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- Tasks: Underwrite loan applications and assess documentation for mortgage suitability.
- Company: Join one of the UK's largest non-bank lenders, specialising in property finance since 2005.
- Benefits: Enjoy a dynamic work environment with opportunities for growth and development.
- Why this job: Be part of a team that helps people achieve their financial dreams through innovative lending solutions.
- Qualifications: Experience in mortgage underwriting and a keen eye for detail are essential.
- Other info: This role offers a chance to work closely with industry professionals and enhance your career.
The predicted salary is between 36000 - 60000 £ per year.
Established in 2005, our client has grown to become one of the largest non-bank lenders in the UK. They are a leading provider of specialist mortgages and property finance, helping homeowners, landlords and property investors achieve their financial goals. Specialising in creating integrated lending solutions across the property investment lifecycle, encompassing acquisition, planning, development and sale.
Through continued growth, an opportunity has opened up within the Buy to Let team for an experienced Mortgage Underwriter. The overall responsibility of the role is to underwrite loan applications in accordance with the firm's lending criteria, policies and procedures.
Key Responsibilities:- Underwriting and assessing loan documentation, including valuation reports and requesting additional information from brokers where required, highlighting any concerns.
- Carrying out checks on the applicants and properties and assessing their suitability for the loan applied for.
- Proactively manage a pipeline of mortgage applications which will include chasing outstanding information from third parties and providing timely updates to introducers which will help ensure service excellence is maintained.
- Recommending and referring cases to Credit Committee where credit committee approval is required.
- Liaising with introducers, valuers and solicitors.
- Overseeing cases from inception to completion.
Mortgage Underwriter - BTL employer: Click To Hired
Contact Detail:
Click To Hired Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Mortgage Underwriter - BTL
✨Tip Number 1
Familiarise yourself with the latest trends in the Buy to Let market. Understanding current regulations and market conditions will not only boost your confidence but also demonstrate your commitment to the role during interviews.
✨Tip Number 2
Network with professionals in the mortgage industry, especially those who work as underwriters or in related roles. Attend industry events or join online forums to gain insights and potentially get referrals that could help you land the job.
✨Tip Number 3
Prepare for potential interview questions by practising how you would handle specific underwriting scenarios. This will showcase your problem-solving skills and your ability to think critically under pressure.
✨Tip Number 4
Research our client’s company culture and values. Tailoring your conversation to align with their mission can set you apart from other candidates and show that you’re genuinely interested in being part of their team.
We think you need these skills to ace Mortgage Underwriter - BTL
Some tips for your application 🫡
Understand the Role: Familiarise yourself with the responsibilities of a Mortgage Underwriter, especially in the Buy to Let sector. Highlight your experience in underwriting and assessing loan documentation in your application.
Tailor Your CV: Make sure your CV reflects relevant experience in mortgage underwriting and any specific skills related to property finance. Use keywords from the job description to demonstrate your fit for the role.
Craft a Compelling Cover Letter: Write a cover letter that showcases your understanding of the company's mission and how your background aligns with their needs. Mention your ability to manage a pipeline of mortgage applications and your proactive approach.
Proofread Your Application: Before submitting, carefully proofread your application materials. Ensure there are no spelling or grammatical errors, as attention to detail is crucial in this role.
How to prepare for a job interview at Click To Hired
✨Know Your Numbers
As a Mortgage Underwriter, you'll be dealing with financial data regularly. Brush up on your understanding of key financial metrics and lending criteria relevant to Buy to Let mortgages. This will help you answer technical questions confidently.
✨Understand the Company’s Values
Research the company’s mission and values. Understanding their approach to customer service and lending solutions will allow you to align your answers with what they prioritise, showing that you're a good cultural fit.
✨Prepare for Scenario Questions
Expect to face scenario-based questions where you’ll need to demonstrate your problem-solving skills. Think of examples from your past experience where you successfully managed complex cases or resolved issues with loan applications.
✨Showcase Your Communication Skills
As the role involves liaising with various stakeholders, emphasise your communication skills during the interview. Be ready to discuss how you’ve effectively communicated with brokers, valuers, and solicitors in previous roles.
