Senior Motor Trade Combined Underwriter - Bristol; Chelmsford

Senior Motor Trade Combined Underwriter - Bristol; Chelmsford

Full-Time 58540 - 71548 £ / year (est.) Hybrid
Covea Insurance

At a Glance

  • Tasks: Underwrite Motor Trade business and build strong broker relationships.
  • Company: Join Cova Insurance, an award-winning workplace with a supportive culture.
  • Benefits: Enjoy hybrid working, generous holidays, bonuses, and professional development support.
  • Other info: Flexible working options and a commitment to inclusivity.
  • Why this job: Make a real impact in a dynamic team while growing your career.
  • Qualifications: Experience in Motor Trade underwriting and strong relationship-building skills.

The predicted salary is between 58540 - 71548 £ per year.

Join Cova Insurance - An Award-Winning Place to Work. We're looking for an experienced Senior Regional Underwriter to join our Motor Trade team. This is an exciting opportunity to combine technical underwriting expertise with broker relationship management, helping us deliver profitable growth across our Regional Motor Trade Combined portfolio.

The Team: Our Motor Trade Underwriting team works closely with regional brokers to deliver profitable growth, excellent service and strong underwriting performance. We focus on developing long-term broker relationships while supporting quality outcomes for customers and the wider business.

What you can expect in this role:

  • Underwriting new and existing Motor Trade Combined business.
  • Developing and managing broker relationships across the region.
  • Supporting portfolio growth through effective trading and retention activity.
  • Taking ownership of complex underwriting cases and negotiations.
  • Acting as a technical referral point for colleagues.
  • Using market and broker insight to identify trends, risks and opportunities.

What you might bring:

  • Experience underwriting and trading Motor Trade Combined business.
  • Knowledge of the broker market and regional trading environment.
  • Strong relationship-building and negotiation skills.
  • Sound underwriting judgement and technical expertise.
  • Communication skills with the ability to influence brokers and stakeholders.
  • Dip CII, or progress towards, would be advantageous.

Not sure you tick every box? That's okay. We recognise that great candidates bring different experiences and perspectives. If this role interests you and you believe you could add value, we'd encourage you to apply.

Our Values:

  • Standing Shoulder to Shoulder: We care, listen and support.
  • Make it Happen: We act with integrity.
  • Understand You: Collaboration drives success.
  • Change the Game: We invest in growth.

Why join Cova?

  • Hybrid and flexible working options.
  • Annual bonus and pay review.
  • Generous holiday entitlement.
  • Pension and wellbeing benefits.
  • Support towards professional qualifications.
  • A supportive and inclusive culture.

Ready to apply? If this sounds like the right next step for you, we'd love to hear from you. As a Disability Confident Employer, we're committed to fair and accessible recruitment. If you need adjustments or support at any stage, please contact our Recruitment Team.

Applicants must currently reside in the UK and have the unrestricted right to work in the UK. Unfortunately, we're unable to offer visa sponsorship for this role.

Maintaining high standards of conduct and behaviour is a core requirement of this role. The role holder is expected to promote a respectful, inclusive and professional working environment and take reasonable steps to prevent, identify and respond appropriately to non-financial misconduct, including bullying, harassment, discrimination, victimisation and other inappropriate behaviour. Concerns must be addressed and escalated in accordance with Cova's policies and procedures.

Salary: Working hours: 36.25

Senior Motor Trade Combined Underwriter - Bristol; Chelmsford employer: Covea Insurance

Cova Insurance is an award-winning employer that prioritises a supportive and inclusive work culture, making it an excellent choice for those seeking meaningful employment. With flexible working options, a commitment to employee growth through training and professional qualifications, and a focus on wellbeing, Cova ensures that its employees can thrive both personally and professionally. The Halifax location offers a unique opportunity to be part of a transformative journey in the insurance sector, where your contributions will have a visible impact across the organisation.

Covea Insurance

Contact Details:

Covea Insurance Recruitment Team

StudySmarter Expert Advice🤫

We think this is how you could land Senior Motor Trade Combined Underwriter - Bristol; Chelmsford

✨Dive Into Industry Networking Events

Get your foot in the door by attending insurance industry events and conferences. Not only will you learn about the latest trends, but you'll also meet potential employers and industry peers. Check out local chapters of professional bodies like the Chartered Insurance Institute for valuable meetups.

✨Use LinkedIn to Your Advantage

Don’t underestimate the power of LinkedIn in the insurance world. Engage with industry content, join relevant groups, and connect with professionals at companies you admire (like Covea Insurance). A thoughtful message explaining your interest can really make a difference!

✨Look Out for Graduate Schemes

Many firms in insurance have structured graduate programmes. Keep an eye on application windows and utilise your university's career services for insider tips. These schemes are designed to develop talent and often lead to permanent roles after your initial training.

✨Leverage Your Current Connections

Got friends or family in the industry? Now’s the time to reach out! Personal referrals can give you a head start, so let them know you're on the lookout for full-time opportunities at places like Covea Insurance. Don’t shy away from asking for a coffee chat; you never know what doors it might open!

We think you need these skills to ace Senior Motor Trade Combined Underwriter - Bristol; Chelmsford

Underwriting Expertise
Broker Relationship Management
Negotiation Skills
Technical Underwriting Knowledge
Market Insight Analysis
Risk Identification
Communication Skills

Some tips for your application 🫡

Highlight Your Analytical Skills:In insurance, we love a candidate who can crunch numbers and analyse data effectively. When crafting your CV, make sure to showcase any relevant coursework or experiences that highlight your analytical abilities, especially if you’ve tackled risk assessment or financial modelling.

Showcase Industry Knowledge:Don’t be shy about your knowledge of the insurance sector! We want to see that you've done your homework on current trends, regulations, and challenges in the industry. Mention any relevant projects or studies you’ve completed that demonstrate your understanding of the field in your cover letter.

Craft a Compelling Cover Letter:Your cover letter should tell us why you’re passionate about insurance. Share any personal experiences or what drew you into this profession. We’re looking for enthusiasm and a clear motivation for why you want to be part of our team at Covea Insurance.

Tailor Your CV for the Role:Don't just send a generic CV! Focus on tailoring it specifically for the insurance role at Covea Insurance. Highlight relevant skills such as risk management, customer service experience, or any certifications you've earned in the industry to make your application stand out.

How to prepare for a job interview at Covea Insurance

✨Know Your Numbers: Insurance Fundamentals

Brush up on your understanding of key insurance concepts, like underwriting principles and risk assessment. Expect the interviewer at Covea Insurance to throw some technical questions your way, so be ready to demonstrate your grasp of these essentials.

✨Showcase Your Analytical Side

In the insurance world, it's all about data. Prepare to discuss any analytical tools or methodologies you've used in past experiences. If you have a portfolio of projects where you've tackled complex data, bring that along to impress the team!

✨Prepare for Behavioural Questions

As a full-timer at Covea Insurance, they'll want to know how you handle real-life scenarios, not just theory. Think about challenges you've faced in teamwork or customer service, and how those experiences can relate to a career in insurance.

✨Know the Company Culture Inside Out

Understanding Covea Insurance's values and workplace culture is essential. Don’t just memorise their mission statement; think about how your personal values align with theirs. This will show your genuine interest in being part of their team long-term.