At a Glance
- Tasks: Support local teams in managing credit processes and limits while collaborating with senior bankers.
- Company: Join Crédit Agricole CIB, a leading global bank committed to sustainability and innovation.
- Benefits: Enjoy a dynamic work environment, opportunities for growth, and a focus on corporate social responsibility.
- Why this job: Make a positive impact on communities and the environment while developing your skills in finance.
- Qualifications: Degree-level education, strong analytical skills, and familiarity with banking processes required.
- Other info: Open to all applicants, including those with disabilities; diversity and inclusion are core values.
The predicted salary is between 36000 - 60000 £ per year.
Types of Jobs – Corporate & Investment Banking
Job title
Credit Coordinator
Contract type
Permanent Contract
No
Job summary
We are seeking a Credit Coordinator to support our local Coverage teams in the credit process and management of credit limits. This role involves close collaboration with Senior Bankers, Relationship Managers, and Business Lines to ensure efficient and proactive management of global credit limits.
Key Responsibilities
· To ‘analyse’ and manage the requests received from the business lines and the network, in co-ordination with Coverage, based on:
Ø The business opportunity and the profitability of the relationship, and
Ø The impact on the global set of limits also in light of potential future needs
· To formalise the Coverage and the Business Lines’ credit requests, ensuring compliance with local and global processes and providing it to the Credit Analysis team (i.e. RPC, as defined internally), as well as Management:
Ø A detailed description and background explanation on the proposed transaction, including its liquidity consumption
Ø A presentation of the ex ante PI calculation provided by the Business Line
Ø A presentation of the global set of the counterparty Group limits, its utilization and the changes requested
Ø A presentation of the transaction/relationship profitability provided by the Business Line
Ø A presentation of the global profitability of the client relationship
Ø A general presentation of the counterparty and its group; the last significant changes since last credit review, and budget/forecast of the Coverage team on the relationship
Ø A presentation of the ESG profile of the client including ESG related risks
Ø A summary of the KYC compliance status and FS triggers.
· Creation in Credit Limit Management System (Phidias) and sending of the formal request to RPC through Phidias
· Creation and signing of the proposed credit limits (in Eurecca) through Phidias
· Sending to the risk department (RPC) the financial documents received from clients
· Circulation of all financial documents received from clients to the credit team
· To maintain the credit process efficiency:
Ø Keep regular contacts with the Business Lines (i.e. specific product teams known internally as ITB, GMD etc,)
Ø Collect the Business Lines’ supports (for e.g. CLF Transaction Request, ITB BusCom…), the Sector support, the Net Zero simulator and the opinion of the parent coverage unit/ primary coverage officer
Ø Preparation of the CSR and Compliance grids
Ø Initiate CARE requests to obtain Financial Security opinions (when necessary)
Ø Co-ordinate the sending of the full Front Office pack to RPC and GCO
Ø Together with the network: provide support to all MNCs credit requests on local group
Supplementary Information
Our commitment to you
Join our team at Crédit Agricole CIB, the corporate and investment banking arm of 10th largest banking group worldwide in terms of balance sheet size (The Banker, July 2023). We offer more than just a job.
You will be part of a dynamic and collaborative work environment where CSR is embraced in our day-to-day business operation, innovation is encouraged and diversity is celebrated.
Crédit Agricole CIB, the first French bank to have committed to the Equator Principles, is a pioneer and global leader in sustainable finance. Ourcommitment tosustainability and corporate responsibilitymeans that your work will have a positive impact on our communities and the environment.
With a people-centric culture where everyone is valued, and opportunities for personal and professional growth, Crédit Agricole CIB is not just a place to work – it is where you make an impact.
Our hiring process is open to all and should you have any particular needs or you may require adjustments, please let us know
Geographical area
Europe, United Kingdom
City
London
Bachelor Degree / BSc Degree or equivalent
• Educated to degree level or equivalent
Experience
- Good knowledge in financial and risk analysis
- Proven understanding of the banking business with a strategic perspective
- Fluent command in English
- Familiarity with middle office and back office systems, processes and procedures.
