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- Tasks: Join a dynamic team to analyse credit risk and develop innovative strategies.
- Company: Close Brothers, a leader in retail collections and recoveries.
- Benefits: Gain valuable experience in credit analysis with a supportive team environment.
- Why this job: Make a real impact on credit risk management while developing your analytical skills.
- Qualifications: Experience with data tools like SQL or SAS; strong analytical mindset required.
- Other info: Inclusive workplace committed to accessibility and career growth.
The predicted salary is between 36000 - 60000 £ per year.
Overview
Join the Close Brothers Retail Collections and Recoveries team where you will work as part of a small team of analysts and senior analysts to develop Strategy, MI and Analytics to support and maintain an effective Credit Risk management framework aligned with the Credit Risk Appetite (CRAS).
Responsibilities
- Production and evolution of high-quality Credit Risk related Collections and Recoveries MI, insight, and analytics. Identifying emerging trends and/or changes in portfolio and strategy in a timely manner
- Support the evolution of Collections & Recoveries Strategies within the Retail Business Units, leveraging where relevant credit scoring or decision tree capabilities, industry or bank data and techniques.
- Monitor Collections and Recoveries forecasts within the Retail Business Units against budget and forecasts, analysing trends and deviations. Work with the Credit Risk Manager to propose and agree actions required to address any performance issues and/or to capitalise on opportunities.
- Effectively summarise and communicate findings using appropriate written and graphical techniques in Excel and PowerPoint
- Ensure all credit governance requirements are adhered to including timely completion of policy reviews, audit remediation, incident management and escalation.
Qualifications
- Experience of Business Objects/SQL/SAS/Alteryx or other similar data analytical tools
- Strong analytical mindset to be able to understand and investigate complex issues in a methodical manner with appropriate attention to detail
- Strong knowledge of Microsoft Excel, and experience of Microsoft Word and PowerPoint
- Good written and verbal communication skills with the ability to interact with and communicate complex information to management and non-credit colleagues
- The ability to work effectively within a team, sharing best practices and fostering a positive team spirit
- Curious in nature, exhibits a positive ‘can do’ attitude and a self-starter as working as part of a small team
Desirable (not essential)
- Previous Credit Risk preferably in a retail environment
- Educated to degree standard (or equivalent) in a numerate subject with knowledge of statistical and analytical techniques
Inclusion and accessibility
We are an inclusive organisation and committed to ensuring our recruitment process is as accessible as possible to everyone. We will make adjustments for people who have a disability or long-term condition. If you need the job description or application form in an alternative format or would like to discuss the recruitment process with us, please email us at recruit.ssc@closebrothers.com or request a call back.
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Credit Analyst - 6 months FTC employer: Close Brothers
Contact Detail:
Close Brothers Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Analyst - 6 months FTC
✨Tip Number 1
Network like a pro! Reach out to people in the industry, especially those who work at Close Brothers. A friendly chat can open doors and give you insights that a job description just can't.
✨Tip Number 2
Prepare for interviews by brushing up on your analytical skills. Be ready to discuss how you've used tools like SQL or Excel in past roles. We want to see your thought process and how you tackle complex issues!
✨Tip Number 3
Show off your communication skills! Practice summarising complex information clearly and concisely. Whether it's in an interview or a networking event, being able to convey your thoughts effectively is key.
✨Tip Number 4
Don't forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows you're genuinely interested in joining our team at Close Brothers.
We think you need these skills to ace Credit Analyst - 6 months FTC
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Credit Analyst role. Highlight your experience with data analytical tools like SQL or SAS, and showcase any relevant projects that demonstrate your analytical mindset.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're interested in the role and how your skills align with the responsibilities outlined in the job description. Keep it concise but impactful!
Showcase Your Communication Skills: Since good written communication is key for this role, ensure your application is clear and free of jargon. Use straightforward language to convey complex ideas, just like you would when summarising findings for management.
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates from our team!
How to prepare for a job interview at Close Brothers
✨Know Your Numbers
As a Credit Analyst, you'll be dealing with data all the time. Brush up on your knowledge of Business Objects, SQL, SAS, or Alteryx before the interview. Be ready to discuss how you've used these tools in past roles to analyse trends and make informed decisions.
✨Showcase Your Analytical Skills
Prepare to demonstrate your analytical mindset. Think of specific examples where you've tackled complex issues methodically. Use the STAR method (Situation, Task, Action, Result) to structure your answers and highlight your attention to detail.
✨Communicate Clearly
You'll need to summarise findings effectively, so practice explaining complex information in simple terms. Consider preparing a short presentation using Excel or PowerPoint to showcase your ability to communicate insights visually and verbally.
✨Team Spirit is Key
Since you'll be working in a small team, emphasise your collaborative skills. Share examples of how you've contributed to team success in previous roles. Highlight your positive attitude and willingness to share best practices with colleagues.
