At a Glance
- Tasks: Shape the future of payments as a Product Owner or Business Analyst.
- Company: Join Colehouse Group, a leading consultancy in financial services.
- Benefits: Enjoy competitive salary, hybrid working, private healthcare, and generous holidays.
- Other info: Be part of a diverse team and influence the growth of our Payments Practice.
- Why this job: Make a real impact in the fast-paced payments industry with growth opportunities.
- Qualifications: 3-6 years in payments, strong agile delivery skills, and client-facing experience.
The predicted salary is between 60000 - 75000 £ per year.
Colehouse Group is a specialist consultancy partnering with banks, fintechs and merchants to deliver strategic and operational change in financial services. We are building out our Payments Practice to meet rising client demand across the issuing, acquiring and account-to-account ecosystems.
This role sits at the intersection of payments domain expertise and hands-on delivery as a Product Owner or Business Analyst. You will work directly with senior client stakeholders to translate strategic payments objectives into clear backlogs, requirements and outcomes — spanning scheme migrations, product launches, regulatory change and operating model design.
You will bring deep payments knowledge across issuing, acquiring and account-to-account, combined with the craft of a strong PO/BA: shaping product vision, writing user stories, refining backlogs, mapping processes, and partnering closely with engineering and operations to ship change.
This is a foundational hire in our growing Payments Practice. You will have meaningful scope to shape methodology, contribute to propositions and business development, and grow alongside the practice.
What You’ll Do
- Act as Product Owner or Lead Business Analyst on client engagements across issuing, acquiring and account-to-account (A2A) propositions.
- Own and prioritise product backlogs, write clear user stories and acceptance criteria, and run grooming, planning and review ceremonies with client teams.
- Lead discovery, requirements gathering, process mapping (as-is / to-be) and gap analysis across card and non-card rails (Visa, Mastercard, domestic schemes, FPS, Pay.UK, SEPA Inst, Bacs).
- Translate payments strategy, scheme economics and regulation (PSD2/PSD3, SCA, Open Banking, ISO 20022) into actionable product and delivery roadmaps.
- Support vendor selection, integration planning and migration delivery for processors, gateways, issuer-processors and A2A providers.
- Partner closely with engineering, design, risk, compliance and operations to ensure features are delivered to scope, quality and regulatory standard.
- Build client relationships, contribute to proposals and shape the growth of our Payments Practice.
- Mentor junior colleagues and contribute to internal knowledge, thought leadership and methodology.
What We’re Looking For
- 3–6 years of relevant experience in payments — from a consultancy, bank, card scheme, processor, PSP, acquirer or fintech.
- Proven track record as a Product Owner, Business Analyst or hybrid PO/BA on payments change programmes.
- Demonstrable hands-on experience across all three pillars: issuing, acquiring and account-to-account payments.
- Strong command of agile delivery — user stories, acceptance criteria, backlog management, story mapping — and classic BA techniques (process modelling, requirements traceability, data flow analysis).
- Strong understanding of the UK and European payments landscape — schemes, rails, regulation and commercial dynamics.
- Track record of delivering change in a complex stakeholder environment (product, technology, operations, risk and compliance).
- Excellent structured problem-solving, written communication and client-facing presence.
- Comfortable operating with ambiguity and helping to build something new.
Nice to Have
- Experience with ISO 20022 migrations, Open Banking / VRP, or real-time payments programmes.
- Exposure to merchant acquiring, orchestration platforms, or issuer-processor migrations.
- Familiarity with tools such as Jira, Confluence, Miro, Lucid, and BPMN/UML notation.
- Certifications such as CSPO, SAFe POPM, BCS BA, or equivalent.
- Prior consulting experience at a Big 4, payments boutique or strategy firm.
What We Offer
- Competitive base salary and performance-related bonus.
- Hybrid working from ours or our Client's London office — typically 2–3 days in office.
- Private healthcare, pension, and generous holiday allowance.
- A clear career path within a growing practice, with genuine influence over how we build it.
- Exposure to senior client stakeholders and a varied portfolio of high-impact engagements from day one.
Colehouse Group is an equal opportunities employer. We welcome applications from all backgrounds and are committed to building an inclusive team.
Payment Consultant in Slough employer: Colehouse Group
Colehouse Group is an exceptional employer, offering a dynamic work environment where you can significantly influence the development of our Payments Practice. With competitive salaries, hybrid working options, and a commitment to employee growth through mentorship and exposure to senior stakeholders, we provide a platform for meaningful contributions in the evolving financial services landscape. Join us to shape innovative payment solutions while enjoying a supportive culture that values diversity and inclusion.
StudySmarter Expert Advice🤫
We think this is how you could land Payment Consultant in Slough
✨Tip Number 1
Network like a pro! Reach out to folks in the payments industry on LinkedIn or at events. A friendly chat can lead to opportunities that aren’t even advertised yet.
✨Tip Number 2
Show off your expertise! Create content or share insights about payments trends and challenges. This not only showcases your knowledge but also gets you noticed by potential employers.
✨Tip Number 3
Prepare for interviews by practising common questions related to payments consultancy. Be ready to discuss your experience with specific payment schemes and how you've tackled challenges in the past.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, we love seeing candidates who are proactive!
We think you need these skills to ace Payment Consultant in Slough
Some tips for your application 🫡
Tailor Your Application:Make sure to customise your CV and cover letter to highlight your experience in payments, especially focusing on your role as a Product Owner or Business Analyst. We want to see how your skills align with the specific needs of our Payments Practice.
Showcase Your Knowledge:Demonstrate your understanding of the UK and European payments landscape in your application. Mention any relevant projects or experiences that showcase your expertise in issuing, acquiring, and account-to-account payments.
Be Clear and Concise:When writing your user stories or describing your past roles, keep it straightforward. Use clear language and structure to make it easy for us to see your thought process and problem-solving skills.
Apply Through Our Website:We encourage you to apply directly through our website. This way, we can ensure your application gets the attention it deserves, and you’ll be one step closer to joining our growing team!
How to prepare for a job interview at Colehouse Group
✨Know Your Payments Inside Out
Make sure you brush up on your knowledge of the payments landscape, especially around issuing, acquiring, and account-to-account systems. Be ready to discuss specific schemes like Visa and Mastercard, as well as regulations like PSD2/PSD3. This will show that you’re not just familiar with the terms but can also apply them in real-world scenarios.
✨Master the Art of User Stories
As a potential Product Owner or Business Analyst, you’ll need to demonstrate your ability to write clear user stories and acceptance criteria. Prepare examples from your past experiences where you’ve successfully managed product backlogs and led grooming sessions. This will highlight your hands-on experience and agile delivery skills.
✨Showcase Your Stakeholder Management Skills
Be ready to talk about how you've navigated complex stakeholder environments in previous roles. Share specific instances where you’ve built relationships and collaborated with teams across product, technology, and compliance. This will illustrate your ability to operate effectively in a multifaceted setting.
✨Bring Your Problem-Solving A-Game
Prepare to tackle some hypothetical scenarios during the interview. Think about how you would approach process mapping or gap analysis in a payments context. Demonstrating structured problem-solving skills will be key to showing that you can handle ambiguity and contribute to building something new.