Required skills
- Meticulous attention to detail
- Flexibility, self-motivation and desire to learn new skills
- Time management, prioritisation of deliverables, ability to work under pressure and to deadlines
- Communication and interpersonal skills, with ability to work in small, focussed team and work across disciplines and departments
- Ability to make judgements and use initiative when called upon
Technical skills required
- IT literacy (Microsoft Office, especially PowerPoint and Excel)
- Excellent analytical skills
- Affinity to operate digital workflow systems
- Relationship management/Commercial sense
- French is desirable
Languages
General information
Entity
About Crédit Agricole Corporate and Investment Bank (Crédit Agricole CIB)Crédit Agricole CIB is the corporate and investment banking arm of Crédit Agricole Group, the 10th largest banking group worldwide in terms of balance sheet size (The Banker, July 2022).8,600 employees in more than 30 countries across Europe, the Americas, Asia-Pacific, the Middle-East and North Africa, support the Bank\’s clients, meeting their financial needs throughout the world.Crédit Agricole CIB offers its large corporate and institutional clients a range of products and services in capital market activities, investment banking, structured finance, commercial banking and international trade.The Bank is a pioneer in the area of climate finance, and is currently a market leader in this segment with a complete offer for all its clients.By working every day in the interest of society, we are a Group committed to diversity and inclusion and place people at the heart of all our transformations. All our job offersare open to persons with disabilities.For more information, please visit www.ca-cib.comTwitter: https://twitter.com/ca_cibLinkedIn: https://www.linkedin.com/company/credit-agricole-cib/By working every day in the interest of society, we are a group committed to diversity and inclusion. All our positions are open to people with disabilities.
Entity
About Crédit Agricole Corporate and Investment Bank (Crédit Agricole CIB)Crédit Agricole CIB is the corporate and investment banking arm of Crédit Agricole Group, the 10th largest banking group worldwide in terms of balance sheet size (The Banker, July 2022).8,600 employees in more than 30 countries across Europe, the Americas, Asia-Pacific, the Middle-East and North Africa, support the Bank\’s clients, meeting their financial needs throughout the world.Crédit Agricole CIB offers its large corporate and institutional clients a range of products and services in capital market activities, investment banking, structured finance, commercial banking and international trade.The Bank is a pioneer in the area of climate finance, and is currently a market leader in this segment with a complete offer for all its clients.By working every day in the interest of society, we are a Group committed to diversity and inclusion and place people at the heart of all our transformations. All our job offersare open to persons with disabilities.For more information, please visit www.ca-cib.comTwitter: https://twitter.com/ca_cibLinkedIn: https://www.linkedin.com/company/credit-agricole-cib/By working every day in the interest of society, we are a group committed to diversity and inclusion. All our positions are open to people with disabilities.
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Credit Coordinator employer: Crédit Agricole SA
Contact Detail:
Crédit Agricole SA Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Coordinator
✨Tip Number 1
Familiarise yourself with the Credit Limit Management System (Phidias) and other relevant banking software. Understanding these systems will not only help you in the role but also demonstrate your proactive approach during interviews.
✨Tip Number 2
Network with professionals in corporate and investment banking, especially those who work in credit management. Attend industry events or join online forums to gain insights and make connections that could lead to referrals.
✨Tip Number 3
Stay updated on current trends in financial and risk analysis, particularly in relation to ESG factors. Being knowledgeable about these topics can set you apart as a candidate who understands the broader implications of credit management.
✨Tip Number 4
Prepare for potential interview questions by practising how you would handle specific scenarios related to credit requests and limit management. This will help you articulate your thought process and decision-making skills effectively.
We think you need these skills to ace Credit Coordinator
Some tips for your application 🫡
Understand the Role: Before applying, make sure you fully understand the responsibilities of a Credit Coordinator. Familiarise yourself with the key tasks mentioned in the job description, such as managing credit requests and collaborating with various teams.
Tailor Your CV: Customise your CV to highlight relevant experience in financial and risk analysis, as well as any familiarity with banking processes. Emphasise your attention to detail and ability to work under pressure, as these are crucial for this role.
Craft a Compelling Cover Letter: Write a cover letter that showcases your understanding of the banking industry and your enthusiasm for the position. Mention specific skills that align with the job requirements, such as your analytical skills and experience with digital workflow systems.
Proofread Your Application: Before submitting your application, carefully proofread all documents for spelling and grammatical errors. A polished application reflects your meticulous attention to detail, which is essential for a Credit Coordinator.
How to prepare for a job interview at Crédit Agricole SA
✨Understand the Credit Process
Make sure you have a solid grasp of the credit process and management of credit limits. Familiarise yourself with how requests are analysed and the importance of profitability in relationships, as this will be crucial in your discussions.
✨Prepare for Technical Questions
Expect questions related to financial and risk analysis. Brush up on your knowledge of banking systems and processes, especially those relevant to middle and back office operations, as these will likely come up during the interview.
✨Showcase Your Attention to Detail
Given the meticulous nature of the role, be prepared to demonstrate your attention to detail. You might be asked to provide examples of how you've managed complex information or ensured compliance in previous roles.
✨Highlight Your Communication Skills
Since the role involves collaboration with various teams, emphasise your communication and interpersonal skills. Be ready to discuss how you've successfully worked in teams and managed relationships in past experiences.