At a Glance
- Tasks: Underwrite commercial schemes and build strong relationships with brokers.
- Company: Covéa Insurance, a supportive and inclusive organisation prioritising people.
- Benefits: Flexible working hours, competitive salary, generous holiday, and professional development opportunities.
- Other info: Enjoy a culture of belonging with employee-led communities and wellbeing support.
- Why this job: Join a dynamic team making a real impact in the insurance industry.
- Qualifications: Strong underwriting skills and effective communication; 4+ GCSEs and 3+ A-levels required.
The predicted salary is between 39385 - 39385 € per year.
Hybrid – a mix of home working and time in our Halifax office.
We have an exciting opportunity to join us at Covéa Insurance, where you’ll be part of an inclusive and supportive organisation that puts people first, both our customers and our colleagues. At Covéa, we know there’s no one‑size‑fits‑all way of working. We actively support flexible hours, part‑time options and different working patterns, and we encourage open conversations about what works best for you and your life.
Who We Are
At Covéa Insurance, our purpose is simple: to protect what matters most – whether that’s our customers’ homes, cars or businesses. We’re proud of our award‑winning culture and strong values, creating an environment where everyone feels respected, supported and able to thrive, with opportunities for all to grow and develop. Our culture and communities, including our employee‑led network groups, help drive positive change and ensure everyone feels they belong and can be themselves.
The Team
Join the Commercial Schemes team that specialises exclusively in schemes underwriting – offering expert insight, consistent decisions and a reliable 24‑hour SLA for all referrals.
What You Can Expect In This Role
- Underwrite referrals from commercial scheme brokers in line with Covéa’s strategy, appetite and authority limits, acting as a referral point for scheme team members.
- Maintain an in‑depth understanding of a panel of scheme brokers and their homogenous products, taking a strategic/portfolio view to support delivery of underwriting targets.
- Build and maintain strong, mutually beneficial relationships with broker partners and internal stakeholders, conducting regular broker review meetings and supporting scheme broker audits.
- Identify, document and report underwriting and pricing trends to the Schemes Team and Technical Manager, producing and analysing MI for the broker panel.
- Contribute to key projects such as large loss reviews, breach reports, flood scrutiny, and updating scheme documentation including underwriting guides, wordings and associated materials.
- Maintain high service levels for internal and external customers, ensuring accurate audit trails within Covéa systems, and reporting to the Schemes Team and Technical Manager.
What You Might Bring
- Strong underwriting capability across property, liability, and trades/professions, with solid knowledge of UK commercial markets, general insurance practices, and industry/legal developments.
- Effective communicator with excellent verbal and written skills, strong telephone manner, and the ability to build trading relationships and deliver professional customer service.
- Team‑oriented and independent, able to work well both individually and collaboratively in a fast‑paced environment to meet targets.
- Highly organised and detail‑focused, with strong time‑management, prioritisation, and workflow‑management skills, plus a proactive approach to problem‑solving.
- Motivated, ambitious, and resilient, with a positive attitude and willingness to learn, develop, and grow.
- Meets qualification requirements: 4+ GCSEs (incl. Maths & English), 3+ A‑levels at grade C+ (or equivalent), and ideally Dip CII.
Why Join Covéa?
- Flexibility that truly works for you – 36.25 hours per week, flexitime, and hybrid options as standard.
- Reward that reflects your contribution – annual pay review plus performance‑related bonus.
- Time to switch off and recharge – 25‑27 days’ holiday plus bank holidays, with the option to buy or sell annual leave.
- Investing in your future – a generous pension with 7.5% employer contribution as standard, which can be matched up to 12% with your input.
- Grow with us – access to training, professional qualifications and apprenticeships to support your development at every stage of your career.
- A culture where you belong – employee‑led communities, inclusive networks and meaningful DEI action, not just words.
- Your wellbeing matters – private medical cover, 24/7 Virtual GP, health checks and ongoing wellbeing initiatives.
- Support beyond work – mental and financial wellbeing support through our dedicated Wellbeing group.
- Everyday perks that add up – electric car scheme, gym discounts, Cycle to Work and retail savings via Perkpal.
…and plenty more to support you inside and outside of work.
Ready to Apply? If this sounds like the right next step for you, we’d love to hear from you. As a Disability Confident Employer, we’re committed to fair and accessible recruitment. If you need adjustments or support at any stage, please contact our Recruitment Team at recruitment@coveainsurance.co.uk. Applicants must currently reside in the UK and have the unrestricted right to work in the UK. Unfortunately, we’re unable to offer visa sponsorship for this role.
Senior Schemes Underwriter in Halifax employer: Covea Insurance
Covéa Insurance is an exceptional employer that prioritises flexibility and inclusivity, offering a hybrid working model that allows you to balance your professional and personal life effectively. With a strong commitment to employee growth through training and development opportunities, alongside a supportive culture that values diversity and wellbeing, Covéa ensures that every team member feels valued and empowered to thrive in their role. Join us in Halifax, where you can contribute to meaningful projects while enjoying a comprehensive benefits package that includes generous holiday allowances, a robust pension scheme, and various perks designed to enhance your work-life balance.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Schemes Underwriter in Halifax
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect with current employees at Covéa Insurance. Building relationships can give you insider info and might just land you an interview.
✨Tip Number 2
Prepare for the interview by researching Covéa’s culture and values. Think about how your experience aligns with their mission to protect what matters most. Show them you’re not just a fit for the role, but for the team too!
✨Tip Number 3
Practice your communication skills! As an underwriter, you’ll need to convey complex information clearly. Try mock interviews with friends or use online resources to sharpen your verbal and written skills.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows you’re genuinely interested in joining Covéa Insurance and being part of our supportive community.
We think you need these skills to ace Senior Schemes Underwriter in Halifax
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the skills and experience that match the Senior Schemes Underwriter role. Highlight your underwriting capabilities and any relevant experience in commercial markets to catch our eye!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to tell us why you’re passionate about this role and how your background aligns with our values at Covéa Insurance. Keep it engaging and personal!
Showcase Your Communication Skills:As an effective communicator, it’s important to demonstrate your verbal and written skills in your application. Use clear language and structure to make your points stand out, just like you would in a broker meeting!
Apply Through Our Website:We encourage you to apply directly through our website for a smoother process. It’s the best way to ensure your application gets into the right hands and shows us you’re keen to join our team!
How to prepare for a job interview at Covea Insurance
✨Know Your Underwriting Stuff
Make sure you brush up on your underwriting knowledge, especially around property, liability, and trades/professions. Familiarise yourself with the UK commercial markets and any recent industry developments. This will show that you're not just a candidate, but someone who understands the nuances of the role.
✨Build Rapport with Brokers
Since you'll be working closely with brokers, think about how you can demonstrate your relationship-building skills during the interview. Prepare examples of how you've successfully collaborated with partners in the past, and be ready to discuss how you would maintain those relationships at Covéa.
✨Show Off Your Communication Skills
Effective communication is key in this role. Practice articulating your thoughts clearly and confidently. You might even want to prepare a few questions to ask the interviewer that reflect your understanding of the role and the company culture, showing that you’re engaged and interested.
✨Demonstrate Your Organisational Skills
With a focus on detail and time management, be prepared to discuss how you prioritise tasks and manage your workflow. Share specific examples from your previous roles where your organisational skills made a difference, especially in fast-paced environments.
