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For Companies At a Glance
- Tasks: Manage and underwrite commercial loan applications while ensuring top-notch customer service.
- Company: Join a city-based lender known for its family feel and impressive success.
- Benefits: Enjoy a competitive salary and a supportive work environment in smart city offices.
- Why this job: Be part of a proactive team that values innovative problem-solving and collaboration.
- Qualifications: Experience in underwriting Commercial Real Estate products is essential.
- Other info: This role is fully office-based, perfect for those who thrive in a dynamic environment.
The predicted salary is between 36000 - 60000 £ per year.
Key underwriter positions with a city based lender who has gained a reputation for "a family feel within the office" and a huge level of success. Due to a recent influx of quality business and a pro-active new management team, they are keen to hire a number of experienced Commercial Mortgage Underwriters to work in smart City offices.
The Role:
- Manage a pipeline of Regulated Commercial loan cases and prioritise accordingly.
- Underwrite loan applications within company lending criteria by making quality lending decisions.
- Be vigilant when working on cases and refer where necessary to the appropriate person.
- Maintain a high level of communication at all times with interested parties including brokers, applicants, surveyors and solicitors.
- Maintain a high level of customer service with those internally and externally.
- Work closely with other departments within the company including sales, compliance, finance and collections.
- Think outside the box and be proactive when suggesting ways to overcome potential problems, whilst ensuring that there is no additional risk to the company.
- Maintain oversight of a loan post completion and follow up on any offer conditions prior to handing the loan to collections.
- Keep up to date with current best practice and regulatory requirements.
- Represent the company at events as required.
Key Competencies:
- Experience of underwriting Commercial Real Estate products.
The role is fully office based and offers a competitive salary and supporting package.
Mortgage Underwriter - Commercial employer: Coast Specialist Recruitment
Contact Detail:
Coast Specialist Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Mortgage Underwriter - Commercial
✨Tip Number 1
Familiarise yourself with the latest trends in commercial real estate and underwriting practices. This knowledge will not only help you stand out during interviews but also demonstrate your commitment to staying updated in a fast-paced industry.
✨Tip Number 2
Network with professionals in the mortgage and real estate sectors. Attend industry events or join relevant online forums to connect with potential colleagues and learn about the company culture, which can give you an edge in understanding what they value in candidates.
✨Tip Number 3
Prepare to discuss specific examples from your past experience that showcase your ability to manage a pipeline of loan cases effectively. Highlight instances where you made quality lending decisions and how you maintained communication with various stakeholders.
✨Tip Number 4
Research the company’s recent successes and management changes. Being able to reference these in your conversations will show your genuine interest in the role and the organisation, making you a more memorable candidate.
We think you need these skills to ace Mortgage Underwriter - Commercial
Some tips for your application 🫡
Understand the Role: Familiarise yourself with the responsibilities of a Mortgage Underwriter, especially in the commercial sector. Highlight your experience with underwriting Commercial Real Estate products in your application.
Tailor Your CV: Make sure your CV reflects relevant experience and skills that align with the job description. Emphasise your ability to manage loan cases, communicate effectively, and work collaboratively with various departments.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for the role and the company. Mention specific examples of how you've successfully underwritten loans and maintained high levels of customer service in previous positions.
Proofread Your Application: Before submitting, carefully proofread your application materials. Ensure there are no spelling or grammatical errors, as attention to detail is crucial in underwriting roles.
How to prepare for a job interview at Coast Specialist Recruitment
✨Know Your Numbers
As a Mortgage Underwriter, you'll need to demonstrate your understanding of commercial real estate products. Brush up on key metrics and lending criteria relevant to the role, so you can confidently discuss how you would assess loan applications.
✨Showcase Your Communication Skills
Effective communication is crucial in this role. Prepare examples of how you've maintained high levels of communication with various stakeholders in previous positions. This will show that you can manage relationships with brokers, applicants, and other departments seamlessly.
✨Be Proactive in Problem-Solving
The company values innovative thinking. Think of instances where you've successfully navigated challenges or suggested improvements in processes. Be ready to share these examples to illustrate your proactive approach to underwriting.
✨Understand Regulatory Requirements
Stay updated on current best practices and regulatory requirements in the mortgage industry. Being knowledgeable about compliance will not only impress your interviewers but also show that you're serious about maintaining the company's standards.
