Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Analyse and optimise credit risk strategies while collaborating with a dynamic team.
- Company: Join Close Brothers, a leading UK merchant banking group that values diversity and inclusivity.
- Benefits: Enjoy hybrid working, private medical care, gym discounts, and more.
- Why this job: Make a real impact in financial services while developing your analytical skills.
- Qualifications: Experience in credit risk analysis and strong coding skills are essential.
- Other info: Flexible working options available to suit your lifestyle.
The predicted salary is between 55000 - 65000 £ per year.
At Close Brothers we look to recruit individuals from all different backgrounds and encourage you to apply even if you don't tick every box. We celebrate diversity and promote inclusivity. Vacancies are available on a part-time, job-share or full-time basis because we know the best person for the job isn't always available full-time. Our aim is to facilitate requests wherever possible and managers will consider requests on an individual basis.
Join the Close Brothers Credit Risk Team where you will develop, deliver and monitor credit risk strategies, with a specific focus on the management, development and tracking of new business performance and underwriting. Working as part of the Credit Risk team our ideal team member will have previous experience in designing and implementing Credit acquisition strategy including the setting of credit and affordability strategies, policies, underwriting, bureau data and credit systems with excellent coding skills.
RESPONSIBILITIES
- Undertake analysis of Credit acquisition strategy and processes to provide insight and recommendations to Credit management to improve and optimise Credit decisioning strategy.
- Set and monitor Motor credit risk performance against agreed plans, targets and budgets and work with the Credit Manager to propose and agree actions required to address any performance issues and/or to capitalise on opportunities.
- Develop and present high quality credit risk related MI and insight to Credit management, Credit Committees and other major stakeholders to support informed decision making.
- Effectively summarise and communicate findings using appropriate written and graphical techniques in Excel and PowerPoint.
- Maintain and provide input for relevant Credit Policies to ensure the delivery of business objectives and alignment with Group Credit Risk Standards.
- Ensure compliance with prudent underwriting standards and assist Operations to ensure that Motor's bad debt is managed appropriately, and all processes comply with the regulatory guidance.
WE WOULD LOVE TO HEAR FROM YOU IF YOU HAVE:
- A strong analytical mindset to be able to appreciate and investigate complex issues in a methodical manner.
- Used tools such as SAS, SQL, Alteryx, Business Objects or other similar data analytical tools.
- Advanced Excel and PowerPoint skills.
- Strong written and verbal communication skills with the ability to interact and convey complex information to senior management and non-credit colleagues.
- An ability to work independently as well as part of a team, with the ability to support, coach and encourage other team members.
- Worked in a Credit Risk role within a Financial Services environment.
IT IS NOT ESSENTIAL BUT IT WOULD BE GREAT IF YOU HAVE:
- An understanding and/or experience of credit scorecards in a retail or commercial environment.
- Experience of consumer and commercial underwriting, credit bureau data and reports, business accounts etc.
- A background in retail finance or a similar secured asset lending environment.
- Strong understanding of credit risk across the lifecycle.
- Credit risk PD, EAD & LGD models exposure.
We are committed to providing an inclusive and accessible recruitment process. We recognise that candidates may have specific needs that require adjustments to ensure they have a fair and equal opportunity to demonstrate their skills and abilities. Candidates who require the job description or application form in an alternative format, or any other adjustments, are encouraged to email us at recruit.ssc@closebrothers.com or request a call back.
At Close Brothers we support employees to balance their work life priorities and in this role you will be able to enjoy a mixture of hybrid working. Close Brothers is a leading UK merchant banking group providing lending, deposit taking and securities trading. We employ approximately 3,000 people, principally in the United Kingdom and Ireland. Close Brothers Group plc is listed on the London Stock Exchange and is a constituent of the FTSE 250.
To find out more about Close Brothers, please visit our careers page: https://www.closebrothers.com/careers
To find out more about life at Close Brothers: https://www.closebrothers.com/life-close-brothers#374017299-899295541
To find out more about our benefits: https://www.closebrothers.com/employee-benefits
To find out more about our commitment to creating an inclusive environment: Our Responsibility - Diversity and inclusion / Close Brothers Group
Senior Credit Risk Analyst – Hybrid & Insight-Driven in Doncaster employer: Close Brothers Group
Contact Detail:
Close Brothers Group Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Credit Risk Analyst – Hybrid & Insight-Driven in Doncaster
✨Tip Number 1
Network like a pro! Reach out to your connections in the finance and credit risk sectors. Attend industry events or webinars, and don’t be shy about introducing yourself. You never know who might have the inside scoop on job openings!
✨Tip Number 2
Prepare for interviews by practising common questions related to credit risk analysis. Think about how you can showcase your analytical mindset and coding skills. We recommend using the STAR method to structure your answers – it’s a game changer!
✨Tip Number 3
Show off your skills with a portfolio! If you’ve worked on any relevant projects or analyses, compile them into a presentation. This will not only demonstrate your expertise but also give you something tangible to discuss during interviews.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, we love seeing candidates who take the initiative to engage directly with us. Good luck!
We think you need these skills to ace Senior Credit Risk Analyst – Hybrid & Insight-Driven in Doncaster
Some tips for your application 🫡
Tailor Your Application: Make sure to customise your CV and cover letter for the Senior Credit Risk Analyst role. Highlight your experience with credit acquisition strategies and any relevant analytical tools you've used. We want to see how your skills align with what we're looking for!
Show Off Your Analytical Skills: Since this role requires a strong analytical mindset, don’t shy away from showcasing your problem-solving abilities. Use specific examples from your past work where you’ve tackled complex issues and made data-driven decisions. We love seeing that kind of insight!
Communicate Clearly: Your written communication skills are key in this role, so make sure your application is clear and concise. Use bullet points for easy reading and ensure your findings are summarised effectively. Remember, we want to see how well you can convey complex information!
Apply Through Our Website: We encourage you to apply directly through our careers page. It’s the best way to ensure your application gets into the right hands. Plus, it shows us you’re genuinely interested in joining our team at Close Brothers!
How to prepare for a job interview at Close Brothers Group
✨Know Your Numbers
As a Senior Credit Risk Analyst, you'll need to demonstrate your analytical skills. Brush up on key metrics related to credit risk, such as PD, EAD, and LGD models. Be ready to discuss how you've used these in past roles and how they can apply to Close Brothers.
✨Showcase Your Tools
Familiarity with tools like SAS, SQL, and Alteryx is crucial. Prepare examples of how you've used these tools to analyse credit acquisition strategies or improve decision-making processes. This will show that you can hit the ground running.
✨Communicate Clearly
You'll need to present complex information to various stakeholders. Practice summarising your findings in a clear and concise manner, using Excel and PowerPoint. Consider preparing a mock presentation to get comfortable with conveying your insights effectively.
✨Emphasise Teamwork
While independence is important, being part of a team is equally vital. Share examples of how you've supported or coached colleagues in previous roles. This will highlight your ability to collaborate and contribute positively to the Close Brothers Credit Risk Team.