At a Glance
- Tasks: Evaluate and underwrite insurance for thatched and non-standard properties.
- Company: Join County Insurance Services, a family-run broker with a focus on bespoke insurance solutions.
- Benefits: Enjoy competitive salary, comprehensive benefits, and professional growth opportunities.
- Why this job: Be part of a supportive team dedicated to client relationships and industry excellence.
- Qualifications: GCSEs in English and Maths, 2 years insurance experience, and Cert CII accreditation required.
- Other info: We are an equal opportunity employer and offer a fully funded apprenticeship scheme.
The predicted salary is between 36000 - 60000 £ per year.
County Insurance Services provide an extensive range of bespoke insurance policies for private clients and businesses, through both retail and wholesale distribution channels. We have a number of delegated authority household schemes for thatched homes, period houses and let properties. We pride ourselves on building long-term relationships with both our clients and our colleagues. We are looking for continued growth and are currently seeking a skilled and knowledgeable Household/Thatch Underwriter to join our independent and family run insurance brokers. This role is essential in evaluating and underwriting thatched/standard construction and other non-standard construction properties to provide specialised insurance coverage to our direct clients and panel of agents.
Key Responsibilities:
- Evaluate applications for household/thatched property insurance, assessing risk factors and working to underwriting guidelines.
- Work directly with owners of thatched properties and other insurance brokers to determine their insurability and assess risk levels.
- Calculate appropriate premium rates and terms applicable.
- Collaborate with brokers and agents to provide underwriting guidance and communicate underwriting decisions.
- Develop and maintain strong relationships with clients, brokers, and industry partners.
- Stay up-to-date on industry trends, regulations, and best practices related to thatched property & household insurance.
- Handle inbound and outbound sales enquiries for household insurance products.
- Proactively develop and maintain strong relationships with clients, brokers and industry partners.
Requirements:
- GCSE Grade C/4 and above, English & Maths.
- To already hold Cert CII accreditation or complete it within 2 years of joining County (through a fully funded apprenticeship scheme).
- At least 2 years insurance experience, either in personal lines or commercial insurance.
- Strong knowledge of insurance policies and procedures, as well as relevant rules and regulations.
- Ability to handle multiple tasks at one time and prioritise in a fast-paced working environment.
- Applicants should be highly self-motivated with the ability to work independently and as part of a team.
- Excellent interpersonal and communication skills, with the ability to build rapport quickly.
- At least 2 years customer services experience within the insurance industry, either in personal lines or commercial insurance.
Our team of highly qualified staff are dedicated to providing a personal, friendly service to clients and agents, becoming their insurance advocates. We empower our members of staff with the necessary skills and qualifications to be able to deliver this by offering regular training opportunities, funding for qualifications and access to some specialist industry courses. We offer a competitive salary, comprehensive benefits package, and opportunities for professional growth and development. If you are a motivated insurance professional with a passion for providing knowledge and experience to clients and agents, we encourage you to apply. We are an equal opportunity employer and recently real Living Wage accredited. We welcome applicants from all backgrounds.
Household/Thatch Schemes Underwriter (Kidlington) employer: County Insurance Services Ltd
Contact Detail:
County Insurance Services Ltd Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Household/Thatch Schemes Underwriter (Kidlington)
✨Tip Number 1
Familiarise yourself with the specific types of properties you'll be underwriting, especially thatched and period homes. Understanding the unique risks associated with these properties will help you stand out during discussions with potential employers.
✨Tip Number 2
Network with professionals in the insurance industry, particularly those who specialise in household and non-standard construction insurance. Attend industry events or join relevant online forums to build connections that could lead to job opportunities.
✨Tip Number 3
Stay updated on the latest trends and regulations in the insurance sector, especially those affecting household and thatched properties. This knowledge will not only enhance your expertise but also demonstrate your commitment to the field during interviews.
✨Tip Number 4
Prepare to discuss your previous experience in customer service and how it relates to building relationships with clients and brokers. Highlighting your interpersonal skills will show that you're a great fit for the collaborative environment at County Insurance Services.
We think you need these skills to ace Household/Thatch Schemes Underwriter (Kidlington)
Some tips for your application 🫡
Understand the Role: Before applying, make sure you fully understand the responsibilities of a Household/Thatch Schemes Underwriter. Familiarise yourself with the specific requirements and expectations outlined in the job description.
Tailor Your CV: Highlight your relevant experience in insurance, particularly in personal lines or commercial insurance. Emphasise any specific knowledge you have about thatched properties and your customer service skills.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for the insurance industry and your motivation to work with County Insurance Services. Mention how your skills align with their values of building long-term relationships.
Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any spelling or grammatical errors. A polished application reflects your attention to detail, which is crucial in underwriting roles.
How to prepare for a job interview at County Insurance Services Ltd
✨Know Your Insurance Basics
Make sure you brush up on your knowledge of insurance policies, especially those related to household and thatched properties. Understanding the key terms and regulations will help you answer questions confidently and demonstrate your expertise.
✨Showcase Your Relationship-Building Skills
Since this role involves developing strong relationships with clients and brokers, be prepared to discuss your past experiences in building rapport. Share specific examples of how you've successfully managed client relationships in the insurance industry.
✨Prepare for Risk Assessment Questions
Expect questions about evaluating risk factors and underwriting guidelines. Think of scenarios where you had to assess insurability and make decisions based on risk levels, and be ready to explain your thought process.
✨Demonstrate Your Customer Service Experience
With a requirement for at least two years of customer service experience, be ready to highlight your skills in handling inquiries and providing excellent service. Discuss how you’ve resolved issues and ensured client satisfaction in previous roles.