Regional Underwriter - Chelmsford; Bristol

An exciting opportunity has arisen to join our Regional Team as a Regional Underwriter here at Covéa Insurance. Covéa Insurance offers a wide range of home, motor and commercial insurance backed by our award-winning customer service. Our purpose is to "help protect people against the worst happening and put it right if it does". It's the reason we are here, and it's the task we all focus on every day.

The South Regional Trading Team has offices in Bristol, Chelmsford and London, as well as supporting homeworking and hybrid working. Our focus is on underwriting Commercial Combined, Real Estate, Motor Trade Combined and Motor Fleet products. This role as a Regional Underwriter will focus on writing new business for our Commercial Combined and Real Estate products, aligned primarily to Chelmsford and Bristol. We have a fantastic mix of experience with a huge amount of collaboration and support across the team to deliver top class service to our broker partners. The role is a hybrid role, therefore will involve a mix of working from home and also from our Bristol or Chelmsford office.

What will I be doing?

• Developing & supporting Regional brokers, acting as a focal point to develop strong relationships with a panel of brokers and leveraging & protecting profitable business through service excellence and local engagement.
• Contributing to the achievement of the regional financial plan through effective use of the personal underwriting authority to optimise the breadth of the underwriting appetite and footprint within strategy.
• Strengthening the development and underwriting of larger and more complex risks, whilst strengthening our reputation in the market.
• Developing a reputation as an underwriting expert and technical focal point in the region to increase confidence in the underwriting capability of the region, supporting the team to deliver the strength & depth to underwrite effectively.
• Adopting and embedding a strong governance culture and awareness of risk across the region, focused on core business and technical discipline.
• Operating in line with agreed audit controls and objectives aligned to effective control and implementation of risk management.
• Proactively supporting the underwriting and trading relationship with brokers and customers in the Region.
• Maintaining and exceeding agreed service levels to both internal and external customers.
• Working closely with the Regional Development Manager and Senior Regional Underwriters to develop a pipeline of new business prospects from the regional broker panel, to support the delivery of the broker and regional plans.

You should apply if you have...

• Knowledge of the regional broker market.
• Ability to negotiate and influence through the use of effective trading skills.
• Strong communication skills with the ability to positively influence stakeholders and promote our wider proposition.
• Proactivity, drive and innovativeness; adapting to change positively, displaying a can do attitude.
• Willingness to provide help, work cooperatively & support others.
• Strong customer service skills, supporting the continuous improvement of the quality of service provided to all customers.
• Strong experience in underwriting and trading commercial combined and real estate business.
• Confidence in making decisions; bringing a knowledgeable and decisive approach to underwriting commercial risks.
• Minimum Dip CII or progress towards, is preferred.

We understand that some candidates may be hesitant to apply for a position if they do not meet all the criteria listed in the job description. At Covéa, we are dedicated to creating a diverse and inclusive work environment. Therefore, if you are interested in applying for this role but do not fully meet all the requirements, we still encourage you to submit your application.

What's on offer?

• 36.25 working hours per week with flexitime, (along with a range of flexible working options).
• Annual pay review and performance related bonus.
• 25 days holiday + bank holidays, with the option to buy/sell holidays.
• Continued professional development through internal training programmes, professional qualifications and apprenticeships.
• A wealth of support for your mental, financial & physical wellbeing through our Wellbeing group.
• A range of health benefits such as access to a 24/7 Virtual GP, free eye tests, flu jabs and the option to opt into private medical insurance.
• Tusker Car Scheme - salary sacrifice scheme which lets you drive away a brand new, fully maintained and insured car for up to four years.
• Generous pension scheme with a 7.5% minimum employer pension contribution, matched to maximum of 9% depending on your contribution.
• Additional benefits such as discounted gym memberships, cycle to work schemes and discounts at lots of retailers through Perkpal.

Our Mission...

Our mission is to welcome everyone and create engaged, inclusive teams. Being an inclusive workplace means taking action to make sure everyone has equal opportunity to succeed, irrespective of their differences. We celebrate our differences and encourage everyone to join us and be themselves at work.

As a Disability Confident Employer, we want to ensure that our recruitment process is fair for all. If you require any reasonable adjustments or wish to discuss in more detail, then please get in contact with us or mention it during the online application process.