Senior Credit Analyst

Senior Credit Analyst

Full-Time 43200 - 72000 £ / year (est.) No home office possible
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Cognitive Credit

At a Glance

  • Tasks: Lead credit analysis and build global credit products using machine learning.
  • Company: Cognitive Credit is a fast-growing fintech firm serving top investment banks and asset managers.
  • Benefits: Enjoy competitive pay, 25 days PTO, and flexible remote work options.
  • Why this job: Join a dynamic team in a high-growth environment and make an impact in fintech.
  • Qualifications: 5+ years in financial credit markets; strong analytical skills and finance qualifications preferred.
  • Other info: We value diversity and are an equal opportunity employer.

The predicted salary is between 43200 - 72000 £ per year.

Cognitive Credit is the fastest growing specialist credit data provider across the US, UK & Europe . We are a financial technology company that works with the world’s largest investment banks, asset managers, and hedge funds.

We are looking for an experienced Senior Credit Analyst hire based in London, United Kingdom to help build our global credit data set and be a main point of contact into European high yield and leveraged loan markets. The position will report to the VP, Data located in London, UK.

Primary job responsibilities include :

  • utilizing machine learning technology to build and maintain a suite of global credit products across HY, IG and Leveraged loan issuers
  • providing in-house expertise to help lead the globally positioned Data Analyst team
  • serving as a primary contact for our London and European-based clients – the world’s largest investment banks and asset managers
  • acting as the Company’s eyes and ears on the ground in European credit markets
  • contributing to product development and innovation, in addition to new sales deal flow

We seek passionate, innovation-minded finance professionals who want to expand their career in a high-growth setting and gain exposure to the fintech industry.

An ideal candidate for this position will have professional experience in the asset management, sell-side analyst or investment banking capacity, with a focus in credit markets and financial analysis.

This job is for you if:

  • you have spent 5+ years in financial credit markets and believe ‘there must be a better way’
  • you have a financial analyst background in either asset management or as a sell-side research analyst
  • you have experience specific to credit markets and/or credit analysis
  • you are comfortable interacting with financial market participants as evidenced by specific experience

Required Education/Experience/Skills:

  • Financial statement and credit analysis experience; familiarity with creating credit models from scratch
  • Finance qualifications such as CFA preferred
  • Strong academic track record, with a background in finance and credit markets
  • Strong Excel knowledge
  • Ability and desire to stay abreast of a quickly evolving technological landscape

Typical Day:

  • Growing our global credit data set
  • Figuring out ways to assess data integrity across large data sets
  • Leading the response to client – current and prospective – inquiry
  • Leveraging existing contacts to stay abreast of European credit market flow
  • Discussing product priorities and strategic objectives
  • Sales calls and demos with prospective clients

Compensation:

Competitive pay, subject to individual experience. 25 days PTO.

Dynamic, innovative, analytical, and collaborative.

Location:

The position can offer a high degree of remote working flexibility.

We are an equal opportunity employer and value diversity. We do not discriminate on the basis of race, religion, colour, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

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Senior Credit Analyst employer: Cognitive Credit

Cognitive Credit is an exceptional employer, offering a dynamic and innovative work culture that fosters collaboration and professional growth. Based in London, our Senior Credit Analyst role provides the opportunity to engage with leading financial institutions while leveraging cutting-edge machine learning technology to shape the future of credit data. With competitive pay, 25 days of PTO, and a strong commitment to diversity, we empower our employees to thrive in a high-growth fintech environment.
Cognitive Credit

Contact Detail:

Cognitive Credit Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Senior Credit Analyst

✨Tip Number 1

Network with professionals in the credit markets, especially those working in investment banks and asset management firms. Attend industry events or webinars to connect with potential colleagues and clients, as personal connections can often lead to job opportunities.

✨Tip Number 2

Stay updated on the latest trends and technologies in fintech and credit analysis. Follow relevant news sources and join online forums to engage in discussions about innovations in the field, which will help you demonstrate your knowledge during interviews.

✨Tip Number 3

Prepare to discuss your experience with financial modelling and credit analysis in detail. Be ready to provide examples of how you've used these skills to solve problems or improve processes in previous roles, as this will showcase your expertise to potential employers.

✨Tip Number 4

Familiarise yourself with Cognitive Credit's products and services before applying. Understanding their offerings and how they fit into the European credit market will allow you to tailor your conversations and show genuine interest in the company during interviews.

We think you need these skills to ace Senior Credit Analyst

Financial Statement Analysis
Credit Analysis
Credit Modelling
Machine Learning Technology
Data Integrity Assessment
Client Relationship Management
Strong Excel Skills
Knowledge of European Credit Markets
Communication Skills
Sales and Presentation Skills
Analytical Thinking
Problem-Solving Skills
Adaptability to Technological Changes
Team Leadership

Some tips for your application 🫡

Tailor Your CV: Make sure your CV highlights your experience in financial credit markets, particularly focusing on any roles related to asset management or investment banking. Use specific examples that demonstrate your expertise in credit analysis and financial modelling.

Craft a Compelling Cover Letter: In your cover letter, express your passion for fintech and innovation in credit markets. Mention how your background aligns with the responsibilities of the Senior Credit Analyst role and why you are excited about contributing to Cognitive Credit's growth.

Highlight Relevant Skills: Emphasise your strong Excel knowledge and any finance qualifications like CFA. Discuss your ability to stay updated with technological advancements in the industry, as this is crucial for the role.

Showcase Your Communication Skills: Since the role involves interacting with major financial market participants, provide examples of your experience in client-facing situations. Highlight your ability to lead discussions and respond to inquiries effectively.

How to prepare for a job interview at Cognitive Credit

✨Showcase Your Financial Acumen

Make sure to highlight your experience in financial credit markets, especially your ability to analyse financial statements and create credit models. Be prepared to discuss specific examples from your past roles that demonstrate your expertise.

✨Demonstrate Your Tech Savvy

Since the role involves utilising machine learning technology, it’s crucial to show your familiarity with tech tools and data analysis software. Discuss any relevant projects where you’ve integrated technology into your work, particularly in credit analysis.

✨Engage with Market Insights

Be ready to talk about current trends in the European credit markets. This shows your proactive approach and understanding of the industry. Prepare some insights or recent developments that could impact the market to impress your interviewers.

✨Prepare for Client Interaction Scenarios

As a primary contact for clients, you’ll need strong communication skills. Think of examples where you successfully managed client relationships or resolved inquiries. Practise articulating how you would handle various client scenarios during the interview.

Senior Credit Analyst
Cognitive Credit
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