At a Glance
- Tasks: You'll design and manage mortgage pricing models while analysing market trends.
- Company: Join a specialist mortgage lender known for innovation and customer focus.
- Benefits: Enjoy hybrid working, competitive salary, and opportunities for professional growth.
- Why this job: Be part of a dynamic team making impactful decisions in the mortgage industry.
- Qualifications: Strong financial modelling skills and experience in regulated lending are essential.
- Other info: This is a 6-9 month contract role with flexible office days.
The predicted salary is between 42000 - 56000 £ per year.
Our client, a specialist mortgage lender, is seeking a commercially astute and analytically driven Mortgage Pricing Analyst to support the development, maintenance, and optimisation of mortgage pricing models. This 6 - 9 months contract role is ideal for a candidate with strong financial modelling skills, a deep understanding of mortgage products, and experience in pricing strategy within a regulated lending environment.
Duties of the Mortgage Pricing Analyst will include:
- Design, implement, and manage pricing models for both new and existing mortgage products, with a focus on later-life lending and interest-only offerings.
- Conduct detailed analysis of interest rate movements, funding costs, and competitor pricing to support strategic objectives.
- Partner closely with Capital Markets, Risk, and Product teams to ensure pricing strategies align with commercial goals.
- Continuously monitor product performance, market trends, and internal KPIs to identify opportunities for pricing optimisation.
- Ensure all pricing activity adheres to regulatory requirements, including MCOB and Consumer Duty standards.
- Develop and present pricing recommendations and supporting documentation.
Mortgage Pricing Analyst - FTC 6-9 months employer: Click To Hired
Contact Detail:
Click To Hired Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Mortgage Pricing Analyst - FTC 6-9 months
✨Tip Number 1
Familiarise yourself with the latest trends in mortgage products and pricing strategies. Understanding the nuances of later-life lending and interest-only offerings will give you an edge when discussing your insights during interviews.
✨Tip Number 2
Network with professionals in the mortgage and financial services industry. Attend relevant events or webinars to connect with potential colleagues and learn more about the challenges they face, which can help you tailor your approach.
✨Tip Number 3
Brush up on your financial modelling skills, especially in relation to mortgage pricing models. Being able to demonstrate your analytical capabilities and how you've applied them in previous roles will be crucial.
✨Tip Number 4
Prepare to discuss regulatory requirements such as MCOB and Consumer Duty standards. Showing that you understand these regulations and their implications for pricing strategies will set you apart from other candidates.
We think you need these skills to ace Mortgage Pricing Analyst - FTC 6-9 months
Some tips for your application 🫡
Understand the Role: Before applying, make sure you fully understand the responsibilities of a Mortgage Pricing Analyst. Familiarise yourself with mortgage products, pricing strategies, and regulatory requirements to tailor your application effectively.
Highlight Relevant Experience: In your CV and cover letter, emphasise your financial modelling skills and any previous experience in pricing strategy within a regulated lending environment. Use specific examples to demonstrate your analytical abilities and understanding of mortgage products.
Craft a Strong Cover Letter: Your cover letter should clearly articulate why you are a good fit for this role. Discuss your experience with pricing models and how you can contribute to the company's strategic objectives. Make it personal and engaging to capture their attention.
Proofread Your Application: Before submitting, carefully proofread your application materials. Check for any spelling or grammatical errors, and ensure that all information is accurate and well-presented. A polished application reflects your attention to detail.
How to prepare for a job interview at Click To Hired
✨Showcase Your Financial Modelling Skills
Be prepared to discuss your experience with financial modelling in detail. Bring examples of models you've built or worked on, and be ready to explain your thought process and the outcomes they achieved.
✨Understand Mortgage Products Thoroughly
Make sure you have a solid grasp of various mortgage products, especially those related to later-life lending and interest-only offerings. This knowledge will help you answer questions confidently and demonstrate your expertise.
✨Familiarise Yourself with Regulatory Standards
Since the role involves adherence to regulatory requirements like MCOB and Consumer Duty standards, brush up on these regulations. Being able to discuss how you ensure compliance in pricing strategies will impress your interviewers.
✨Prepare for Analytical Questions
Expect to face analytical questions that assess your ability to interpret data and market trends. Practice explaining how you would conduct analysis on interest rate movements and competitor pricing to support strategic objectives.