Senior Credit Risk Technical Specialist - Capital in London

Senior Credit Risk Technical Specialist - Capital in London

London Full-Time 70000 - 80000 £ / year (est.) Home office (partial)
Coventry Building Society

At a Glance

  • Tasks: Lead technical analysis and support credit risk capital management across lending portfolios.
  • Company: Join a collaborative team in a leading financial institution focused on risk management.
  • Benefits: Enjoy 28 days holiday, competitive salary, and a hybrid work model.
  • Other info: Opportunity to work closely with auditors and regulators for impactful decision-making.
  • Why this job: Shape lending strategies and influence key business decisions in a dynamic environment.
  • Qualifications: Expertise in credit risk capital and strong analytical skills required.

The predicted salary is between 70000 - 80000 £ per year.

About the role: The Senior Credit Risk Technical Specialist - Capital is a key technical role within Risk Modelling & Measurement, providing specialist expertise in credit risk capital, regulatory capital interpretation and credit risk analytics.

Working closely with other Risk areas, Finance, Treasury and wider business functions, the role is key to translating complex regulatory requirements into clear internal specifications, processes, and calculation.

The role holder will support the Society's understanding and management of credit risk capital requirements across lending portfolios, including significant regulatory developments such as Basel 3.1.

Acting as a recognised subject matter expert for credit risk capital, risk weighted assets (RWA), capital adequacy and prudential regulation, the role will help shape lending strategy, portfolio management decisions and future business opportunities.

Senior Credit Risk Technical Specialist - Capital will take ownership of end-to-end capital processing and analysis across lending portfolios, supporting the delivery of regulatory returns, RWA reporting and capital insight.

The role will help ensure regulatory requirements are effectively interpreted and embedded, while providing expert input into capital adequacy, CET1 performance, product development and lending strategy.

The role holder will also work closely with auditors, regulators and senior governance committees to support robust decision-making and regulatory compliance.

Operating within a collaborative and people-focused team, the role holder will lead technical analysis, provide regulatory interpretation, support committee reporting and influence senior stakeholders through evidence-based insight.

We operate on a team-led hybrid approach with at least one day per week in either the Coventry or Manchester office.

Our benefits include:28 days holiday a year plus

Senior Credit Risk Technical Specialist - Capital in London employer: Coventry Building Society

The Coventry Building Society is an exceptional employer that prioritises employee well-being and professional growth, offering a supportive work culture where innovation thrives. With a focus on team-led hybrid working, employees enjoy flexibility in their schedules while being part of a skilled technical team dedicated to continuous improvement. This role not only provides opportunities for leadership development but also fosters a collaborative environment that values each individual's contributions.

Coventry Building Society

Contact Details:

Coventry Building Society Recruitment Team

StudySmarter Expert Advice🤫

We think this is how you could land Senior Credit Risk Technical Specialist - Capital in London

Tap into Campus Networks

If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.

Get Certified

Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.

Connect on Professional Platforms

Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.

Apply Directly and Be Proactive

Don’t shy away from reaching out directly to firms like Coventry Building Society. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.

We think you need these skills to ace Senior Credit Risk Technical Specialist - Capital in London

Credit Risk Capital Expertise
Regulatory Capital Interpretation
Credit Risk Analytics
Basel 3.1 Knowledge
Risk Weighted Assets (RWA) Understanding
Capital Adequacy Assessment
Prudential Regulation Knowledge

Some tips for your application 🫡

Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.

Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Coventry Building Society.

Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.

Research and Reflect:Before hitting that 'apply' button on Coventry Building Society's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!

How to prepare for a job interview at Coventry Building Society

Brush Up on Financial Analysis Skills

Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Coventry Building Society.

Prepare for Case Studies

Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.

Show Your Passion for Finance

Since this is a full-time position, employers at Coventry Building Society will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.

Network with Industry Professionals

Before your interview, reach out to current or former Coventry Building Society employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.