At a Glance
- Tasks: Join a dynamic team to manage financial risks and support liquidity processes.
- Company: Crédit Agricole CIB Americas, a leading financial institution with a global presence.
- Benefits: Gain valuable experience, competitive salary, and opportunities for professional growth.
- Other info: Exciting cross-training opportunities with various departments in a fast-paced environment.
- Why this job: Make an impact in financial steering while collaborating with diverse teams worldwide.
- Qualifications: Master's degree and EU citizenship required; under 29 years old.
The predicted salary is between 29700 - 36300 £ per year.
You will join Crédit Agricole CIB Americas as ALM Analyst. The Financial Steering and ALM Division is responsible for the following product lines: Profit and Internal Pricing (PIP), Financial Analysis, and Assets and Liabilities Management (ALM) within Crédit Agricole CIB Americas. ALM is responsible for the monitoring and supervision of financial risks (other than market transactions), within the framework of the guidelines set by the Asset and Liability Committee (ALCO). This relates to a range of risks: global interest-rate risk, exchange-rate risk, liquidity and funding risk at more than one year. It is also responsible for prudential ratios (solvency ratios applicable to banks), particularly through: Quarterly forecasts of changes in solvency ratios; Tools for measuring ex-post profitability of capital (profitability per customer and employment of capital). It is responsible for ensuring compliance with Enhanced Prudential Standards (EPS) liquidity requirements for Foreign Banking Organizations.
Your concrete missions will be the following:
- Preparation of Committee material
- Liquidity invoicing management (Fund Transfer pricing) and tool maintenance, including assisting front offices on liquidity invoicing rules and costs
- Follow-up on internal liquidity invoicing process
- Update policy and procedures as needed and periodically
- Daily monitoring of all limits, alert levels and targets (Funding Dashboard)
- Liquidity Balance sheet management
- Liquidity Stress Testing
- Support when needed other ALM staff on various topics
The position involves coordination and cross-training with other members of the Financial Steering and ALM team (ALM, PIP, and the Financial Analysis team) in New York and worldwide, as well as New York Front office, Risk and IT departments.
To be eligible for a VIE:
- Be less than 29 years old
- Be graduated of Master Degree
- Be EU citizen
Don’t forget to mention this information explicitly in English in your resume and/or cover letter!
ALM Analyst employer: Crédit Agricole CIB
Crédit Agricole CIB is an exceptional employer located in the heart of London, offering a dynamic work culture that fosters collaboration and innovation within the Global Markets Division. Employees benefit from comprehensive growth opportunities, including professional development and exposure to international regulatory environments, making it an ideal place for those seeking meaningful and rewarding careers in finance. With a commitment to employee well-being and a supportive team atmosphere, Crédit Agricole CIB stands out as a top choice for aspiring Clearing Analysts.
StudySmarter Expert Advice🤫
We think this is how you could land ALM Analyst
✨Tap into Campus Resources
Universities often have strong ties with banks and financial institutions. Make sure to check in with your career services for any internship fairs or networking events. These can be golden opportunities to meet representatives from firms like Crédit Agricole CIB and make a lasting impression.
✨Join Finance Societies and Clubs
Get involved with finance or investment clubs at your university. These not only offer great networking potential but often host guest speakers from the industry. Show your enthusiasm and engage with these professionals—who knows, they might tip you off about internship openings at Crédit Agricole CIB!
✨Have Your Application Ready to Go
Internship applications can be competitive and come with tight deadlines. Be proactive! Have your CV and cover letter prepared and tailored for roles at Crédit Agricole CIB. When the openings go live, you’ll want to be one of the first to apply.
✨Leverage LinkedIn for Connections
LinkedIn is a powerful tool, especially in the banking sector. Follow recruiters from Crédit Agricole CIB and connect with alumni who are working in similar roles. Don’t hesitate to drop them a message to introduce yourself and express your interest in internships—they might have insider info or even refer you!
We think you need these skills to ace ALM Analyst
Some tips for your application 🫡
Show Off Those Grades!:In banking and financial services, your academic background is super important. Make sure to highlight your grades, especially in finance, economics, or maths. If you've got any relevant coursework or projects, don’t hesitate to include them in your CV!
Craft Your Cover Letter with Care:For an internship, we want to see your enthusiasm and motivation. Use your cover letter to explain why you’re excited about this opportunity at Crédit Agricole CIB and what you hope to learn. Be personal and connect the dots between your education and the role of ALM Analyst.
Squeaky Clean CV:Your CV should be clear and free of jargon. Focus on the skills that matter most in the banking sector, like analytical thinking and attention to detail. Don't forget to include any internships or part-time jobs that show your experience in a banking environment!
Utilise Relevant Experiences:If you've been involved in finance-related clubs or societies at university, mention that in your application. Showing your practical experience alongside your studies can make a real difference and demonstrate your passion for the financial world. We love seeing candidates who go the extra mile!
How to prepare for a job interview at Crédit Agricole CIB
✨Show Us Your Analytical Skills
As an intern in the banking and financial services sector, you'll want to showcase your analytical skills. Be ready to tackle numerical and case questions during your interview. Brush up on your data interpretation abilities and consider scenarios where you've used data to solve problems.
✨Know Your Financial Tools
Familiarise yourself with the financial tools and software commonly used in banking, like Bloomberg or Excel for financial modelling. We recommend having a couple of examples where you've applied these tools in your studies or projects to impress the interviewer.
✨Be Passionate About Learning
Internships are all about learning, so express your enthusiasm for the banking industry. Share what trends you're excited about, or recent news you've followed, to show you're motivated and engaged. This can set you apart from other candidates who might be less enthusiastic.
✨Prepare for Behavioural Questions
Expect behavioural questions that assess your fit within a team and your ability to handle challenges. Think of examples from your studies or group projects that highlight your teamwork, adaptability, and communication skills. We want to see how you've navigated situations that are relevant to the workplace!
