3 years of underwriting experience and strong credit risk knowledge.
- Other info: Join a team that values innovation and professional development.
The predicted salary is between 36000 - 60000 £ per year.
A financial services company in the UK is seeking a Senior Underwriter to evaluate client proposals and make lending decisions. The ideal candidate will have over 3 years of experience in underwriting, a strong knowledge of credit risk, and the ability to analyze financial accounts. This role is crucial in supporting SMEs in their growth through proper risk management. Competitive salary and opportunities for growth are provided.
Senior SME Credit Underwriter – Human‑led Lending employer: Credit4
Contact Detail:
Credit4 Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior SME Credit Underwriter – Human‑led Lending
✨Tip Number 1
Network like a pro! Reach out to your connections in the financial services sector and let them know you're on the lookout for opportunities. You never know who might have a lead on a Senior Underwriter role or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by brushing up on your credit risk knowledge and financial analysis skills. We recommend practising common interview questions related to underwriting and having examples ready that showcase your experience and decision-making abilities.
✨Tip Number 3
Don’t just apply anywhere; focus on companies that align with your values and career goals. Check out our website for openings that match your expertise in SME lending and underwriting – we’ve got some great roles waiting for you!
✨Tip Number 4
Follow up after interviews! A quick thank-you email can go a long way in keeping you top of mind. It shows your enthusiasm for the role and gives you another chance to highlight why you’re the perfect fit for the Senior Underwriter position.
We think you need these skills to ace Senior SME Credit Underwriter – Human‑led Lending
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in underwriting and credit risk. We want to see how your skills align with the role, so don’t be shy about showcasing your achievements!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re passionate about supporting SMEs and how your background makes you the perfect fit for this role. Keep it engaging and relevant!
Showcase Your Analytical Skills: Since this role involves analysing financial accounts, make sure to mention specific examples of how you've successfully evaluated proposals in the past. We love seeing real-life applications of your skills!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates from our team!
How to prepare for a job interview at Credit4
✨Know Your Credit Risk Inside Out
Make sure you brush up on your knowledge of credit risk assessment. Be prepared to discuss how you evaluate client proposals and the factors you consider when making lending decisions. This will show that you’re not just familiar with the theory but can apply it practically.
✨Showcase Your Analytical Skills
Since analysing financial accounts is a key part of the role, come ready with examples of how you've successfully assessed financial data in the past. Use specific metrics or outcomes to illustrate your impact, as this will demonstrate your capability to support SMEs effectively.
✨Prepare for Scenario-Based Questions
Expect questions that put you in real-world situations. Think about how you would handle various underwriting scenarios, including difficult lending decisions. Practising these responses will help you articulate your thought process clearly during the interview.
✨Highlight Your Experience with SMEs
Since the role focuses on supporting SMEs, be sure to share any relevant experience you have in this area. Discuss how your previous work has helped small businesses grow and how you understand their unique challenges. This will resonate well with the interviewers.
