At a Glance
- Tasks: Join a dynamic team to manage financial risks and support liquidity processes.
- Company: Crédit Agricole CIB Americas, a leading financial institution with a global presence.
- Benefits: Gain valuable experience, competitive salary, and opportunities for professional growth.
- Other info: Exciting cross-training opportunities with various departments in a fast-paced environment.
- Why this job: Make an impact in financial steering while collaborating with diverse teams worldwide.
- Qualifications: Master's degree and EU citizenship required; under 29 years old.
The predicted salary is between 29700 - 36300 £ per year.
You will join Crédit Agricole CIB Americas as ALM Analyst. The Financial Steering and ALM Division is responsible for the following product lines: Profit and Internal Pricing (PIP), Financial Analysis, and Assets and Liabilities Management (ALM) within Crédit Agricole CIB Americas. ALM is responsible for the monitoring and supervision of financial risks (other than market transactions), within the framework of the guidelines set by the Asset and Liability Committee (ALCO). This relates to a range of risks: global interest-rate risk, exchange-rate risk, liquidity and funding risk at more than one year. It is also responsible for prudential ratios (solvency ratios applicable to banks), particularly through: Quarterly forecasts of changes in solvency ratios; Tools for measuring ex-post profitability of capital (profitability per customer and employment of capital). It is responsible for ensuring compliance with Enhanced Prudential Standards (EPS) liquidity requirements for Foreign Banking Organizations.
Your concrete missions will be the following:
- Preparation of Committee material
- Liquidity invoicing management (Fund Transfer pricing) and tool maintenance, including assisting front offices on liquidity invoicing rules and costs
- Follow-up on internal liquidity invoicing process
- Update policy and procedures as needed and periodically
- Daily monitoring of all limits, alert levels and targets (Funding Dashboard)
- Liquidity Balance sheet management
- Liquidity Stress Testing
- Support when needed other ALM staff on various topics
The position involves coordination and cross-training with other members of the Financial Steering and ALM team (ALM, PIP, and the Financial Analysis team) in New York and worldwide, as well as New York Front office, Risk and IT departments.
To be eligible for a VIE:
- Be less than 29 years old
- Be graduated of Master Degree
- Be EU citizen
Don’t forget to mention this information explicitly in English in your resume and/or cover letter!
ALM Analyst employer: Crédit Agricole CIB
Crédit Agricole CIB is an exceptional employer located in the heart of London, offering a dynamic work culture that fosters collaboration and innovation within the Global Markets Division. Employees benefit from comprehensive growth opportunities, including professional development and exposure to international regulatory environments, making it an ideal place for those seeking meaningful and rewarding careers in finance. With a commitment to employee well-being and a supportive team atmosphere, Crédit Agricole CIB stands out as a top choice for aspiring Clearing Analysts.
StudySmarter Expert Advice🤫
We think this is how you could land ALM Analyst
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Crédit Agricole CIB. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace ALM Analyst
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Crédit Agricole CIB.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Crédit Agricole CIB's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Crédit Agricole CIB
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Crédit Agricole CIB.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Crédit Agricole CIB will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Crédit Agricole CIB employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
