At a Glance
- Tasks: Evaluate and underwrite insurance for thatched and non-standard properties.
- Company: County Insurance Services offers bespoke insurance solutions with a focus on client relationships.
- Benefits: Enjoy competitive salary, comprehensive benefits, and funded training opportunities.
- Why this job: Join a supportive team dedicated to personal service and professional growth in the insurance industry.
- Qualifications: GCSE Grade C/4 in English & Maths; Cert CII accreditation preferred.
- Other info: We are an equal opportunity employer, welcoming diverse applicants.
The predicted salary is between 36000 - 60000 £ per year.
County Insurance Services provide an extensive range of bespoke insurance policies for private clients and businesses, through both retail and wholesale distribution channels. We have a number of delegated authority household schemes for thatched homes, period houses and let properties. We pride ourselves on building long-term relationships with both our clients and our colleagues. We are looking for continued growth and are currently seeking a skilled and knowledgeable Household/Thatch Underwriter to join our independent and family run insurance brokers. This role is essential in evaluating and underwriting thatched/standard construction and other non-standard construction properties to provide specialised insurance coverage to our direct clients and panel of agents.
Key Responsibilities:
- Evaluate applications for household/thatched property insurance, assessing risk factors and working to underwriting guidelines.
- Work directly with owners of thatched properties and other insurance brokers to determine their insurability and assess risk levels.
- Calculate appropriate premium rates and terms applicable.
- Collaborate with brokers and agents to provide underwriting guidance and communicate underwriting decisions.
- Develop and maintain strong relationships with clients, brokers, and industry partners.
- Stay up-to-date on industry trends, regulations, and best practices related to thatched property & household insurance.
Requirements:
- GCSE Grade C/4 and above, English & Maths.
- To already hold Cert CII accreditation or complete it within 2 years of joining County (through a fully funded apprenticeship scheme).
- At least 2 years insurance experience, either in personal lines or commercial insurance.
- Strong knowledge of insurance policies and procedures, as well as relevant rules and regulations.
- Ability to handle multiple tasks at one time and prioritise in a fast-paced working environment.
- Applicants should be highly self-motivated with the ability to work independently and as part of a team.
Our team of highly qualified staff are dedicated to providing a personal, friendly service to clients and agents, becoming their insurance advocates. We empower our members of staff with the necessary skills and qualifications to be able to deliver this by offering regular training opportunities, funding for qualifications and access to some specialist industry courses. We offer a competitive salary, comprehensive benefits package, and opportunities for professional growth and development. If you are a motivated insurance professional with a passion for providing knowledge and experience to clients and agents, we encourage you to apply. We are an equal opportunity employer and recently real Living Wage accredited. We welcome applicants from all backgrounds.
Household/Thatch Schemes Underwriter employer: County Insurance Services Ltd
Contact Detail:
County Insurance Services Ltd Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Household/Thatch Schemes Underwriter
✨Tip Number 1
Familiarise yourself with the specific types of properties you'll be underwriting, especially thatched and period houses. Understanding the unique risks associated with these properties will help you stand out during discussions with potential employers.
✨Tip Number 2
Network with professionals in the insurance industry, particularly those who specialise in household and non-standard construction insurance. Attend industry events or join relevant online forums to build connections that could lead to job opportunities.
✨Tip Number 3
Stay updated on the latest trends and regulations in the insurance sector, especially those affecting household and thatched properties. This knowledge will not only enhance your expertise but also demonstrate your commitment to the field during interviews.
✨Tip Number 4
Prepare to discuss your previous experience in personal lines or commercial insurance, focusing on how it relates to the role of an underwriter. Be ready to share specific examples of how you've assessed risk and made underwriting decisions in the past.
We think you need these skills to ace Household/Thatch Schemes Underwriter
Some tips for your application 🫡
Understand the Role: Before applying, make sure you fully understand the responsibilities of a Household/Thatch Schemes Underwriter. Familiarise yourself with the specific requirements and expectations outlined in the job description.
Tailor Your CV: Highlight your relevant experience in insurance, particularly any work related to household or thatched properties. Emphasise your knowledge of underwriting guidelines and risk assessment to align with the role's key responsibilities.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for the insurance industry and your motivation to join County Insurance Services. Mention your understanding of their values and how you can contribute to building long-term relationships with clients and brokers.
Showcase Your Qualifications: If you hold Cert CII accreditation or are willing to complete it, make sure to mention this in your application. Highlight any additional training or qualifications that demonstrate your commitment to professional growth in the insurance sector.
How to prepare for a job interview at County Insurance Services Ltd
✨Know Your Insurance Basics
Make sure you brush up on your knowledge of insurance policies, especially those related to household and thatched properties. Understanding the key terms and regulations will help you answer questions confidently and demonstrate your expertise.
✨Showcase Your Relationship-Building Skills
Since the role involves developing strong relationships with clients and brokers, be prepared to discuss your past experiences in building and maintaining professional relationships. Share specific examples that highlight your interpersonal skills.
✨Prepare for Risk Assessment Questions
Expect questions about how you evaluate risk factors and determine insurability. Think of scenarios where you've had to assess risks and what guidelines you followed. This will show your analytical skills and understanding of underwriting.
✨Demonstrate Your Self-Motivation
As the job requires a high level of self-motivation, be ready to discuss how you manage your time and tasks effectively. Provide examples of how you've worked independently and prioritised in a fast-paced environment.