Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Underwrite new and existing Casualty risks for commercial businesses.
- Company: Join CNA Hardy, a leading specialist in commercial insurance.
- Benefits: Competitive salary, professional development, and a dynamic work environment.
- Why this job: Make impactful decisions in a fast-paced insurance market.
- Qualifications: Prior Casualty underwriting experience and strong analytical skills.
- Other info: Opportunity to build relationships and develop expertise in global accounts.
The predicted salary is between 36000 - 60000 £ per year.
We are seeking to hire a Casualty Underwriter to join our London company market team. The role will work under broad supervision of the London Casualty Underwriting Manager, focused on underwriting new and existing Casualty risks for the Commercial book of business. This role utilises underwriting policies and guidelines, rating manual rules and insurance laws and regulations.
Key Responsibilities
- Sourcing and reviewing new and existing applications for risks requiring Employers, Public, Products and Pollution Liability coverages.
- Determining acceptability of risk in accordance with company guidelines and standards.
- Calculation of appropriate pricing and coverage modifications, restrictions or enhancements for risks after complete analysis and consideration of applicant documentation, understanding the business factors and how to deal with competitive situations.
- Prepares quotation terms and answers questions from Brokers, internal and external contacts and escalates issues as necessary.
- Prepares written communications on all underwriting decisions, rate reviews, underwriting requirements, status and declinations.
- Where appropriate, verbally or in person notify brokers of decisions in order to ensure clear understanding of the decision.
- Analyses quality, quantity, and profitability of risks underwritten and prepares well-rounded underwriting rationales for file review.
- Assist in marketing products and services through the brokerage community and make field visits to articulate CNA Casualty appetite and proposition.
- Develop and maintain positive broker relationships.
- Maintains current knowledge on state/territory issues, regulations and trends.
- Work with more senior underwriters or management on risks exceeding authority level or requiring special handling.
- Develop proficiency in all relevant CNA systems.
- Develop an understanding of Global accounts with overseas exposure including the USA.
- May perform additional duties as assigned.
Skills, Knowledge & Abilities
- Prior Casualty underwriting experience.
- Knowledge of underwriting and insurance industry theories and practices.
- Developing technical expertise and negotiation skills.
- Strong interpersonal and communication skills.
- Ability to effectively interact with peer level CNA internal and external business partners.
- Ability to work independently.
- Strong analytical and problem-solving skills.
- Ability to exercise independent judgment and make sound business decisions effectively.
- Strong knowledge of Microsoft Office Suite as well as other business-related software.
The Company
CNA Hardy is a leading specialist commercial insurance provider for clients within the Lloyd’s and company markets. We offer a highly specialised and comprehensive portfolio of innovative and market-leading products. Coverage is available to businesses of all sizes for domestic, international and global exposures.
Casualty Underwriter employer: CNA Hardy
Contact Detail:
CNA Hardy Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Casualty Underwriter
✨Tip Number 1
Network like a pro! Reach out to your connections in the insurance industry, especially those who work in underwriting. A friendly chat can lead to insider info about job openings that aren't even advertised yet.
✨Tip Number 2
Prepare for interviews by brushing up on your technical knowledge. Make sure you can discuss underwriting principles and how they apply to Casualty risks. We want you to impress with your expertise!
✨Tip Number 3
Show off your communication skills! When you're in an interview or networking event, be ready to articulate your thoughts clearly. Remember, underwriters need to explain complex concepts to brokers and clients, so practice makes perfect.
✨Tip Number 4
Don't forget to apply through our website! It's the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive about their job search.
We think you need these skills to ace Casualty Underwriter
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Casualty Underwriter role. Highlight your relevant experience in underwriting and any specific skills that match the job description. We want to see how you fit into our team!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about underwriting and how your background makes you a great fit for our London company market team. Keep it engaging and personal!
Showcase Your Analytical Skills: Since this role involves analysing risks and making sound business decisions, be sure to include examples of your analytical and problem-solving skills in your application. We love seeing how you tackle challenges!
Apply Through Our Website: Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team at CNA Hardy!
How to prepare for a job interview at CNA Hardy
✨Know Your Underwriting Basics
Before stepping into the interview, brush up on your knowledge of underwriting principles, especially in relation to Casualty risks. Familiarise yourself with the specific coverages mentioned in the job description, like Employers, Public, Products, and Pollution Liability. This will show that you understand the role and can speak confidently about it.
✨Prepare Real-Life Examples
Think of specific instances from your past experience where you've successfully assessed risks or made underwriting decisions. Be ready to discuss how you calculated pricing or modified coverage based on your analysis. This not only demonstrates your expertise but also your problem-solving skills.
✨Understand the Company’s Market Position
Research CNA Hardy and their position within the Lloyd’s and company markets. Knowing their products and services will help you articulate how you can contribute to their goals. It’s also a great way to ask insightful questions during the interview, showing your genuine interest in the company.
✨Build Rapport with Interviewers
Since strong interpersonal skills are key for this role, practice engaging with your interviewers. Be friendly, maintain eye contact, and listen actively. Building a positive connection can make a lasting impression and demonstrate your ability to foster relationships with brokers and partners.