At a Glance
- Tasks: Manage the final steps of mortgage completions and ensure all conditions are met.
- Company: Join a highly respected Mortgage Lender with a strong reputation in the industry.
- Benefits: Enjoy 25 days holiday, a discretionary bonus, and a supportive work environment.
- Why this job: Be part of a crucial process that helps customers achieve their homeownership dreams.
- Qualifications: Experience in mortgage lending or completions is essential; strong communication skills are a plus.
- Other info: Immediate interviews available for eager candidates ready to make an impact.
The predicted salary is between 36000 - 60000 £ per year.
A hugely respected Mortgage Lender is keen to appoint an experienced Lending Completions Officer to work full time at their city offices Monday to Friday. The completions process is the last step in the journey to become a mortgage customer and you will be responsible for ensuring all mortgage offer conditions are satisfied and financial threats through security risk, financial crime or error are managed so that customers complete loans when they need to and that these comply with their office of advance.
Responsibilities for the role of Completions Officer:
- Liaise with Underwriters and New Business Team on any completion queries (i.e., COT received, completion call transfers, updates to all parties).
- Communicate with Intermediaries, valuers or Solicitor enquiries by email or telephone, liaising with the New Business Team & Loans Underwriters as appropriate.
- Review legal correspondence from solicitors, providing responses where possible and referring queries to the underwriter or valuer if appropriate.
- Pursue outstanding documents ensuring offer conditions are satisfied before authorising release of funds.
- Initiate pipeline management - advising conveyancers/underwriters when an application nears the end of its offer eligibility or valuation period or when a valuation nears expiry.
- Capability of meeting service level agreements and maintaining excellent customer service.
- Authenticate the Certificate of Title to ensure details provided from the panel of solicitors are accurate and adequate to proceed to completion.
Interviews available immediately. Benefits include 25 days holiday and discretionary bonus.
Mortgage Completions Officer employer: Coast Specialist Recruitment
Contact Detail:
Coast Specialist Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Mortgage Completions Officer
✨Tip Number 1
Familiarise yourself with the mortgage completions process. Understanding the key steps and common challenges will help you speak confidently about your experience and how you can contribute to our team.
✨Tip Number 2
Network with professionals in the mortgage industry. Attend relevant events or join online forums to connect with others who can provide insights into the role and potentially refer you to opportunities at StudySmarter.
✨Tip Number 3
Brush up on your communication skills, especially in handling queries from solicitors and intermediaries. Being able to demonstrate your ability to manage these interactions effectively will set you apart during the interview process.
✨Tip Number 4
Prepare for situational questions that may arise during interviews. Think of examples from your past experiences where you successfully managed completion processes or resolved issues, as this will showcase your problem-solving abilities.
We think you need these skills to ace Mortgage Completions Officer
Some tips for your application 🫡
Understand the Role: Read the job description thoroughly to understand the responsibilities and requirements of a Mortgage Completions Officer. Tailor your application to highlight relevant experience and skills that match these expectations.
Craft a Strong CV: Ensure your CV is up-to-date and clearly outlines your experience in mortgage lending, customer service, and any relevant qualifications. Use bullet points for clarity and focus on achievements that demonstrate your capability in handling completion processes.
Write a Compelling Cover Letter: In your cover letter, express your enthusiasm for the role and the company. Highlight specific experiences that relate to liaising with underwriters and managing completion queries, as well as your ability to maintain excellent customer service.
Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any spelling or grammatical errors. A polished application reflects attention to detail, which is crucial for a role that involves reviewing legal correspondence and ensuring accuracy.
How to prepare for a job interview at Coast Specialist Recruitment
✨Understand the Completions Process
Make sure you have a solid grasp of the completions process in mortgage lending. Be prepared to discuss how you would ensure all conditions are met and how you would handle any potential issues that may arise during this final step.
✨Showcase Your Communication Skills
As a Mortgage Completions Officer, you'll need to liaise with various parties including underwriters, solicitors, and intermediaries. Highlight your experience in effective communication and provide examples of how you've successfully managed queries or conflicts in the past.
✨Demonstrate Attention to Detail
This role requires a keen eye for detail, especially when reviewing legal correspondence and ensuring compliance with offer conditions. Be ready to share specific instances where your attention to detail has made a difference in your previous roles.
✨Prepare for Scenario-Based Questions
Expect scenario-based questions that assess your problem-solving skills and ability to manage risks. Think about potential challenges you might face in the role and how you would address them, particularly regarding financial threats and compliance.