At a Glance
- Tasks: Drive innovation in credit risk analysis and reporting for a leading energy trading business.
- Company: Join a large energy trading firm in the North of England with a focus on growth.
- Benefits: Competitive salary, career development opportunities, and a dynamic work environment.
- Other info: Ideal for those passionate about data analytics and the energy sector.
- Why this job: Make a real impact on credit risk strategies and contribute to business growth.
- Qualifications: Numerical/statistical degree, SAS analytics experience, and knowledge of credit risk regulations.
The predicted salary is between 45000 - 55000 £ per year.
A large energy trading business in the North of England is expanding their Credit Risk department and is looking to hire an experienced Credit Risk Analyst to drive innovation and continuous improvement in their decision making capabilities, analysis and reporting. You will play a key role in the growth of the department and business customer base as a whole becoming involved in Credit Risk strategy management, statistical model development, macro-economic analysis and implementation of new credit risk capabilities. My client’s offices are based between Sunderland and Durham, but also accessible by car from Newcastle-Upon-Tyne and Middlesbrough.
Key responsibilities will include:
- Monitor and evaluate the performance of individual policy rules, cut-offs, scorecards and champion challenger tests, initiating proposals where necessary to roll-out existing challengers or to implement new challengers.
- Monitor operational drivers of credit risk performance, initiating proposals where necessary to optimise the balance between manual and automated decisioning.
- Develop and maintain the production of regular MI to support the monitoring and evaluation of credit risk KPIs, key drivers and performance of credit risk strategies.
- Develop and maintain the production of credit loss forecasts.
- Identify the need to change credit strategies, systems functionality, operational processes and data acquisition and deployment (through data analytics and through discussion with colleagues and suppliers).
- Develop proposals, based largely upon data analytics to model the long-term value of the change.
- Estimating and delivering credit loss assumptions for input into proposals initiated by other areas of the business (e.g., product development proposals, marketing campaign proposals).
- The design and maintenance of data tables in warehouses and marts to maximise their re-use potential across disparate analytics projects, minimising analytics turnaround times and maximising productive capacity.
- Work with internal colleagues and with suppliers to define requirements, procure, build, test and implement new credit risk capabilities such as new data sources, new scores, new systems and operational processes.
Ideal qualifications, skill sets and experience:
- Strong academic background with a numerical/statistical/science based degree.
- Detailed knowledge of Credit risk regulation, governance and compliance.
- Experience with SAS analytics is essential.
- Risk acquisition, capital impairment or portfolio risk experience ideal.
- MI report production and development experience.
- Macro-economic analysis and statistical model development experience ideal.
- Experience in the domestic energy retail sector highly advantageous.
If you have the relevant energy background or career experience skill sets, and would like to know more about the above opportunity, then please apply now.
Senior Credit Risk Analyst in Bath employer: Connect Executive Resourcing Limited
Join a leading energy trading business in the North of England, where innovation and continuous improvement are at the heart of our Credit Risk department. We offer a collaborative work culture that fosters professional growth, with opportunities to engage in strategic decision-making and advanced data analytics. Located conveniently between Sunderland and Durham, with easy access from Newcastle-Upon-Tyne and Middlesbrough, we provide a dynamic environment for those looking to make a meaningful impact in the energy sector.
Contact Details:
Connect Executive Resourcing Limited Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Senior Credit Risk Analyst in Bath
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We think you need these skills to ace Senior Credit Risk Analyst in Bath
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
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How to prepare for a job interview at Connect Executive Resourcing Limited
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Connect Executive Resourcing Limited.
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