At a Glance
- Tasks: Deliver loan security valuations and manage instructions from start to finish.
- Company: Copping Joyce, a trusted name in real estate since 1898.
- Benefits: Competitive salary, professional development, and a supportive team environment.
- Other info: Join a dynamic team with opportunities for personal and professional growth.
- Why this job: Make a real impact in the property sector while developing your career.
- Qualifications: MRICS qualification and experience in loan security valuations required.
The predicted salary is between 40000 - 50000 £ per year.
Copping Joyce offers a full range of real estate advisory services nationwide. Our services include valuations, healthcare, affordable housing, investment acquisitions and disposals, LPA receivership and development consultancy. We are a specialist valuation practice offering direct client exposure, responsibility for whole instructions, and an environment that rewards initiative, commercial thinking and business generation alongside technical excellence.
We are seeking a Chartered Surveyor (MRICS) to join our Valuation team, specialising in loan security valuations for UK lenders. The role involves providing Red Book–compliant valuation advice across a range of commercial and mixed-use assets, including office, retail, industrial and logistics properties. The successful candidate will support secured lending decisions for banks, building societies and alternative lenders.
About the Role
- Deliver loan security valuations for new lending, refinances and periodic reviews.
- Manage instructions from receipt to issue, including inspections, analysis, valuation modelling and reporting.
- Prepare concise, lender-focused valuation reports with clear assumptions, sensitivities and risk commentary.
- Value a range of commercial property types, including offices, industrial/logistics, retail and mixed-use assets.
- Ensure compliance with RICS Red Book requirements, lender instructions and internal QA procedures.
- Maintain robust audit trails suitable for lender panel review.
- Communicate professionally with lender clients, borrowers, solicitors and managing agents.
- Contribute to business development through personal networks, repeat instructions and cross-referrals, with support from senior colleagues.
Qualifications and Requirements
- MRICS (Chartered Surveyor)
- Proven experience in loan security valuations.
- Strong understanding of secured lending risk and credit-driven reporting.
- Excellent report writing, organisation and time management skills.
- Keen interest in building and maintaining client relationships.
- A full UK driving licence.
Chartered Surveyor (MRICS) - Loan Security employer: Copping Joyce
Copping Joyce is an exceptional employer that fosters a culture of initiative and commercial thinking, providing Chartered Surveyors with direct client exposure and the opportunity to manage whole instructions. Located in a dynamic environment, we offer competitive benefits, a commitment to professional development, and the chance to work on diverse valuation projects that support secured lending decisions for leading UK lenders. Join us to be part of a respected firm with over a century of expertise, where your contributions are valued and rewarded.
StudySmarter Expert Advice🤫
We think this is how you could land Chartered Surveyor (MRICS) - Loan Security
✨Tip Number 1
Network like a pro! Get out there and connect with industry professionals, attend events, and join relevant groups. The more people you know, the better your chances of landing that Chartered Surveyor role.
✨Tip Number 2
Showcase your expertise! Create a portfolio that highlights your best valuation reports and projects. This will give potential employers a taste of what you can bring to the table.
✨Tip Number 3
Prepare for interviews by brushing up on your knowledge of the RICS Red Book and current market trends. Being well-informed will help you impress during those crucial conversations.
✨Tip Number 4
Don’t forget to apply through our website! We love seeing candidates who are proactive and engaged. Plus, it’s the best way to ensure your application gets noticed by the right people.
We think you need these skills to ace Chartered Surveyor (MRICS) - Loan Security
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Chartered Surveyor role. Highlight your experience in loan security valuations and any relevant projects you've worked on. We want to see how your skills align with what we're looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about joining our Valuation team at Copping Joyce. Mention specific experiences that demonstrate your understanding of secured lending and valuation processes.
Showcase Your Report Writing Skills:Since excellent report writing is key for this role, consider including a sample of your work or summarising a relevant project in your application. We love seeing clear, concise communication that reflects your professional style.
Apply Through Our Website:Don't forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team at Copping Joyce!
How to prepare for a job interview at Copping Joyce
✨Know Your Valuation Basics
Make sure you brush up on your knowledge of loan security valuations and the RICS Red Book requirements. Being able to discuss these topics confidently will show that you're not just familiar with the theory, but also understand how to apply it in practice.
✨Prepare Real-World Examples
Think of specific instances where you've successfully managed valuation instructions or navigated complex lending scenarios. Sharing these examples during your interview will demonstrate your practical experience and problem-solving skills, which are crucial for this role.
✨Showcase Your Communication Skills
Since you'll be dealing with various stakeholders like lenders and solicitors, it's important to highlight your communication abilities. Practice explaining technical concepts in a clear and concise manner, as this will be key in preparing lender-focused reports.
✨Demonstrate Business Development Acumen
Copping Joyce values initiative and business generation, so come prepared to discuss how you've contributed to business development in the past. Whether through personal networks or repeat instructions, showing your proactive approach can set you apart from other candidates.
