Backend Engineer - DataOne

We are looking for a talented Software Engineer to come and join our close-knit agile delivery team working directly on open banking connections and realtime data enrichment. Your contribution in the OB Services squad will empower lending decisions across the UK by making them fairer and faster using cutting edge open banking data.

Your squad gathers and categorises open banking data which lenders utilise in realtime to assist in making affordability decisions. D.One operates as a startup within ClearScore group so this is an exciting opportunity to be part of a budding business constantly gaining traction in the lending sector.

What you will be doing:

• Reporting to the squad captain of OB Services
• Building upon and improving our open banking connections and data enrichment pipeline used for hundreds of thousands of users per day
• Deploying production code helping to categorise transactions in real-time which enables use cases such as lending decisions, credit limit increases and many more
• Working in a “You Build It, You Run It” environment to build solutions end to end against AWS

Skills we'd love you to have:

• C# .NET experience
• Relational SQL databases experience
• Terraform
• AWS
• GitHub Actions for CI/CD pipelines

You will be joining:

• The OB Services squad who will offer support, guidance and collaboration
• The D One team are part of the ClearScore group benefiting from being part of an established company whilst operating independently as a startup
• A global team of ~150 developers in ClearScore’s technology function
• A learning culture, where everyone is supported in drawing up an annual Personal Development Plan

Why DataOne?

DataOne is the open banking business line of the ClearScore group. DataOne aims to make lending fairer and more expedient where an applicant can get a decision accurately and quickly from a lender. We ingest and categorise open banking data from hundreds of thousands of accounts every single day. This informs how products are offered to ClearScore UK’s users and empowers our B2B partners to make lending decisions in realtime.

DataOne are based both in London and Edinburgh so there’s some great opportunities to visit the locations and enjoy the amenities there. ClearScore group are based in the UK, Africa, Australia and Canada, with more than 18 million users globally and growing fast. Someone joins ClearScore every 20 seconds. We have established relationships with over 50 of the main lenders in the U.K., and have provided trusted tools for customers to manage their credit and make better financial decisions.

Since October 2016 we have helped 1.8 million users take out a new credit card or loan. We are user-centric at our core and we believe in leveraging technology to enable positive financial choices. We are design-led and data-driven and we embed these behaviours in everything we do.

Our company culture is a fundamental part of all we have achieved. We believe in hiring smart, driven, passionate and diverse people who are keen on having a real impact in our organisation. We trust you to manage your own time so we offer flexible work and no fixed desk hours. We don’t micromanage and we believe in measuring outcomes rather than effort. We have an inclusive culture where all, regardless of seniority, are encouraged to contribute with their ideas, look after their wellbeing and actively seek opportunities for career growth.

If you feel like this could be the place for you, apply and our Talent team will be happy to share more.

Benefits:

• 25 paid holidays and a “duvet day” on your birthday
• Hybrid Work Environment: flexible work-life balance allowing you to thrive both in the office and from the comfort of your own space.
• Private health and dental cover
• GP office visits
• Life assurance scheme
• Up to 6% matched pension
• Brown bags with guest speakers
• Dog-friendly office
• Daily breakfast and free snacks
• Free sports and social clubs
• Generous training allowance
• Fast progression
• Leadership-led training
• Regular well-being events
• In-house psychotherapist
• Financial coach to help you plan and achieve your goals
• Physical and mental health support through BUPA
• No clock-watching culture
• Generous maternity and paternity plans
• Culture and inclusion representatives
• Transparent pay structure and a career growth plan

Equal Opportunities

ClearScore is committed to providing equal employment opportunities to all qualified individuals. As an equal opportunity employer, we are able to make reasonable adjustments to accommodate individuals with disabilities during the recruitment and selection process. If you require accommodation, please inform us in advance, and we will work with you to meet your needs.

Our Hybrid Model

We embrace a dynamic hybrid work environment that balances flexibility with collaborative in-person experiences. Our approach is designed to foster innovation, team connection, and individual productivity.

What This Means for You:

• Flexibility to manage your work and life
• Dedicated in-office days for team building and collaborative projects
• Office facilities (with plants!) designed for productive interactions
• Clear expectations and support for maintaining our hybrid schedule

We’re committed to creating an inclusive environment that accommodates diverse needs while maintaining our collaborative culture. Join us in shaping the future of work!

Note: While we offer flexibility, commitment to our hybrid schedule is an important aspect of our team culture and performance expectations.

Inclusion Policy

We are always looking for talented individuals to join ClearScore. We are an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for our people.