At a Glance
- Tasks: Conduct site visits and assess potential borrowers for lending decisions.
- Company: Dynamic company offering a hybrid work environment.
- Benefits: Pension contributions, gym access, private health support, and performance bonuses.
- Other info: Enjoy 25 days holiday plus bank holidays and excellent career growth.
- Why this job: Make impactful lending decisions while building professional relationships.
- Qualifications: Experience in commercial lending and strong analytical skills required.
The predicted salary is between 30000 - 40000 £ per year.
This hybrid role combines field-based site visits with office-based underwriting support. You will assess potential borrowers at their business premises to support lending decisions, as well as analyse applications and financial information internally. The role requires strong commercial awareness, risk assessment ability, and confident client-facing communication.
Key Responsibilities
- Conduct site visits to assess prospective borrowers and their businesses
- Evaluate director behaviour, business operations, and sector risk
- Gather and verify key documentation to support lending decisions
- Identify and escalate risks or concerns
- Present findings and recommendations to management
- Build and maintain professional relationships with business directors
- Arrange and manage visit logistics directly with applicants
Underwriting Support
- Support underwriting activities when not on site visits
- Analyse financial information including income, accounts, and collateral
- Assess creditworthiness and lending risk
- Ensure completion of required documentation and ID verification
- Maintain accurate records using CRM systems
Compliance & Communication
- Follow internal lending policies and regulatory requirements
- Communicate clearly with applicants throughout the process
- Maintain up-to-date knowledge of lending products and standards
- Deliver a high standard of professionalism and customer service
Requirements
- Experience or strong understanding of commercial lending and credit risk
- Strong analytical and decision-making skills
- Confident, professional, client-facing communication style
- Excellent organisation and time management
- Ability to work independently in the field and office
- Experience using CRM systems
- Full driving licence and access to own vehicle (required for site visits)
Benefits
- Pension contribution
- Gym membership access
- Private health and wellbeing support (post-probation)
- Performance bonus scheme (post-probation)
- 25 days holiday + bank holidays (increasing with service)
- Childcare salary sacrifice scheme (post-probation)
- Enhanced maternity and paternity packages
Business Development Executive in London employer: CMR Jobs
As a Business Development Executive in our dynamic hybrid environment, you will thrive in a culture that values professional growth and work-life balance. With access to comprehensive benefits including a pension contribution, gym membership, and private health support, we prioritise your wellbeing while offering opportunities for career advancement. Join us to build meaningful relationships with clients and contribute to impactful lending decisions in a supportive and innovative workplace.
StudySmarter Expert Advice🤫
We think this is how you could land Business Development Executive in London
✨Tip Number 1
Get to know the company inside out! Research their values, recent projects, and industry trends. This will help you tailor your conversations and show that you're genuinely interested in what they do.
✨Tip Number 2
Practice your pitch! You’ll need to communicate confidently with clients and management. Role-play with a friend or in front of a mirror to nail down your delivery and make sure you come across as professional and knowledgeable.
✨Tip Number 3
Network like a pro! Attend industry events or connect with professionals on LinkedIn. Building relationships can open doors and give you insights into the company culture and expectations.
✨Tip Number 4
Don’t forget to follow up! After interviews or networking events, send a quick thank-you email. It shows your enthusiasm and keeps you fresh in their minds. And remember, apply through our website for the best chance!
We think you need these skills to ace Business Development Executive in London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the skills and experiences that match the Business Development Executive role. Highlight your commercial awareness and any relevant experience in lending or risk assessment to catch our eye!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for this hybrid role. Share specific examples of your client-facing communication and how you've successfully managed relationships in the past.
Showcase Your Analytical Skills:Since this role involves analysing financial information, be sure to mention any relevant analytical skills or experiences. We want to see how you assess creditworthiness and make informed decisions!
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates about the process!
How to prepare for a job interview at CMR Jobs
✨Know Your Stuff
Before the interview, make sure you brush up on your knowledge of commercial lending and credit risk. Familiarise yourself with the latest trends in the industry and be ready to discuss how they might impact lending decisions.
✨Showcase Your Analytical Skills
Be prepared to demonstrate your analytical abilities during the interview. You might be asked to evaluate a hypothetical financial scenario or assess a business's creditworthiness. Practise explaining your thought process clearly and confidently.
✨Practice Client-Facing Scenarios
Since this role involves a lot of client interaction, think about potential questions or scenarios you might face when meeting with business directors. Practise your communication style to ensure you come across as professional and approachable.
✨Logistics Matter
As site visits are a key part of the job, be ready to discuss how you would manage visit logistics. Think about how you would arrange meetings with applicants and what factors you would consider when planning your schedule.