At a Glance
- Tasks: Conduct site visits and assess potential borrowers for lending decisions.
- Company: Dynamic company offering a hybrid work environment.
- Benefits: Pension contributions, gym access, private health support, and performance bonuses.
- Other info: Enjoy 25 days holiday plus bank holidays and excellent career growth.
- Why this job: Make impactful lending decisions while building professional relationships.
- Qualifications: Experience in commercial lending and strong analytical skills required.
The predicted salary is between 30000 - 40000 £ per year.
This hybrid role combines field-based site visits with office-based underwriting support. You will assess potential borrowers at their business premises to support lending decisions, as well as analyse applications and financial information internally. The role requires strong commercial awareness, risk assessment ability, and confident client-facing communication.
Key Responsibilities
- Conduct site visits to assess prospective borrowers and their businesses
- Evaluate director behaviour, business operations, and sector risk
- Gather and verify key documentation to support lending decisions
- Identify and escalate risks or concerns
- Present findings and recommendations to management
- Build and maintain professional relationships with business directors
- Arrange and manage visit logistics directly with applicants
Underwriting Support
- Support underwriting activities when not on site visits
- Analyse financial information including income, accounts, and collateral
- Assess creditworthiness and lending risk
- Ensure completion of required documentation and ID verification
- Maintain accurate records using CRM systems
Compliance & Communication
- Follow internal lending policies and regulatory requirements
- Communicate clearly with applicants throughout the process
- Maintain up-to-date knowledge of lending products and standards
- Deliver a high standard of professionalism and customer service
Requirements
- Experience or strong understanding of commercial lending and credit risk
- Strong analytical and decision-making skills
- Confident, professional, client-facing communication style
- Excellent organisation and time management
- Ability to work independently in the field and office
- Experience using CRM systems
- Full driving licence and access to own vehicle (required for site visits)
Benefits
- Pension contribution
- Gym membership access
- Private health and wellbeing support (post-probation)
- Performance bonus scheme (post-probation)
- 25 days holiday + bank holidays (increasing with service)
- Childcare salary sacrifice scheme (post-probation)
- Enhanced maternity and paternity packages
Business Development Executive employer: CMR Jobs Limited
As a Business Development Executive in our dynamic hybrid environment, you will thrive in a culture that values professional growth and work-life balance. With benefits such as a performance bonus scheme, private health support, and generous holiday allowances, we prioritise your well-being and career advancement. Join us to build meaningful relationships while making impactful lending decisions in a supportive and innovative workplace.
StudySmarter Expert Advice🤫
We think this is how you could land Business Development Executive
✨Tip Number 1
Get to know the company inside out! Research their values, recent projects, and industry trends. This will help you tailor your conversations and show that you're genuinely interested in what they do.
✨Tip Number 2
Practice your pitch! You’ll need to communicate confidently with clients and management. Role-play with a friend or in front of a mirror to nail down your delivery and make sure you come across as professional and knowledgeable.
✨Tip Number 3
Network like a pro! Attend industry events or connect with professionals on LinkedIn. Building relationships can open doors and give you insights into the company culture and expectations.
✨Tip Number 4
Don’t forget to follow up! After interviews or networking events, send a quick thank-you email. It shows your enthusiasm and keeps you fresh in their minds. And remember, apply through our website for the best chance!
We think you need these skills to ace Business Development Executive
Some tips for your application 🫡
Tailor Your CV:Make sure your CV speaks directly to the role of Business Development Executive. Highlight your experience in commercial lending and risk assessment, and don’t forget to showcase your client-facing communication skills!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you’re the perfect fit for this hybrid role. Mention your analytical skills and how you can build professional relationships with business directors.
Showcase Relevant Experience:When filling out your application, be specific about your past experiences that relate to the key responsibilities. Whether it’s conducting site visits or analysing financial information, we want to see how you’ve excelled in similar situations.
Apply Through Our Website:We encourage you to apply through our website for a smoother process. It helps us keep track of your application and ensures you don’t miss any important updates from us!
How to prepare for a job interview at CMR Jobs Limited
✨Know Your Stuff
Before the interview, make sure you brush up on your knowledge of commercial lending and credit risk. Familiarise yourself with common financial terms and concepts, as well as the specific lending products the company offers. This will show that you're not just interested in the role but also understand the industry.
✨Showcase Your Analytical Skills
Be prepared to discuss how you've used your analytical skills in previous roles. Think of specific examples where you've assessed risk or made decisions based on financial information. This will help demonstrate your ability to evaluate director behaviour and business operations effectively.
✨Practice Your Communication
Since this role involves client-facing communication, practice articulating your thoughts clearly and confidently. You might want to role-play with a friend or family member, simulating a site visit scenario. This will help you feel more comfortable when discussing findings and recommendations during the interview.
✨Logistics Matter
As you'll be arranging site visits, it's essential to show that you're organised and can manage logistics efficiently. Be ready to discuss how you would plan these visits, including how you'd verify documentation and maintain accurate records. This will highlight your organisational skills and attention to detail.
