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- Tasks: Conduct site visits to assess potential borrowers and make lending decisions.
- Company: Dynamic financial services company with a focus on innovation and growth.
- Benefits: Hybrid work model, monthly car allowance, and professional development opportunities.
- Why this job: Join a team where your decisions directly impact businesses and communities.
- Qualifications: Experience in commercial lending, risk assessment, and strong communication skills.
- Other info: Exciting role with opportunities for career advancement and personal growth.
The predicted salary is between 36000 - 60000 £ per year.
Hybrid, working remotely from home and the Windsor office and conducting site visits across England and Wales.
Role Overview
You will be conducting site visits to potential borrowers at their place of business to assess if we are proceeding to a lending decision. You will be assessing director behaviour, business sector and collating any further documentation required to determine your final lending decision. You will be looking at the risks involved with the business and put these factors towards the lending decision. The information that is gathered at the underwriting stage will also support you to conduct the visit. You will be required to present the site visit findings to the Loan Sales Manager along with your business decision as to whether we should approve the lending decision. You will be required to build a business relationship with the director(s) you meet during your site visits to enable a solid line of communication. You will be required to make contact directly with the director(s) to confirm, re-arrange and ensure that the director has all necessary documents and proof prepared for their visit. A strong understanding of commercial lending, risk assessment and financial analysis is required. Absolute professionalism whilst representing the company is essential. Strong time management is vital in this role.
Role Responsibilities
- Support the underwriting team by underwriting cases when you are not out on the road.
- Maintain an understanding of and comply with all relevant lending regulations, including those from financial regulatory bodies and internal lending policies.
- Upon completion of the site visit, ensure you carry out a post visit meeting with the Loan Sales Manager, at this stage you must ensure you raise any red flags/ concerns regarding the business we are considering lending to.
- Evaluate creditworthiness and risks of loan applicants by analysing financial data including income, financial statements, and collateral when underwriting cases.
- Provide excellent customer service by promptly responding to questions and concerns from loan applicants, explaining the loan application process, and communicating decisions effectively.
- Keep yourself updated on loan products, underwriting standards, and collections procedures.
- Ensure all documentation and ID Verification checks are prepared and completed to a satisfactory standard before submitting the case to the lending department.
- Be able to operate with proficiency CRM systems and keep accurate notes and documentation.
- Make it your responsibility to know your customers.
Requirements
- Use of own car as you will be required to drive to our customers (monthly car allowance).
- Confident, friendly and a professional manner is required at all times as you will be representing the company during onsite visits.
- Excellent interpersonal and communication skills.
- Excellent analytical and decision-making abilities.
- Knowledge of loan compliance and regulatory standards.
Business Development Executive in England employer: Connect Recruitment
Contact Detail:
Connect Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Business Development Executive in England
✨Tip Number 1
Network like a pro! Reach out to connections in the industry, attend relevant events, and don’t be shy about introducing yourself. Building relationships can open doors that job applications alone can't.
✨Tip Number 2
Prepare for those site visits! Research the businesses you’ll be visiting and understand their sector. This will help you assess risks better and show that you’re genuinely interested in their success.
✨Tip Number 3
Practice your pitch! When meeting directors, be ready to communicate clearly and confidently about your findings and recommendations. A strong presentation can make all the difference in securing that lending decision.
✨Tip Number 4
Stay organised! Keep track of your meetings, follow-ups, and any documentation needed. Using a CRM system effectively can help you manage your time and ensure you’re always prepared for your next visit.
We think you need these skills to ace Business Development Executive in England
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Business Development Executive role. Highlight your experience in commercial lending, risk assessment, and any relevant financial analysis skills. We want to see how your background aligns with what we’re looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re passionate about this role and how your skills can benefit us at StudySmarter. Don’t forget to mention your understanding of the lending process and your ability to build relationships.
Showcase Your Communication Skills: Since you'll be interacting with directors and loan applicants, it’s crucial to demonstrate your excellent communication skills. Use clear and concise language in your application, and maybe even share an example of how you've effectively communicated in a previous role.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re proactive and keen to join our team!
How to prepare for a job interview at Connect Recruitment
✨Know Your Stuff
Make sure you brush up on your knowledge of commercial lending, risk assessment, and financial analysis. Familiarise yourself with the latest regulations and internal policies, as this will show that you're serious about the role and can hit the ground running.
✨Practice Your Pitch
Since you'll be presenting findings to the Loan Sales Manager, practice how you would communicate your site visit assessments. Be clear and concise, and prepare to back up your decisions with solid data. This will demonstrate your analytical skills and decision-making abilities.
✨Build Rapport
During the interview, showcase your interpersonal skills. Think of examples where you've successfully built relationships in a professional setting. This is crucial for the role, so showing that you can connect with directors will give you an edge.
✨Time Management Matters
Be ready to discuss how you manage your time effectively, especially when juggling site visits and underwriting tasks. Share specific strategies or tools you use to stay organised, as this is vital for success in the role.
