Financial Planner - employed in Bristol

Our Client: Our client is a unique international Financial Planning business specialising in Expat International Planning, Wealth & Investments and Pensions & Estate Planning.

Job Description: As the business continues to evolve, a vacancy has arisen for an employed Financial Planner to provide regulated financial planning services to both existing and prospective clients. This key role requires a motivated and highly professional individual with previous relevant experience within FS. They will work effectively within the adviser network and are likely to be working towards further qualifications. They will build strong client relationships through skilled communication and be confident providing advice that fully complies with FCA and company procedures. The role is primarily office-based with flexibility for remote working where appropriate (subject to security and data-handling policies).

The Successful Applicant:

• Essential
• Excellent client communication and listening skills.
• Able to explain complex financial information clearly.
• Strong understanding of investment platforms, DFMs, pensions & insurance products.
• High attention to detail and accuracy.
• Strong commercial awareness.
• Able to work independently and within a team.
• High ethical standards and professional integrity.
• Desirable
• Interest in financial markets and portfolio management.
• Strong analytical and mathematical skills.
• Full driving licence.
• Understanding of AIT processes and controlled function responsibilities.

Minimum Requirements:

• Financial Planning Certificate (FPC) – Chartered Insurance Institute (CII) or Certificate in Financial Advice (CeFA) – Institute of Financial Services.

Additional requirements:

• Minimum 2 years’ experience in FS.
• Working towards R01, R02, J10, J12 or equivalent qualifications.
• Strong computer literacy including CRM systems and remote working tools.

Key Responsibilities:

• Client Advice & Support
• Contact and service existing clients, prospective clients, and introducers.
• Work with relevant advisers supporting clients relocating to or from the UK.
• Conduct due diligence on platforms and DFMs in line with company procedures.
• Prepare fully compliant financial recommendations covering – pensions, investments & insurance products.
• Ensure suitability reports are completed and approved through the company’s compliance process.
• Support advisers in recommending AIT-managed portfolios to clients.
• Business Development & Promotional Role
• Promote business independence, financial planning expertise, and AIT portfolios.
• Use company approved brochures, presentations, and digital resources.
• Contribute to business growth targets through new client acquisition, cross-selling & client retention strategies.
• Conduct & Client Communications
• Maintain accurate records and ensure compliance sheets are completed.
• Keep administrative procedures and CRM database entries fully updated.
• Proactively identify and engage with potential and existing clients.
• Schedule and manage client appointments, reviews & follow-ups.
• Complete due diligence documentation for platforms and DFMs.
• Handle client and introducer queries promptly. Where queries involve regulated advice, ensure they are handled by an authorised adviser as required.
• FCA & Regulatory Compliance
• As an employed adviser operate under company’s FCA permissions and:
• Comply with the Financial Services and Markets Act 2012.
• Follow the FCA Handbook and Principles for Approved Persons.
• Follow procedures for client advice, suitability reporting & documentation.

Additional requirements:

• Comply with GDPR, Data Security & Home Office standards.
• Submit all cases through Compliance for approval before execution.
• Follow AML and KYC obligations.
• Complete annual AML, complaints, and GDPR refresher training.
• Participate in knowledge assessments where required.
• Fully cooperate with the Compliance Officer during file checks or inspections.