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For Companies At a Glance
- Tasks: Manage mortgage applications and ensure quality lending decisions.
- Company: Join a lender known for its supportive, family-like office culture.
- Benefits: Enjoy a competitive salary and a vibrant city office environment.
- Why this job: Be part of a proactive team making impactful lending decisions.
- Qualifications: Experience in mortgage underwriting is essential.
- Other info: This role is fully office-based, perfect for those who thrive in a collaborative setting.
The predicted salary is between 36000 - 60000 £ per year.
Job Description
Two excellent roles with a lender, who has gained a reputation for " a family feel within the office" and a huge level of success. Due to a recent influx of quality business and a pro-active new management team, they are keen to hire additional underwriters to work in smart City based offices.
The Role:
Key Responsibilities:
Manage a pipeline of Regulated BTL and Commercial Mortgage loan cases and prioritise accordingly. Underwrite loan applications within company lending criteria by making quality lending decisions.
Be vigilant when working on cases and refer where necessary to the appropriate person.
Maintain a high level of communication at all times with interested parties including brokers, applicants, surveyors and solicitors.
Maintain a high level of customer service with those internally and externally.
Work closely with other departments within the company including sales, compliance, finance and collections.
Think outside the box and be proactive when suggesting ways to overcome potential problems, whilst ensuring that there is no additional risk to the company.
Maintain oversight of a loan post completion and follow up on any offer conditions prior to handing the loan to collections.
Keep up to date with current best practice and regulatory requirements.
Represent the company at events as required
Key Competencies:
Experience of Mortgage ( ideally BTL or Commercial) underwriting products .
The role is fully office based and offers a competitive salary and supporting package.
Specialist Mortgage Underwriters employer: Coast Specialist Recruitment
Contact Detail:
Coast Specialist Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Specialist Mortgage Underwriters
✨Tip Number 1
Familiarise yourself with the latest trends and regulations in mortgage underwriting, especially for BTL and commercial products. This knowledge will not only boost your confidence but also demonstrate your commitment to staying updated in a rapidly changing industry.
✨Tip Number 2
Network with professionals in the mortgage industry, particularly those who work as underwriters or in related roles. Attend industry events or join online forums to connect with potential colleagues and learn more about the company culture at StudySmarter.
✨Tip Number 3
Prepare to discuss specific examples of how you've successfully managed a pipeline of mortgage applications in the past. Highlight your ability to prioritise tasks and maintain communication with various stakeholders, as these are key aspects of the role.
✨Tip Number 4
Showcase your problem-solving skills by thinking of innovative solutions to common challenges faced in mortgage underwriting. Be ready to share these ideas during your discussions, as the company values proactive thinking and a collaborative approach.
We think you need these skills to ace Specialist Mortgage Underwriters
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in mortgage underwriting, particularly with BTL or commercial products. Use specific examples to demonstrate your skills and achievements in previous roles.
Craft a Compelling Cover Letter: Write a cover letter that reflects your understanding of the company’s family-oriented culture and your enthusiasm for contributing to their success. Mention how your proactive approach aligns with their values.
Highlight Communication Skills: Since the role requires maintaining high levels of communication, emphasise your ability to liaise effectively with various stakeholders. Provide examples of how you have successfully managed relationships in past positions.
Showcase Problem-Solving Abilities: In your application, include instances where you have thought outside the box to resolve issues in underwriting processes. This will demonstrate your proactive mindset and ability to mitigate risks.
How to prepare for a job interview at Coast Specialist Recruitment
✨Know Your Mortgage Products
Make sure you have a solid understanding of the mortgage products, especially Buy-to-Let (BTL) and Commercial mortgages. Be prepared to discuss how these products work and any recent changes in regulations that may affect them.
✨Demonstrate Communication Skills
Since the role involves maintaining high levels of communication with various stakeholders, practice articulating your thoughts clearly. Prepare examples of how you've effectively communicated in previous roles, especially in challenging situations.
✨Showcase Problem-Solving Abilities
Think of instances where you've had to think outside the box to resolve issues. Be ready to share specific examples that highlight your proactive approach to overcoming challenges without increasing risk.
✨Research the Company Culture
Understand the company's reputation for having a 'family feel' within the office. Be prepared to discuss how you can contribute to this culture and why it matters to you, as cultural fit is often just as important as skills.