At a Glance
- Tasks: Lead credit analysis and support transaction execution for diverse financial portfolios.
- Company: Join a leading institution in banking and markets with a focus on innovation.
- Benefits: Competitive salary, career development opportunities, and a collaborative work environment.
- Other info: Dynamic team with opportunities for growth and professional development.
- Why this job: Make a real impact in credit risk management and work with top-tier clients.
- Qualifications: 3+ years in credit risk management, strong analytical skills, and a finance-related degree.
The predicted salary is between 60000 - 80000 £ per year.
About us: Institutional Banking and Markets (IB&M) is responsible for managing the Group’s relationships with major corporate, government clients, and institutional investors, and provides a full range of capital raising, transactional, and risk management products and services. The division also performs an important internal role for the Group by providing equities, markets, lending, and transaction banking execution capabilities to other CBA business units that allows them to capture opportunities with business customers.
Picture yourself in the team: The Non-Bank Financial Institutions (NBFI) Risk Team is responsible for credit risk management and oversight of exposures to financial sponsors and institutional clients within IB&M. The team in London covers clients across Europe and North America, with a primary focus on private equity funds, private credit managers, infrastructure funds, asset managers and insurance companies. The team manages a diverse portfolio of IB&M clients, with exposure across Fund Finance (subscription lines, NAV facilities), Insurance, Derivatives, Securities Financing and Transactional Banking. The team is responsible for end-to-end credit risk oversight, from transaction structuring and approval through to ongoing monitoring, portfolio analytics, and thematic risk identification.
Your impact & contribution: As a key member of deal teams, the role requires a high degree of ownership in leading credit analysis and supporting transaction execution across a diverse NBFI portfolio. Work closely with the Manager (whom you will report to) and Executive Manager, NBFI Risk, to support transaction approvals, portfolio monitoring, periodic credit reviews and broader risk initiatives. Maintain a strong understanding of market developments relevant to NBFIs, including private markets trends, investor sentiment, liquidity conditions and macroeconomic factors, with early identification of emerging risks and proactive mitigation. Engage effectively with stakeholders to deliver well-balanced risk outcomes aligned with risk appetite and commercial objectives.
Do work that matters: Your main responsibilities will include:
- Conduct detailed credit risk assessments of existing and prospective counterparties, including financial analysis, modelling, internal rating assessments, and identification of key risks and mitigants.
- Analyse transaction structures and support the implementation of credit risk mitigation strategies, collateral arrangements, and legal documentation, including ISDA agreements.
- Prepare high-quality credit submissions and recommendations to support credit approval and risk decision-making processes.
- Ensure compliance with credit policies, risk frameworks, and regulatory requirements, providing independent risk assessment and constructive challenge where appropriate.
- Build strong working relationships with Coverage, Product, Legal, and Risk teams to support effective risk management and commercial outcomes.
- Monitor counterparty and portfolio credit performance, identify emerging risks and trends, and recommend appropriate risk mitigation actions.
- Produce portfolio reporting, industry research, and credit insights to support senior stakeholders and portfolio oversight activities.
- Maintain and enhance credit risk data, models, and systems used to assess, monitor, and manage portfolio risk.
- Contribute to the ongoing improvement of credit risk frameworks, policies, processes, and strategic risk management initiatives.
We are interested in hearing from you if you have:
- 3+ years experience and strong knowledge in credit risk management in IB&M.
- Strong financial analysis and modelling skills. Proficiency with risk systems, rating models, financial databases and analytical tools.
- Product and documentation knowledge across corporate lending, fund finance and derivative products.
- Strong interpersonal, communication, negotiating skills as well as the ability to challenge constructively with problem solving and critical thinking.
- Specific experience in Fund Finance and Insurance is advantageous.
- At least a Bachelor degree (or equivalent) in a finance or economics related discipline.
- Demonstration of a high level of career / on-the-job training (through external providers or in-house at major financial institutions).
Senior Analyst, Credit Risk (Fund Finance) in London employer: Commonwealth Bank of Australia
At Commonwealth Bank, we pride ourselves on being an exceptional employer, offering a dynamic work culture that fosters collaboration and innovation within the Institutional Banking and Markets division. Our London-based team provides unique opportunities for professional growth in credit risk management, with access to diverse portfolios and the chance to engage with major corporate and institutional clients across Europe and North America. We are committed to supporting our employees' development through comprehensive training and a focus on meaningful work that drives impactful outcomes.
Contact Details:
Commonwealth Bank of Australia Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Senior Analyst, Credit Risk (Fund Finance) in London
✨Tap into Campus Networks
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We think you need these skills to ace Senior Analyst, Credit Risk (Fund Finance) in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Commonwealth Bank of Australia.
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How to prepare for a job interview at Commonwealth Bank of Australia
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Commonwealth Bank of Australia.
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Since this is a full-time position, employers at Commonwealth Bank of Australia will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Commonwealth Bank of Australia employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
