At a Glance
- Tasks: Underwrite commercial schemes and build strong relationships with brokers.
- Company: Join Covéa Insurance, a people-first organisation with an award-winning culture.
- Benefits: Competitive salary, flexible working options, and opportunities for personal growth.
- Other info: Dynamic environment with a focus on inclusivity and career development.
- Why this job: Make a real impact in a supportive team while developing your underwriting skills.
- Qualifications: Strong underwriting knowledge and excellent communication skills required.
The predicted salary is between 39395 - 39395 £ per year.
£39,395 (DOE) Hybrid – a mix of home working and time in our Halifax office.
We have an exciting opportunity to join us at Covéa Insurance, where you’ll be part of an inclusive and supportive organisation that puts people first, both our customers and our colleagues. At Covéa, we know there’s no one‑size‑fits‑all way of working. We actively support flexible hours, part‑time options and different working patterns, and we encourage open conversations about what works best for you and your life.
At Covéa Insurance, our purpose is simple: to protect what matters most – whether that’s our customers’ homes, cars or businesses. We’re proud of our award‑winning culture and strong values, creating an environment where everyone feels respected, supported and able to thrive, with opportunities for all to grow and develop. Our culture and communities, including our employee‑led network groups, help drive positive change and ensure everyone feels they belong and can be themselves.
Join the Commercial Schemes team that specialises exclusively in schemes underwriting – offering expert insight, consistent decisions and a reliable 24‑hour SLA for all referrals.
What You Can Expect In This Role
- Underwrite referrals from commercial scheme brokers in line with Covéa’s strategy, appetite and authority limits, acting as a referral point for scheme team members.
- Maintain an in‑depth understanding of a panel of scheme brokers and their homogenous products, taking a strategic/portfolio view to support delivery of underwriting targets.
- Build and maintain strong, mutually beneficial relationships with broker partners and internal stakeholders, conducting regular broker review meetings and supporting scheme broker audits.
- Identify, document and report underwriting and pricing trends to the Schemes Team and Technical Manager, producing and analysing MI for the broker panel.
- Contribute to key projects such as large loss reviews, breach reports, flood scrutiny, and updating scheme documentation including underwriting guides, wordings and associated materials.
- Maintain high service levels for internal and external customers, ensuring accurate audit trails within Covéa systems, and reporting to the Schemes Team and Technical Manager.
What You Might Bring
- Strong underwriting capability across property, liability, and trades/professions, with solid knowledge of UK commercial markets, general insurance practices, and industry/legal developments.
- Effective communicator with excellent verbal and written skills, strong telephone manner, and the ability to build trading relationships and deliver professional customer service.
- Team‑oriented and independent, able to work well both individually and collaboratively in a fast‑paced environment to meet targets.
- Highly organised and detail‑focused, with strong time‑management, prioritisation, and workflow‑management skills, plus a proactive approach to problem‑solving.
- Motivated, ambitious, and resilient, with a positive attitude and willingness to learn, develop, and grow.
- Meets qualification requirements: 4+ GCSEs (incl. Maths).
Senior Schemes Underwriter employer: Covea Insurance
Covéa Insurance is an exceptional employer that prioritises the well-being and development of its employees, offering a flexible hybrid working model from our Halifax office. With a strong commitment to inclusivity and a supportive culture, we provide numerous opportunities for personal and professional growth, alongside employee-led initiatives that foster a sense of belonging. Join us to be part of a dynamic team where your contributions are valued and you can thrive in a rewarding environment.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Schemes Underwriter
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching Covéa Insurance and understanding their values. Be ready to discuss how your skills align with their mission to protect what matters most. Show them you’re not just another candidate!
✨Tip Number 3
Practice your pitch! Have a clear and concise summary of your experience and what you bring to the table. This will help you stand out during interviews and networking opportunities.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows you’re genuinely interested in joining the Covéa team.
We think you need these skills to ace Senior Schemes Underwriter
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the skills and experiences that match the Senior Schemes Underwriter role. Highlight your underwriting capabilities and any relevant experience in commercial markets to catch our eye!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to tell us why you’re passionate about joining Covéa Insurance and how you can contribute to our team. Be genuine and let your personality come through.
Showcase Your Communication Skills:Since effective communication is key for this role, make sure your written application is clear and concise. Use proper grammar and structure to demonstrate your strong verbal and written skills right from the start.
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way to ensure your application gets to us quickly and efficiently. Plus, you’ll find all the details you need about the role there!
How to prepare for a job interview at Covea Insurance
✨Know Your Underwriting Stuff
Make sure you brush up on your underwriting knowledge, especially around property, liability, and trades/professions. Familiarise yourself with the UK commercial markets and any recent industry developments. This will show that you're not just a candidate, but someone who understands the nuances of the role.
✨Build Rapport with Brokers
Since the role involves maintaining relationships with brokers, think about how you can demonstrate your relationship-building skills during the interview. Prepare examples of how you've successfully collaborated with partners in the past, and be ready to discuss how you would approach broker review meetings.
✨Showcase Your Organisational Skills
Covéa values detail-oriented candidates, so come prepared with examples that highlight your organisational and time-management skills. Discuss how you prioritise tasks and manage workflows, especially in fast-paced environments. This will help them see you as a proactive problem-solver.
✨Embrace the Culture
Covéa Insurance prides itself on its inclusive culture. Be ready to talk about how you align with their values and how you can contribute to a supportive environment. Share experiences where you've fostered inclusivity or supported colleagues, as this will resonate well with their ethos.
