Credit Strategy Director | London, UK
Credit Strategy Director | London, UK

Credit Strategy Director | London, UK

London Full-Time 80000 - 100000 £ / year (est.) Home office (partial)
Corpay

At a Glance

  • Tasks: Design and implement data-driven credit and fraud risk strategies to improve approval rates.
  • Company: Corpay, a leading company in the financial services sector.
  • Benefits: Hybrid work model, competitive salary, and access to cutting-edge tools.
  • Other info: Opportunity for career growth in a dynamic and supportive environment.
  • Why this job: Make a significant impact on credit strategy while collaborating with diverse teams.
  • Qualifications: Experience in credit strategy and strong analytical skills required.

The predicted salary is between 80000 - 100000 £ per year.

Your role

Corpay is currently looking to hire a Credit Strategy Director within our Risk business function. This position is located in London. In the role, you will be responsible for designing, implementing, and evolving a data-driven credit and fraud risk strategy. You will drive improved approval rates, efficient credit decisioning, and balanced credit risk outcomes while supporting broader UK, Europe and AZN region business growth. You will report directly to the VP Risk UK, Europe & ANZ, and will work closely with cross-functional stakeholders including Sales, Product, Operations, Data Analytics, and Credit teams.

What you'll be doing

As a Credit Strategy Director, you will be expected to work in a hybrid environment, with a requirement to be in the office three days per week. Corpay will set you up for success by providing:

  • An assigned workspace in the London office
  • Company-issued equipment
  • Access to relevant systems and tools to support strategic and analytical work

Key Responsibilities

High-Line Pass Rate Growth (Primary Mandate)
  • Own the strategy to improve approval rates for very high credit lines, identifying friction points, decline drivers, and "false negatives."
  • Lead policy and line-assignment strategy reviews designed to deliver pass-rate uplift (targeting measurable uplift consistent with current credit strategy ambitions).
  • Design and implement test-and-learn strategies (champion/challenger), including segmented underwriting paths for high-line applicants.
Credit Policy, Decisioning & Exception Governance
  • Define underwriting policies and escalation paths for high-line decisions (e.g., documentation standards, trade/financial requirements, approvals matrix, exception controls).
  • Build structured exception frameworks that enable revenue-protecting approvals without eroding credit quality.

Credit Strategy Director | London, UK employer: Corpay

Corpay is an exceptional employer that fosters a collaborative and innovative work culture, particularly for the Credit Strategy Director role based in London. With a strong emphasis on employee growth, you will have access to comprehensive resources and support to excel in your strategic initiatives while working alongside diverse teams. The hybrid work model allows for flexibility, ensuring a balanced approach to professional and personal commitments, making Corpay a rewarding place to advance your career.
Corpay

Contact Detail:

Corpay Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Credit Strategy Director | London, UK

✨Tip Number 1

Network like a pro! Reach out to people in the industry, attend events, and connect with potential colleagues on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.

✨Tip Number 2

Prepare for interviews by researching the company and its culture. Understand their credit strategy and be ready to discuss how your experience aligns with their goals. We want you to shine and show them why you're the perfect fit!

✨Tip Number 3

Practice makes perfect! Conduct mock interviews with friends or use online resources to refine your answers. Focus on articulating your achievements and how they relate to the role of Credit Strategy Director.

✨Tip Number 4

Don't forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows you're genuinely interested in joining our team at Corpay.

We think you need these skills to ace Credit Strategy Director | London, UK

Data-Driven Strategy Development
Credit Risk Assessment
Fraud Risk Management
Approval Rate Improvement
Policy Design and Implementation
Underwriting Knowledge
Analytical Skills
Cross-Functional Collaboration
Test-and-Learn Strategies
Exception Governance
Stakeholder Engagement
Decision-Making Frameworks
Problem-Solving Skills
Communication Skills

Some tips for your application 🫡

Tailor Your CV: Make sure your CV is tailored to the Credit Strategy Director role. Highlight your experience in designing and implementing credit strategies, and don’t forget to mention any data-driven projects you've led. We want to see how your skills align with what we need!

Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for this role. Share specific examples of how you've improved approval rates or managed credit risk in the past. Let us know what makes you tick and why you want to join our team.

Showcase Your Analytical Skills: Since this role involves a lot of data-driven decision-making, make sure to highlight your analytical skills. Mention any tools or methodologies you’ve used to analyse credit risk and improve decision-making processes. We love numbers, so show us what you can do!

Apply Through Our Website: We encourage you to apply through our website for a smoother application process. It’s the best way for us to receive your application directly and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team at Corpay!

How to prepare for a job interview at Corpay

✨Know Your Numbers

As a Credit Strategy Director, you'll need to demonstrate your understanding of data-driven strategies. Brush up on key metrics related to credit approval rates and risk management. Be ready to discuss how you've used data in past roles to drive decision-making and improve outcomes.

✨Understand the Business Landscape

Familiarise yourself with Corpay's position in the market and their competitors. Knowing the broader UK, Europe, and AZN regions will help you articulate how your strategies can support business growth. Show that you’re not just focused on credit but also understand how it fits into the overall business strategy.

✨Prepare for Scenario Questions

Expect to face scenario-based questions that assess your problem-solving skills. Think about specific challenges you've encountered in credit strategy and how you overcame them. Use the STAR method (Situation, Task, Action, Result) to structure your responses effectively.

✨Engage with Cross-Functional Teams

Since this role involves collaboration with various teams, be prepared to discuss how you've successfully worked with stakeholders in the past. Highlight your communication skills and give examples of how you’ve aligned different departments towards a common goal, especially in terms of credit policy and decisioning.

Credit Strategy Director | London, UK
Corpay
Location: London

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