Credit Risk Manager-Oversight & Analytics in Bolton

We're looking for a Credit Risk Manager to lead our new business credit risk analytics and MI, supporting the Group's strategic objectives and helping us manage and grow the loan portfolio within our risk appetite. In this role, you'll oversee the development of key data and analytics across the credit lifecycle and lead a team of analysts, ensuring high-quality insight is delivered to senior leaders.

The role holder will manage, develop and coach a team while actively creating insightful analysis using SAS, Excel and emerging visualisation tools. Alongside the leadership responsibilities, the role holder will personally contribute to complex analytical work, ensuring high standards and driving improvements in our processes. They will also identify opportunities to enhance efficiency and introduce more advanced reporting and visualisation solutions. The role involves regular engagement with senior stakeholders and executive committees, where you will present complex information clearly and confidently.

If you're curious, collaborative and motivated by turning analysis into meaningful insight, we'd love to hear from you.

Location: We operate on a team-led hybrid approach with at least once a month or as business needs in the Coventry and/or Manchester office.

Our benefits include:

• 28 days holiday a year plus bank holidays and a holiday buy/sell scheme
• Annual discretionary bonus scheme
• Personal pension with matched contributions
• Life assurance (6 times annual salary)

About you:

For this role you'll need to have:

• Substantial relevant experience of secured lending and a working knowledge of credit risk policy
• Strong communication, influencing and collaboration with stakeholders from across the business
• Strong hands-on experience using SAS, SQL or Python for credit risk analytics and data manipulation
• Experience working in Financial Services, ideally within a credit risk or mortgage lending environment
• Knowledge and practical understanding of UK mortgage regulation and associated credit risk processes
• Experience coaching, training and developing analysts
• Strong stakeholder management skills, with the ability to communicate technical issues clearly to senior non-technical audiences
• Demonstrated ability to work independently, solve complex problems and deliver meaningful analytical insight

Experience in these areas would be helpful:

• Knowledge of Cognos analytics or Power BI
• Management experience

About us:

In 2025, Coventry Building Society purchased The Co-operative Bank. Bringing together our purpose-led building society with the UK's original ethical bank was the start of an exciting journey. Trusted by over four million people, we're a mutually owned business free from shareholders, and with our combined experience of almost 300 years, our ethics and dedication will continue to guide us. Together, we have shared values and an ethical approach towards our members, customers and colleagues. We're officially recognised as a 'Great Place to Work' and our benefits go beyond basic pay, with a discretionary bonus scheme, a culture of reward and recognition and comprehensive support for wellbeing. We're serious about equality, of race, age, faith, disability, and sexual orientation and we celebrate diversity. By working together, we know you'll build more than just a career with us.

Flexibility and why it matters:

We understand the need for flexibility, so wherever possible, we'll consider alternative working patterns. Have a chat with us before you apply to see what the possibilities are for this role.

Proud to be a Disability Confident Committed Employer:

We're proud to offer an interview or assessment to every disabled applicant who meets the minimum criteria for our vacancies. As part of the application process, disabled applicants can opt in for the Disability Confident Interview Scheme.

Location: Coventry