At a Glance
- Tasks: Lead a dynamic team in real estate finance, driving client relationships and innovative banking solutions.
- Company: Join Bank of China, a global leader with over 90 years in the UK market.
- Benefits: Enjoy flexible benefits, continuous learning opportunities, and a supportive work environment.
- Other info: Embrace a culture of inclusivity and personal development in a fast-paced banking environment.
- Why this job: Make a real impact in the finance sector while growing your career in a diverse team.
- Qualifications: Degree in Finance or related field; proven experience in real estate finance and team leadership.
The predicted salary is between 80000 - 100000 £ per year.
Corporate Banking is a client facing department, responsible for marketing, onboarding and ongoing management of the client relationship, providing loan business to the clients as well as promoting ancillary business according to the Bank’s business strategy and risk appetite. As a Team Head - Real Estate Finance, you will be responsible to develop the Bank’s lending business with clients in this sector in accordance with the Bank’s business strategy, risk and compliance requirements. This is a full time permanent position.
Key responsibilities
- Deliver holistic real estate client coverage as well as drive the cross-sell of various Corporate Banking products including bilateral and syndicated loans, deposits, cash management, derivatives (e.g. interest rate, FX), bond issuance and RMB business.
- As a product expert, oversee the origination and execution of all aspects of Real Estate Finance (REF) investment and development business including structuring, negotiation, credit analysis and documentation.
- Manage and review the preparation of detailed business proposals, credit analysis and financial modelling to drive the business approval process.
- Collaborate with in-house and external lawyers to complete appropriate facility and security documentation.
- Review and provide feedback on property, tax, financial and legal due diligence reports, such as Overview of Certificate on Titles, Right of Lights, Monitoring Surveyor Report, Environmental Report and Valuation Report.
- Implement post-lending management for the REF credit portfolio; regularly monitor the risk profiles of clients in the portfolio alongside industry developments.
- Coordinate inside the Bank to provide high quality products and services to clients.
- Lead the Team to fulfil KYC and KYB requirements, and any other legal and compliance requirements per internal and regulatory policies.
- Lead the Team to complete a variety of other administrative duties to assist the development of client relationships and the smooth operation of the department including maintenance of accurate client/credit files.
- Collaborate with other departments by producing statistics and analysis for the portfolio including management of industry limits.
- Undertake regular market and industry research.
Requirements
- Degree educated or higher in Finance, Accounting, Business or other relevant subject.
- Proven track record in origination, client coverage, portfolio management within REF in a major international banking group.
- Demonstrated management experience in a similar role.
- Comprehensive understanding of financial analysis, industry and strategic analysis in the REF sector.
- Extensive knowledge of all commercial real estate asset classes including offices, logistics, retail, hotels, REITs, social housing, student accommodation and development finance with the UK and ideally the broader EMEA region.
- Deep understanding of finance and security documentation, both bilateral and syndicated.
- Extensive network of third party professionals such as valuers, monitoring surveyors and legal counsel.
- Comprehensive knowledge of banking products and risks associated with them.
- Proven analytical skills, business judgment and acumen.
- Solid leadership skills with an ability to inspire and motivate a team.
- Excellent interpersonal and communication skills to establish credibility and trust with stakeholders.
Working here
Having a presence in the UK for more than 90 years, Bank of China London Branch has been providing an excellent financial service to the market and maintain its competitive edge as an international bank operated in the UK. It has employees in over 33 countries, and it is one of the most internationalised overseas branch in the Bank of China Group. The Bank values the diversity of its employees and aims to create an inclusive environment where everyone can speak up and enjoy the equal opportunities to grow both personally and professionally.
Learning and Development
We strive to offer you a continuous learning environment and we will invest in your development. We provide personalised and varied learning tools to support your growth and career through:
- Access to the best in class qualifications from leading professional bodies such as the Professional Bankers Certificate and Green & Sustainable Finance Certificate from the Chartered Banker Institute.
- 24/7 on-demand access to over 600 e-tutorials to build and refresh core and advanced banking knowledge.
- Regular pan-bank stay connected sessions to keep in touch with what is going on across the bank and build your network.
- Exploring your unique and collective strengths and development areas to become the best version of yourself using the globally renowned Insights personality profile.
- Developing our People Managers to help coach and guide you towards success, through our 9-month People Manager Development Programme.
- Encouraging a “growth” personal mindset and promoting continuous professional development (CPD) through annual events such as Learning at Work Week.
- Embracing change in a fast-moving industry and encouraging a forward-looking perspective on career development to “future-proof” your career.
- Promoting cross cultural intelligence and to seek out diverse and inclusive perspectives on challenges faced and their solutions.
Benefits
We provide an attractive and comprehensive benefits package, offering flexibility that can enable you to select the benefits that suits your needs, including:
- Complimentary Lunch
- Cycle to work scheme
- Retail Discounts
Team Head - Real Estate Finance in London employer: Corporate Banking
At Bank of China London Branch, we pride ourselves on being an exceptional employer, offering a dynamic work culture that fosters inclusivity and personal growth. With over 90 years of presence in the UK, we provide extensive learning and development opportunities, including access to top-tier qualifications and a supportive environment for career advancement. Our comprehensive benefits package, coupled with a commitment to diversity, ensures that every employee can thrive both professionally and personally in a rewarding banking career.
StudySmarter Expert Advice🤫
We think this is how you could land Team Head - Real Estate Finance in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
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Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
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We think you need these skills to ace Team Head - Real Estate Finance in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Corporate Banking.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Corporate Banking's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Corporate Banking
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Corporate Banking.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Corporate Banking will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Corporate Banking employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
