At a Glance
- Tasks: Support the management of property loans and ensure they perform as expected.
- Company: Join a growing specialist bank with a supportive team culture.
- Benefits: Generous leave, hybrid working, private medical care, and career development support.
- Other info: Great opportunity for career growth in a dynamic financial services environment.
- Why this job: Kickstart your career in property finance and gain valuable experience in loan management.
- Qualifications: 12 months’ experience in lending or banking operations; strong attention to detail.
The predicted salary is between 31500 - 38500 £ per year.
We’re looking for a Portfolio Assistant to join a growing specialist bank, supporting the ongoing servicing and management of its property lending portfolio. This is a great opportunity for someone with at least 12 months’ experience in lending, loan servicing, portfolio administration, mortgages or banking operations who wants to develop their property finance knowledge and progress within a supportive team.
The role involves:
- Supporting the day-to-day servicing of property loans throughout their lifecycle
- Monitoring outstanding information, loan conditions and borrower obligations
- Assisting with covenant monitoring and compliance reporting
- Processing extensions, redemptions, variations and other servicing requests
- Maintaining regular contact with borrowers and internal stakeholders
- Supporting the early identification and escalation of missed payments, arrears or potential concerns
- Assisting with collections activity under the guidance of more experienced team members
- Keeping loan records, workflows and system information accurate and up to date
- Supporting portfolio reporting and monitoring performance against SLAs and KPIs
- Liaising with colleagues across Lending, Credit, Risk, Compliance and Legal
- Contributing to process improvements, system testing and wider operational projects
What we’re looking for:
- At least 12 months’ experience in lending, loan servicing, portfolio administration, mortgages, banking operations or a similar financial services role
- An interest in developing a career within property finance and portfolio management
- Any experience of bridging or specialist property lending would be beneficial, but isn’t essential
- Exposure to extensions, redemptions, covenants, arrears or loan variations would be helpful
- Strong attention to detail and confidence working with customer and financial information
- Good organisational skills and the ability to manage competing priorities
- Confidence communicating with customers, borrowers and internal stakeholders
- The judgement to recognise potential issues and elevate them promptly
- A collaborative approach and willingness to learn
- Experience using nCino or a comparable lending system would be helpful, but isn’t essential
You don’t need to have handled complex restructures, enforcement cases or non-performing loans independently. The team is looking for someone with a good grounding in financial services who is keen to develop their portfolio management knowledge and take on greater responsibility over time.
Benefits include:
- Generous annual leave plus bank holidays
- Tailored learning, development and career support
- Hybrid working following probation
- Private medical care, including optical and dental cover
- Enhanced pension scheme
- Enhanced maternity, paternity and adoption pay
- Discretionary company bonus
This is an excellent opportunity to develop your understanding of in-life loan management, gain exposure to a varied property portfolio and build a long-term career within specialist banking.
Portfolio Officer – Property Lending employer: Corporate Recruitment Solutions
Join a dynamic and expanding specialist property finance lender that values innovation and collaboration. As a Senior Underwriter, you will not only have the opportunity to lead complex lending transactions but also play a pivotal role in mentoring junior talent and enhancing underwriting processes. With a supportive work culture that prioritises professional growth and strong relationships with stakeholders, this position offers a rewarding environment for those looking to make a significant impact in the finance sector.
Contact Details:
Corporate Recruitment Solutions Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Portfolio Officer – Property Lending
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Corporate Recruitment Solutions. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Portfolio Officer – Property Lending
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Corporate Recruitment Solutions.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Corporate Recruitment Solutions's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Corporate Recruitment Solutions
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Corporate Recruitment Solutions.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Corporate Recruitment Solutions will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Corporate Recruitment Solutions employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
