Credit Risk Analyst

Ready to be pushed beyond what you think you\’re capable of?

At Coinbase, our mission is to increase economic freedom in the world. It\’s a massive, ambitious opportunity that demands the best of us, every day, as we build the emerging on‑chain platform – and with it, the future global financial system.

To achieve our mission, we’re seeking a very specific candidate. We want someone who is passionate about our mission and who believes in the power of crypto and blockchain technology to update the financial system. We want someone who is eager to leave their mark on the world, who relishes the pressure and privilege of working with high caliber colleagues, and who actively seeks feedback to keep leveling up. We want someone who will run towards, not away from, solving the company’s hardest problems.

Our work culture is intense and isn’t for everyone. But if you want to build the future alongside others who excel in their disciplines and expect the same from you, there’s no better place to be.

While many roles at Coinbase are remote‑first, we are not remote‑only. In‑person participation is required throughout the year. Team and company‑wide offsites are held multiple times annually to foster collaboration, connection, and alignment. Attendance is expected and fully supported.

We are looking for a Credit Risk Analyst with foundational experience or a strong interest in credit risk, spanning both traditional counterparty underwriting and derivatives. The role supports the risk management of our expanding derivatives offerings while performing fundamental credit analysis on institutional clients. The ideal candidate thrives in a dynamic, global digital‑asset market environment, can analyze complex credit risks across a diverse client base, and collaborates effectively with internal stakeholders.

What you’ll be doing (ie. job duties)

• Perform fundamental credit analysis across a diverse portfolio of institutional counterparties, including reviews of financial statements, business models, and market positioning to assess creditworthiness.
• Support risk management for derivatives products by maintaining and improving the risk framework, monitoring exposures, and conducting stress testing and margin back‑testing for leveraged offerings.
• Prepare credit memos, recommend internal credit ratings and limits, collaborate with cross‑functional partners, and conduct deep‑dive analysis on internal and external risk events for senior management.

What we look for in you (ie. job requirements)

• 3+ years of experience in credit risk, market risk, corporate banking, or related analytical roles within global financial institutions.
• Demonstrated experience in fundamental credit analysis and financial‑statement assessment, ideally with exposure to market makers, broker‑dealers, or banks, and strong understanding of derivatives or prime brokerage products.
• Strong communication skills, high analytical curiosity, collaborative working style, and the ability to form well‑reasoned judgments based on complex data.

Nice to haves

• SQL skills for querying and analyzing large datasets.
• Exposure to risk analytics or quantitative risk tooling.
• Familiarity with digital‑asset markets or crypto‑native counterparties.

P75039

Pay Transparency Notice

The target annual base salary for this position can range as detailed below. Full‑time offers from Coinbase also include bonus eligibility + equity eligibility + benefits (including medical, dental, and vision).

Base salary range: £59,400‑£66,000 GBP

Please be advised that each candidate may submit a maximum of four applications within any 30‑day period. We encourage you to carefully evaluate how your skills and interests align with Coinbase’s roles before applying.

Commitment to Equal Opportunity

Coinbase is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, sex, gender expression or identity, sexual orientation or any other basis protected by applicable law. Coinbase will also consider for employment qualified applicants with criminal histories in a manner consistent with applicable federal, state and local law. For US applicants, you may view the Employee Rights and the Know Your Rights notices by clicking on their corresponding links. Additionally, Coinbase participates in the E‑Verify program in certain locations, as required by law.

Coinbase is also committed to providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please contact us at accommodations[at]coinbase.com to let us know the nature of your request and your contact information. For quick access to screen reading technology compatible with this site click here to download a free compatible screen reader (free step by step tutorial can be found here).

Global Data Privacy Notice for Job Candidates and Applicants

Depending on your location, the General Data Protection Regulation (GDPR) and California Consumer Privacy Act (CCPA) may regulate the way we manage the data of job applicants. Our full notice outlining how data will be processed as part of the application procedure for applicable locations is available here. By submitting your application, you are agreeing to our use and processing of your data as required.

AI Disclosure

For select roles, Coinbase is piloting an AI tool based on machine learning technologies to conduct initial screening interviews to qualified applicants. The tool simulates realistic interview scenarios and engages in dynamic conversation. A human recruiter will review your interview responses, provided in the form of a voice recording and/or transcript, to assess them against the qualifications and characteristics outlined in the job description.

For select roles, Coinbase is also piloting an AI interview intelligence platform to transcribe and summarize interview notes, allowing our interviewers to fully focus on you as the candidate.

The above pilots are for testing purposes and Coinbase will not use AI to make decisions impacting employment. To request a reasonable accommodation due to disability, please contact accommodations[at]coinbase.com