Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Evaluate business loan applications and assess financial risks while providing excellent customer service.
- Company: A growing finance team with a fast-paced and supportive workplace culture.
- Benefits: Regular training, career growth opportunities, and a prime location near Windsor & Eton Riverside station.
- Why this job: Kickstart your finance career in a dynamic environment with real impact on businesses.
- Qualifications: Strong communication skills and proficiency in data analysis tools are essential.
- Other info: Office hours are Monday to Friday, 9am to 5:30pm.
The predicted salary is between 36000 - 60000 £ per year.
Our Client is a small but growing team, with a fast-paced workplace culture. They offer fantastic opportunities for you to build on your career due to continued growth. Offering regular training and offices based within a 1-minute walk from Windsor & Eton Riverside train station, this is an amazing opportunity for anyone wanting to get into finance and further their career!
Are you ready to apply Make sure you understand all the responsibilities and tasks associated with this role before proceeding.
Office hours are Monday to Friday 8.30am to 5pm
Your responsibilities are to play a key role in evaluating the financial status of business loan applicants for both new and existing customers, determining the risk of lending to them, and making recommendations based on findings. This includes liaising with the risk department if there are any possible uncertainties or if any second opinions are needed during the underwriting process, as well as liaising with the credit control team to discuss their previous repayment history if/when necessary.
Key Responsibilities:
Evaluate creditworthiness and risks of business loan applications by analysing financial data including income, business bank statements, HMRC overviews & contractual agreements that can guarantee work.
Utilize financial and credit data, market trends, and industry data to assess risk and make an informed lending decision to pass onto the risk team.
Contact the applicant to discuss findings during the underwriting process and address queries raised. Be able to effectively extract the necessary information from the client.
Maintain an understanding of and comply with all relevant lending regulations, including those from financial regulatory bodies and internal lending policies.
Prepare and present loan recommendations to the risk committee, detailing applicants’ credit histories, financial strengths/weaknesses and other relevant factors.
Collaborate with Business Development Managers as well as applicants to obtain necessary information and resolve any issues with applications.
Collaborate with the Credit Control Team, to discuss the client’s repayment history, if they are have had previous loans.
Provide excellent customer service by promptly responding to questions and concerns from loan applicants, explaining the underwriting process, and communicating decisions effectively.
Continually update knowledge of company\’s loan products and underwriting standards.
Determine payment plans for clients who are in financial difficulty, based on the affordability of the business.
Conduct online investigations for all paying and non-paying clients, to mitigate and prevent any risk whilst they have a loan open with us and keep a record of any findings. xiskglj
Offer further funding to existing customers who have had good repayment history, ensuring that they meet our criteria.
Required Qualifications
Excellent communication skills
Proficiency in CRM systems and data analysis tools
Excellent organisational skills and meticulous attention to detail
Excellent spoken and written communication skills
Fluent in English
Underwriter employer: Connect Recruitment
Contact Detail:
Connect Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Underwriter
✨Tip Number 1
Network like a pro! Reach out to people in the finance industry, especially those who work as underwriters. A friendly chat can lead to insider info about job openings and even referrals.
✨Tip Number 2
Prepare for interviews by brushing up on your financial knowledge and understanding of underwriting processes. We recommend practising common interview questions and scenarios related to risk assessment and creditworthiness.
✨Tip Number 3
Showcase your communication skills! During interviews, be ready to explain complex financial concepts in simple terms. This will demonstrate your ability to liaise effectively with clients and colleagues.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive about their job search!
We think you need these skills to ace Underwriter
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Underwriter role. Highlight any relevant experience in finance, risk assessment, or customer service. We want to see how your skills match what we're looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about this role and how you can contribute to our growing team. Keep it concise but engaging – we love a good story!
Show Off Your Attention to Detail: As an Underwriter, attention to detail is key. Make sure your application is free from typos and errors. We appreciate a polished application that reflects your meticulous nature!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the easiest way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team!
How to prepare for a job interview at Connect Recruitment
✨Know Your Numbers
As an underwriter, you'll be dealing with financial data all the time. Brush up on your understanding of financial statements, credit reports, and risk assessment metrics. Being able to discuss these confidently will show that you’re ready for the role.
✨Understand the Company Culture
Since the company has a fast-paced workplace culture, it’s important to demonstrate that you can thrive in such an environment. Think of examples from your past experiences where you successfully managed multiple tasks or adapted quickly to changes.
✨Prepare Questions
Interviews are a two-way street! Prepare insightful questions about the underwriting process, team dynamics, and growth opportunities within the company. This shows your genuine interest and helps you assess if the company is the right fit for you.
✨Showcase Your Communication Skills
Excellent communication is key in this role. Be prepared to explain complex financial concepts in simple terms during the interview. Practising how you would communicate findings to clients or the risk team can really set you apart.
