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- Tasks: Underwrite diverse risks and collaborate with brokers to deliver tailored insurance solutions.
- Company: Join CNA Hardy, a top commercial insurance provider with a strong commitment to customer service.
- Benefits: Competitive salary, professional development, and a supportive work environment.
- Why this job: Make a real impact in the insurance industry while developing your skills in a dynamic team.
- Qualifications: Strong analytical skills and knowledge of underwriting principles required.
- Other info: Opportunity for career growth in a leading global company.
The predicted salary is between 40000 - 50000 £ per year.
Function / Area: Commercial – Middle Market Tech
Reporting to: Class Manager - Technology
Position Summary
We are looking for an Underwriter to join our team who under clear leadership and direction, underwrites a broad range of moderate and complex risks in a book of business. Works within specific limits of authority on assignments requiring technical complexity and coordination. Utilises underwriting policies and guidelines, rating manual rules, and insurance laws and regulations while finding creative solutions.
Key Responsibilities
- New Business producer, in support of executing the Tech UW strategy.
- Review applications and financial requirements for risks requiring sophisticated underwriting skills. Determine acceptability of risk in accordance with company guidelines and standards.
- Define appropriate pricing based on financial and competitive analysis in line with compliance requirements.
- Prepare quotations and answer questions from Brokers, policyholders or other external contacts and escalate issues to management, along with proposed solutions as necessary.
- Negotiate with Brokers to achieve positive and profitable outcomes.
- Notify Brokers of adverse underwriting decisions, rate appeals, underwriting requirements, status and declinations.
- Analyse quality and quantity of risks underwritten and prepare reports for management review.
- Market products and services through the brokerage community and make field visits. Develop and maintain Broker relationships.
- May provide guidance and assistance to other underwriters and to other functional areas, particularly when related to cross-sell opportunities.
- Keep current on state/territory issues and regulations, industry activity and trends and freely share information with others.
- Utilise advanced functionality in relevant CNA systems to perform day-to-day activities.
- Work with more senior underwriters or management on risks exceeding authority level or requiring special handling.
- Comply with all applicable legal and regulatory requirements and ensure that, at a level appropriate to the position, appropriate measures are in place to ensure this compliance.
- May perform additional duties as agreed.
Skills, Knowledge & Experience
- Established broker relationships within the territory.
- Appropriate knowledge of all regulatory and legal requirements applicable to the position.
- Strong knowledge of underwriting and insurance industry theories and practices.
- Demonstrated high level of technical expertise and product specific knowledge.
- Strong interpersonal, communication and negotiation skills. Ability to effectively interact with CNA's internal and external business partners at all levels.
- Capacity to work independently.
- Strong ability to identify, analyse and solve problems as well as to learn rapidly, adapt quickly to change, and manage and prioritise multiple concurrent projects.
- Skilled in exercising independent judgment and making critical business decisions effectively.
- Strong knowledge of Microsoft Office Suite as well as other business-related software.
Additional Information
Company Overview
CNA Hardy is a leading specialist commercial insurance provider for clients within the Lloyd’s and company markets. We are part of CNA Financial Corp, the 8th largest U.S. commercial property and casualty insurance company. Established in 1897, CNA has approximately 7,000 employees, serving businesses and professionals in the U.S., Canada and Europe. We offer a wide range of products and services, providing a superior suite of insurance solutions that any organisation conducting business requires.
Why Choose CNA Hardy?
- For us, the customer comes first.
- Our winning proposition is our commitment to our customers: We offer more than just a policy – we deliver distinctive insurance solutions and we promise a superior customer service.
- Our people: We recognise that our staff bring our commitment to our customers to life. Our priority is to be a great place to work so we continue to attract, retain and develop the best talent in the market.
- Our product offering: We develop innovative and specialised solutions by product and industry specialism and create certainty for customers through the delivery of underwriting and service excellence.
- Our relationships: We believe in building enduring relationships and want to focus our energy on partnering with customers and producers who value our approach and seek the same.
- Our track record: Our financial strength underpins our contract with our customers. We receive consistently high ratings from AM Best and Standard and Poor’s proving our ability to deliver on our commitment should the worst happen.
Treating Customers Fairly
- We deal with our Customers in a professional, open and honest way at all times.
- Designing and delivering products that meet their needs;
- Ensuring that no claims are unreasonably rejected; and
- Aiming to do things right the first time and putting them right if we get them wrong.
CNA Hardy is an equal opportunity employer.
Underwriter - Technoogy in Manchester employer: CNA Hardy
Contact Detail:
CNA Hardy Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Underwriter - Technoogy in Manchester
✨Tip Number 1
Network like a pro! Reach out to your connections in the insurance and underwriting sectors. Attend industry events or webinars, and don’t be shy about introducing yourself. You never know who might have the inside scoop on job openings!
✨Tip Number 2
Prepare for interviews by brushing up on your technical knowledge. Make sure you can discuss underwriting principles and recent trends in the insurance market. We want you to impress with your expertise and show that you’re ready to tackle complex risks!
✨Tip Number 3
Practice your negotiation skills! As an underwriter, you’ll need to negotiate with brokers and clients. Role-play scenarios with friends or mentors to build your confidence and refine your approach.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive about their job search. Let’s get you on board!
We think you need these skills to ace Underwriter - Technoogy in Manchester
Some tips for your application 🫡
Tailor Your Application: Make sure to customise your application to highlight your experience in underwriting and the tech industry. We want to see how your skills align with our needs, so don’t be shy about showcasing your relevant expertise!
Show Off Your Communication Skills: As an Underwriter, you'll need to communicate effectively with brokers and clients. Use your application to demonstrate your strong interpersonal and negotiation skills. A well-written cover letter can really set you apart!
Be Clear and Concise: When filling out your application, keep it straightforward. We appreciate clarity, so avoid jargon and get straight to the point. Highlight your key achievements and experiences that relate to the role.
Apply Through Our Website: We encourage you to apply directly through our website for a smoother process. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team!
How to prepare for a job interview at CNA Hardy
✨Know Your Underwriting Basics
Before the interview, brush up on your underwriting knowledge, especially in the technology sector. Understand the key principles of risk assessment and pricing strategies, as well as the specific guidelines and regulations that apply to the role.
✨Showcase Your Broker Relationships
Since established broker relationships are crucial for this position, be ready to discuss your past experiences. Highlight any successful partnerships you've built and how they contributed to positive outcomes in your previous roles.
✨Prepare for Technical Questions
Expect questions that test your technical expertise in underwriting. Be prepared to analyse hypothetical scenarios or case studies during the interview, demonstrating your problem-solving skills and ability to make critical business decisions.
✨Demonstrate Communication Skills
Strong interpersonal and negotiation skills are essential for this role. Practice articulating your thoughts clearly and confidently, and think of examples where you effectively communicated with brokers or resolved conflicts to achieve a successful outcome.