MORTGAGE ADVISOR - SELF EMPLOYED

IS THIS ROLE FOR YOU? You will have a good head for figures, an analytical brain and excellent interpersonal skills. You will also be able to demonstrate an ability to follow processes through. In addition, you’ll display outstanding customer service as well as being highly motivated, professional and a real ‘people person’. If you’re a tenacious and driven individual with a proven track record in financial services, you could be just what we’re looking for...

ABOUT US: We are a growing and progressive mortgage brokerage based in Hertford, with a dedicated team of 24 professionals and counting. Since our establishment in 2018, we’ve specialised in providing tailored mortgage solutions, helping clients secure the best financing options available. At Clever Advice, we pride ourselves on being a brokerage created by advisers, for advisers. Our goal is to become the UK’s preferred hub for ambitious, self-employed mortgage professionals.

ROLE: You’ll be responsible for helping people find and apply for the right mortgage for them, according to their situation and finances. You’ll be dealing with estate agents, valuers and mortgage lenders, keeping up to date with the current market and legislation and working closely with your customers. You’ll have a ‘can do’ approach as well as excellent interpersonal skills.

YOU WILL BE RESPONSIBLE FOR:

• Helping people find the right loan for them
• Taking them through the home buying or refinancing process
• Managing paperwork
• Dealing and negotiating with lenders and underwriters
• Meeting with customers, listening to their needs

SKILLS, COMPETENCIES AND EXPERIENCE:

Essential:

• You will need to be an ambitious, driven and a self-motivated individual
• The successful candidate will display a dedicated and committed approach to building a successful mortgage advisory business
• A good credit history is essential, you must also be free from any regulatory breaches and not be banned from accessing any mortgage lenders
• Ability to generate your own business is a must
• Good with figures
• Analytical and enquiring mind
• Attention to detail
• Knowledge of common mortgage products, programs and procedures
• Understanding of mortgage underwriting
• Experience of Microsoft Office programs
• Exceptional people skills + good communication skills
• Good at sales to promote our services
• An industry-recognised qualification e.g. Chartered Insurance Institute (CII) or Certificate in Mortgage Advice (Cert MA) or Certificate in Mortgage Advice and Practice (CeMAP)

Desirable:

• The ideal advisor will have an existing client bank, although this is not essential as marketing support will be provided
• Willingness to learn, find out about new products and regulation
• Demonstrable industry experience
• Good team player
• Ability to juggle multiple jobs and work to a high standard, even when faced with a tight deadline
• Possess a high level of client focus and understanding of client needs
• Experience of social media, blogging

HERE'S WHAT YOU'LL GET WHEN YOU JOIN US:

• Highly competitive and generous commission splits
• Outstanding support: At Clever Advice, we’re all about helping our advisors be the best they can be
• No sales targets and the ability to work at your own pace
• Remote working: You can be based anywhere in the UK
• Whole of Market Mortgage and Protection panel: At Clever Advice you can work with virtually every lender and protection provider in the UK market.
• Comprehensive admin support: Never submit another mortgage application or write a suitability letter. This is all done for you by an experienced in-house admin team
• Pre-qualified mortgage leads may be provided from time to time but this is not guaranteed and is subject to availability; you will be expected to source your own business in order to grow your client bank
• Independence and the opportunity to run your own mortgage advisory business
• Marketing and business development support will be provided to help you self-generate your own leads
• We take care of your PI insurance, stationery, compliance, product sourcing software and much more
• Full training, ongoing compliance, mentoring, competence and supervision support
• Our advisors service and own their clients under all circumstances this means if you decide to leave Clever Advice you will keep all your clients
• Dedicated helpdesk with BDM support: Access to technical support and assistance with product placement.
• Online conveyancing system, making conveyancing instructions easy quick and efficient ensuring an additional revenue stream for our advisers

This is a fantastic opportunity for advisers looking for the flexibility of self-employment, combined with a role that offers a rewarding work–life balance and uncapped earning potential. Whether you’re newly qualified, returning to the industry, seeking a change, or ready to build something of your own – we’d love to have a chat.

Please note applicants who are not CeMAP or Cert CII (MP) qualified will not be considered for the role.