Compliance Monitoring Officer

THE COMPANY
A global fintech banking group is looking for a Compliance Monitoring Officer. Candidates MUST have thematic monitoring experience.

THE RESPONSIBILITIES

• Undertake monitoring reviews as directed within the scope of the CMP across the Bank and relevant third-party providers and outsourced arrangements, ensuring alignment with outsourcing governance expectations.
• Provide independent oversight and challenge of 1st line controls, including those relating to AML, counter-terrorist financing, sanctions and fraud risk, in collaboration with relevant subject matter experts.
• Accurately assess and risk-rate issues identified, clearly articulating root cause, impact and regulatory implications to enable effective prioritisation and remediation.
• Maintain awareness of broader conduct risk and regulatory developments, including Consumer Duty obligations, and assess customer outcomes, fair value considerations and distribution arrangements where relevant.
• Produce clear, concise and evidence-based reporting of findings to the HoCM and relevant business stakeholders, enabling appropriate and timely remedial actions.
• Escalate material or significant issues to the HoCM and through appropriate governance forums where required, ensuring timely visibility of emerging risks.
• Support the HoCM in tracking progress of the CMP, monitoring remediation actions to completion, and providing structured updates to the CCO, Executive Committees and Board Committees as required.
• Ensure records of monitoring activity, findings and agreed actions are maintained to an appropriate evidential standard.
• Assist in the development of monitoring techniques through effective use of data, MI and technology, seeking opportunities to enhance automation, sampling methodologies and thematic analysis.
• Deliver constructive challenge through positive stakeholder engagement, maintaining professional independence while fostering effective working relationships.
• Effectively plan and manage assigned reviews to ensure delivery of the CMP within agreed timelines, escalating resourcing or delivery risks at an early stage.
• Where required, support the HoCM, CCO and/or Chief Risk Officer in regulatory reviews, investigations or thematic work with potential conduct risk impact.
• Work collaboratively across the Compliance function to ensure alignment between advisory, monitoring and financial crime oversight activities.
• Support employee education and awareness initiatives on compliance-related matters, reinforcing accountability and ownership within the 1st line.
• Provide pragmatic, risk-based solutions to compliance issues while maintaining appropriate regulatory standards.

EXPERIENCE REQUIRED

• MUST have thematic monitoring experience.
• Experience within a banking or financial services environment.
• Experience undertaking compliance monitoring or assurance activity under delegated authority, ideally within a UK-regulated bank.
• Working knowledge of key compliance topics relevant to the Bank’s business model.
• Understanding of Consumer Duty, Treating Customers Fairly and broader conduct risk frameworks.
• Experience in report writing and presenting findings clearly to stakeholders.
• Ability to analyse data and develop MI to support monitoring activities.